Sergio Novoa, Financial Services Professional

08/08/2022

Back-to-school time is here and so are kids sports. While the value of sports to a child’s development is well-known, the cost shouldn't cripple your family's budget.

Spending on youth sports has spiraled in recent years. Experts offer tips on paring down costs and focusing on fun.

07/25/2022

The top three employee financial goals are to save and invest, plan for future health needs, and develop a retirement income strategy. What are yours?

07/11/2022

The market will always go up and down, and today is no different. Let me help you focus on what you can control.​

05/23/2022

If you're trying to figure out how to save money, you've come to the right place. This simple savings calculator shows how much you could be saving each month.

MassMutual's simple savings calculator can help you budget how much of your monthly earnings you can afford to set aside for savings after expenses.

05/16/2022

Are you making the most of your money to set yourself up for financial success? FIRE, or Financial Independence and Retire Early, is a lifestyle that can help you spend mindfully, save regularly, and protect your assets. Get started today!

Learn how to live a FIRE Lifestyle with financial independence and retire early. From Massachusetts Mutual Life Insurance Company and EVERFI

05/09/2022

Are you an entrepreneur? Whether you're looking for business basics or hoping to take your skill set to the next level, be sure to check out this MassMutual learning plan about exploring entrepreneurship.

If you're ready to take your skill set to the next level or try something different, learn about the basics of starting a business.

05/02/2022

What kind of conversations should you have about money between generations? These four fundamental financial habits can help you teach your children about finances and prepare you for new conversations as your kids grow and develop.

Raising kids is stressful and hard enough. Having a financial plan and sticking to it can reduce anxiety and teach everyone about financial responsibility.

04/19/2022

Are you a teacher? MassMutual and EVERFI have partnered to launch a resource for educators that can help you bring financial education to your classroom (or help you buff up on your own financial know-how). And best of all, it's free! Explore the FutureSmart Teacher Certification Program.

Through the FutureSmart Professional Development Program, educators can strengthen their own financial capability, while also building upon the financial knowledge needed to teach FutureSmart and other financial literacy courses.

04/11/2022

More than 1/3 of Americans have less than $1,000 saved for emergency expenses. Explore our 5 step guide to help you prepare for the unexpected.

Learn why and how to save for emergency expenses. From Massachusetts Mutual Life Insurance Company and EVERFI

04/04/2022

I tell all my clients: an emergency fund is critical! It’s a core component of any financial plan and can keep you in the game, especially when adversity strikes. Let’s talk about your preparedness.

04/04/2022

According to new MassMutual research, less than 15% of American adults can correctly answer 5 questions from the EVERFI financial education curriculum designed for middle schoolers.​

​Are you smarter than an 8th grader? Put your personal finance knowledge to the test and let us know how you do!

Less than 15% of adults can answer these 8th grade level personal finance questions. Can you?

03/30/2022

If someone you love depends on you and your income, life insurance can help protect them financially if something were to happen to you. MassMutual's Coverpath makes it easy to get a quote and apply online.