Giselle Cruz Colavita

12/09/2025

Our 2026 outlook for U.S. Markets, international markets, corporate credit, treasuries, and other fixed income are now available on our Markets and Economy site. This page is always updated with timely information for investors. Bookmark it for easy reference in the future!

Read our latest market commentary on of-the-moment trends so you can make informed investment decisions

10/02/2025

A government shutdown began just after midnight Wednesday morning. Here's what to know about how we got here and what could come next.

07/29/2025

The One Big Beautiful Bill Act includes significant tax law changes that will impact nearly all individual taxpayers. Here is an overview of key provisions.

The One Big Beautiful Bill Act includes significant tax law changes that will impact nearly all individual taxpayers. Here is an overview of key provisions.

05/09/2025

The Fed held rates steady this week. The target range for the federal funds rate—the rate that banks charge each other for overnight loans—remains at 4.25% to 4.5%. There was no change to its balance sheet policy.

These are our key take-aways from the meeting:

1. Inflation and inflation expectations are still too high. Inflation remains above the Fed's 2% target.
2. A solid economy, especially the labor market, reduces the urgency for the Fed to respond to slower growth. U.S. nonfarm payrolls held firm.
3. Tariffs and trade policy remain a point of uncertainty.
4. Longer-term: Lower interest rates and a steeper yield curve.

The Fed held the federal funds rate steady but noted that the risks of slowing economic growth and higher inflation have risen.

04/15/2025

6 Ways to Take Advantage of a Bad Market:
- Tax-Loss Harvesting
- Increased Retirement Savings
- 529 Plan Contributions
- Roth Conversions
- Incentive Stock Options
- Estate Planning Strategies

Certain moves could make more sense during a bad market than during a good one. Here are six.

04/05/2025

Liquidity Management Is Key to Thriving in a Down Market

Before making hasty decisions under stress, ask yourself, "What is my investing time frame?"

04/04/2025

https://bit.ly/4cfkqyK

U.S. indexes suffered their worst day since the pandemic, hurt by Trump's massive tariffs that sparked recession fears. Almost every sector fell, with retailers and tech hard hit.

03/14/2025

International stocks are having the best start to a year in a quarter of a century. US trade policies are not the only thing driving international stock markets to post strong outperformance this year. For example, economic and earnings estimates are on the rise in Europe, along with ongoing rate cuts by the European Central Bank—which made its sixth cut this cycle last week—helping to lift price-to-earnings ratios.

Economic growth, earnings performance, and rising fiscal spending coupled with "America First" policies are driving international stock markets.

02/26/2025

Should You Name a Trust as IRA Beneficiary? Selecting a trust as beneficiary of your individual retirement account (IRA) offers distinct advantages, disadvantages, and complexities compared to naming an individual.

Selecting a trust as beneficiary of your individual retirement account (IRA) offers distinct advantages, disadvantages, and complexities compared to naming an individual.

02/11/2025

Natural disasters are impacting more and more people with increased frequency and intensity. For those affected by a natural disaster, the emotional and financial toll can feel overwhelming. Here is a checklist to help regain control, learn about valuable resources, and keep your financial life on track:

Here is a checklist of financial steps to consider to regain control, help ensure you're aware of the resources that may be available to you, and to help keep your financial life on track.