B.F. Saul Insurance

02/26/2025

.F. Saul Insurance is excited to announce three well-deserved promotions on our team!👏 Each team member has gone above and beyond to deliver outstanding expertise, build strong client relationships, and embody our commitment to service:

Kallie Drewyer, AVP, Account Executive
Over the past five and a half years, Kallie has immersed herself in technical insurance knowledge and used it to provide meaningful solutions to clients. Her eagerness to learn, alongside her work with a range of account types—including some of our largest—has been integral to our success.

Jennifer Neal, Senior Account Executive
With 20 years of diverse insurance experience, Jen has skillfully tackled complex client challenges and served as a mentor to new team members. Her background working with clients across many industries is invaluable as we continue to grow the agency and serve a broader client base.

Adrienne Schickert, SVP, Commercial Practice Leader
Adrienne joined BFSI in late 2021 and quickly began improving our commercial insurance program through close collaboration with senior leadership. She has excelled at strengthening relationships across clients and carrier partners, and will now lead all members of the commercial team.

Join us in congratulating Kallie, Jen, and Adrienne on their new roles. We’re proud of their achievements and look forward to their continued leadership!

01/30/2025

The world of personal insurance is evolving, and staying informed is key to ensuring your coverage keeps up with emerging risks. 🔑

B.F. Saul Insurance's Erika Marino breaks down the top trends shaping personal insurance in 2025, from the impact of climate change on home insurance to the rising importance of cyber liability coverage. Learn how inflation is influencing premiums, why insurers are adjusting risk assessments, and what you can do to mitigate losses.

▶️ Watch the video below and check out the 2025 Outlook for the US Personal Insurance Market for more insights: https://hubs.ly/Q034LSpV0

01/17/2025

The devastating wildfires ravaging Pacific Palisades and other Los Angeles neighborhoods have left many residents without homes, sparking urgent questions about homeowner’s insurance. With extreme weather events on the rise, premiums are soaring and coverage is becoming harder to secure—not just in California, but across the US.

Read our latest blog post to discover how the LA wildfires could reshape homeowner’s insurance: https://hubs.li/Q032_ZsV0

01/07/2025

Our highly anticipated Business Insurance Market Outlook is here! This annual guide explores key trends shaping the industry, equipping business owners and their advisors with the insights needed to navigate the complexities of 2025.

🚨 Key Insights from the 2025 Outlook:
- Commercial Property Insurance: Stabilizing rates with location and building type driving coverage availability and terms.
- General Liability: Nuclear verdicts and rising social inflation continue to fuel premium hikes.
- Cyber Insurance: Rates are declining, but businesses must invest in preventive measures to mitigate evolving risks.
- Umbrella & Excess Liability: Securing higher limits is challenging, with stricter exclusions and rising costs.

📘 Your Guide to 2025: Be prepared for what’s next in commercial insurance. Download the full guide for expert insights and actionable strategies to protect your business.

👉 https://hubs.li/Q031tsWZ0

12/23/2024

What a great way to wrap up the year! Last week our, team celebrated the season at the BF Saul Co. holiday party and tested their teamwork skills at Escapology Escape Rooms Bethesda.

As we reflect on 2024, we’re grateful for the incredible people we work with and the continued support of our clients. Wishing everyone a joyful holiday season and a happy New Year!🎄✨

12/19/2024

Our annual Personal Insurance Market Outlook is here! Consumers have weathered the effects of a dynamic market over the last few years, but fortunately, for some coverages the tide is beginning to shift.

🔑 Key Insights from the 2025 Outlook:
- Homeowner's Insurance: Premiums are stabilizing, but coverage remains challenging in high-risk areas. Proactive measures like leak detection systems and vegetation management can reduce risk.
- Flood Insurance: With 90% of natural disasters involving flooding, a separate flood policy is essential—even outside coastal areas.
- Cybersecurity Coverage: The rise of AI-driven cyberattacks underscores the importance of dedicated cyber insurance policies.
- Liability Protection: Umbrella policies are critical for safeguarding significant assets, but higher limits remain hard to secure.

📘 Your Guide to 2025: Discover actionable strategies to protect your assets and mitigate exposure. Download the guide now for expert insights and recommendations.

👉 https://hubs.li/Q0306d_80

12/13/2024

Our team is growing! Join us in welcoming John Horcher as our newest commercial lines producer. John is based in Philadelphia and brings his extensive experience, industry expertise, and connections across the Mid-Atlantic to B.F. Saul Insurance.

Learn about John: https://hubs.li/Q02_wMMd0

12/05/2024

Disney is battling a wrongful death lawsuit after a woman who ate at a Disney Springs restaurant died, allegedly following an allergic reaction to her food. The suit claims that the woman told the server about her severe food allergies and that the server guaranteed the food was allergen-free. Now the deceased woman’s husband is seeking over $50,000 in damages.

A food allergy is just one of many wrongful death incidents that could impact your business. Proper liability insurance coupled with risk management strategies can help protect you from this exposure.

Learn more: https://hubs.li/Q02-xwLM0

Wrongful death allegations like the recent Disney restaurant lawsuit illustrate why it’s critical to protect your business with proper liability insurance.

11/25/2024

The B.F. Saul Insurance team dedicated last Friday to volunteering with Catholic Charities of the Archdiocese of Washington's SHARE Food Network, who provides wholesome and nutritious food to families and individuals at a reduced cost. We helped assemble Thanksgiving grocery packages for families across our local community.

11/19/2024

Our team had a great time last week at Habitat for Humanity Metro Maryland’s 16th Annual Benefit Breakfast. 🏡🍳

Guests got to hear from dynamic speakers about the increasing need for affordable housing in Montgomery and Prince George’s Counties, as well as the impact safe, decent, and affordable housing can make in a family’s life.

As a HFHMM board member, BFSI's Michael Cronin plays a critical role in helping the organization achieve its mission to build strength, stability, and self-reliance through affordable housing.

11/13/2024

Are you prepared for your company’s next insurance premium audit?

Your general liability (GL) and workers' compensation policies are auditable each year to ensure your premiums reflect your actual risk exposure. If you're unprepared or caught off guard, the process could lead to unexpected costs—or even penalties.

Our latest guide demystifies the insurance audit process, covering:
✅ What to expect from the audit
✅ Key documents and data insurers will request
✅ Common mistakes that could lead to costly surprises
✅ FAQs to help you navigate the audit with confidence

💡 Don’t let an insurance audit derail your finances. Download the guide now and take the first step toward mastering your next premium audit!

🔗 https://hubs.li/Q02Y6VZ40

10/28/2024

We're thrilled to share that our 2nd annual Paddle for a Purpose charity pickleball tournament raised $13,000 for The Children's Inn at NIH! 🤩🏓

A heartfelt thank you to the Montgomery TennisPlex, Art Shenk, Marketri LLC, Berkley One, The Hartford, MEMIC, PURE Insurance, RT Specialty, and all the players who came together to make this event a great success.

We've made a significant impact together, and we couldn't have done it without each and every one of you. Let's continue to create positive change in our community!