Craig Kam - Loan Originator

Craig Kam - Loan Originator Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Craig Kam - Loan Originator, Bethesda, MD.
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01/13/2026

My team and myself help with mortgages in 49 states

🚨 Trying to buy a new house BEFORE selling your current one? 🚨This is where most people get stuck…💥 Bridge loans fix tha...
01/13/2026

🚨 Trying to buy a new house BEFORE selling your current one? 🚨

This is where most people get stuck…
💥 Bridge loans fix that problem.
A bridge loan lets you: 🏡 Buy your next home
⏳ BEFORE your current home sells
💰 Use your home’s equity for the down payment
😌 Avoid making a contingent offer

Translation ⬇️
You don’t have to rush, panic-sell, or lose the house you actually want.
How it usually works: ✅ Short-term loan (temporary)
✅ Uses equity from your current home
✅ Gets paid off when your old home sells
✅ Makes your offer STRONGER to sellers
Perfect if: ✔️ You already own a home
✔️ You have equity
✔️ You found the next house

✔️ You don’t want to sell first and be homeless
Most buyers don’t even know this exists

USDA loans = 100% financingYep… $0 down is real.If you: 🏡 Want to buy (not rent)🌳 Are okay living just outside the city💼...
01/13/2026

USDA loans = 100% financing
Yep… $0 down is real.
If you: 🏡 Want to buy (not rent)
🌳 Are okay living just outside the city
💼 Have steady income
📊 Have decent credit (not perfect)
👉 You might qualify for a USDA loan.
That means: ✅ No down payment
✅ Lower monthly payment
✅ Lower mortgage insurance than FHA
✅ You keep your savings in the bank

01/12/2026

My team works with lines of credit in 49 states

01/12/2026

My team helps home buyers in 49 states

01/11/2026

Deposits, large EMD'S (Ernest money deposit) help secure a real estate transaction

01/11/2026

My team and myself work in 49 states

You can reach me by finding the link 🔗 in my profile and setting a time to talk 📞 🏡
01/11/2026

You can reach me by finding the link 🔗 in my profile and setting a time to talk 📞 🏡

🔥 VA Buyers: You Can Walk Away with CASH at Closing — Even On a VA Loan! 💸🇺🇸Most people think VA = no cash back… but tha...
01/11/2026

🔥 VA Buyers: You Can Walk Away with CASH at Closing — Even On a VA Loan! 💸🇺🇸
Most people think VA = no cash back… but that’s wrong ⚠️

💡 Here’s the tip:
You can get cash back at closing with a VA mortgage as long as it’s from your own funds being returned — like an overage, unused seller credits, or prepaid refunds.

🏠 For example:
✔️ Seller gives $3,000 in concessions
✔️ Your required closing costs were only $1,500
👉 You can legally walk away with $1,500 to pay debt

A HELOC = Home Equity Line of CreditThink of it like a credit card backed by your house 🏡💳✔ You don’t get all the money ...
01/11/2026

A HELOC = Home Equity Line of Credit
Think of it like a credit card backed by your house 🏡💳
✔ You don’t get all the money at once
✔ You only pay interest on what you use
✔ You can draw funds, pay it down, and reuse it

Common ways people use a HELOC:
• Pay off high-interest credit cards
• Renovate the house
• Buy another property
• Cover big life expenses (college, business, emergencies)

FHA Seller Help🤝 FHA allows up to 6% seller helpThat can cover:• Closing costs• Prepaids• Rate buy-downs
01/11/2026

FHA Seller Help

🤝 FHA allows up to 6% seller help
That can cover:
• Closing costs
• Prepaids
• Rate buy-downs

01/11/2026

When buying a house spoken words don't count eveything needs to be in writing

Address

Bethesda, MD

Telephone

+13014523429

Website

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