Ellen Tillman, Financial Advisor at Ellen Tillman & Company

04/09/2026

People aged 70½ or older now have a way to support the causes they love while also creating a reliable stream of lifetime income, thanks to recent law changes that allow a once-in-a-lifetime transfer directly from an IRA to fund a charitable gift annuity or charitable remainder trust. When structured correctly, this transfer can be excluded from taxable income, and for those 73 or older, it may even count toward required minimum distributions. Read more about this strategy and then let’s explore whether this fits into your retirement or giving plans.

04/07/2026

Most people will never face federal estate tax, but thoughtful planning still matters. Coordinating lifetime gifts, protecting assets, and understanding how taxes really work can help your family receive more of what you intend. This article from Winstead PC partner Jeff Chadwick highlights simple strategies that can make a meaningful difference, from tax-smart gifting to preserving step-up opportunities. If you would like to talk through how these ideas could apply to your situation, I am here to help make sure your plans support what matters most.

04/05/2026

Happy Easter.

04/04/2026

Are you familiar with the different types of life insurance? Term or permanent? Whole life, IUL, VUL? And how does permanent life insurance cash value work?

If you’ve ever wondered, this is worth a watch.

Industry expert Bobby Samuelson, executive editor of The Life Product Review breaks it down in Choices Behind Key Financial Decisions, now on demand for a limited time.

Click the link below for a short preview video and to launch the full On-Demand session:

https://bit.ly/4vaGt2L

Registration Code: 191106

04/01/2026

A happy and peaceful Passover to those who celebrate.

03/31/2026

Here is how to help keep your Social Security number private in an age of aggressive cybercriminals.

Here is how to keep your Social Security number private in an age of aggressive cybercriminals.

03/28/2026

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here's how even a small increase can affect your retirement costs.

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here’s how a small increase can affect your retirement costs.

03/26/2026

The new senior tax deduction ushered in by the 'Big, Beautiful Bill' is worth up to $6,000 per qualified filer.

03/23/2026

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how you may be able to fend off the growing threat.

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how to fend off the growing threat.

01/27/2026

Caregiving is one of the most meaningful ways we can show love, but it can also bring unexpected financial and emotional challenges.
Planning ahead can make all the difference. By understanding potential care needs early and preparing financially, you can focus on what matters most when the time comes: being present for the people you love.
Watch this short video to see how thoughtful planning today can help you navigate caregiving with clarity and confidence tomorrow.
https://bcove.video/4oRi1PL

01/22/2026

The Importance of Buy-Sell Agreements
A buy-sell agreement is a powerful planning tool that can ensure a smooth transition of your business and help secure your family's finances after you're no longer around. A buy-sell also can outline the terms of succession among the remaining business partners, so that everything is settled in advance. Learn more in this article from Rimon, PC estate planning attorney Patricia Annino and then let’s make sure you are set up to protect both your business and your family’s future.
https://bit.ly/4qtXMZP