Hometown Senior Solutions

10/22/2026

Your Medicare Advantage plan is leaving in 2027. Now what?

If you've received a letter saying your Medicare Advantage plan won't be available next year, you probably have some questions.

Does this mean you're losing Medicare? Do you have to pick another Medicare Advantage plan? What happens if there aren't many options left in your county?

First, you're not losing Medicare just because your Medicare Advantage plan is leaving.

Depending on your situation, you may have options that include:

✔️ Enrolling in another Medicare Advantage plan, if one is available in your area.

✔️ Returning to Original Medicare and choosing a standalone prescription drug plan.

✔️ Exploring a Medicare Supplement plan to help cover costs that Original Medicare doesn't pay.

There are also special enrollment rights and protections that may apply when your plan leaves your area, including certain rights to purchase Medicare Supplement coverage.

The important thing is understanding your options before making a decision.

At Hometown Senior Solutions, we're helping New Hampshire residents navigate these changes and figure out what coverage makes sense for 2027.

📞 Give us a call to schedule a free Medicare review. We can help over the phone or in person.

Expert help, right here at home.

10/21/2026

LET’S TALK ABOUT SOMETHING THAT DOESN'T GET TALKED ABOUT ENOUGH.

Commissions. And what they really mean.

Yes, Hometown Senior Solutions may receive a commission from an insurance company when we help someone enroll in a plan. Sometimes, we receive absolutely nothing.

We believe in being transparent about that.

But there's a misconception that because an insurance agent may receive a commission, their recommendations must somehow be influenced by it.

We'd like to set the record straight.

We are independent, licensed insurance agents. We don't work for any one insurance company. We work for the people who walk through our doors.

Medicare commissions are regulated, and compensation for many plans is comparable. But regardless of whether a plan pays us a commission, our responsibility is the same: help our clients find coverage that makes sense for their needs, their doctors, their prescriptions, and their budget.

And here's something else worth understanding:

A commission doesn't just compensate us for helping someone enroll in a plan.

It helps keep our doors open, our phones answered, and our team availablthe other 364 days of the year.

When a claim gets denied, a bill doesn't make sense, a prescription suddenly costs more than expected, or someone just needs a person they trust to help figure something out, we're here.

We make the phone calls. We help navigate the problems. We advocate for our clients.

And we don't send them an invoice every time they need our help.

We aren't government-funded. We don't receive grants to operate our offices. We're a locally operated business that relies on the work we do to keep serving the people in our communities.

And if you want to know where our priorities truly lie, look at what happened right here in Coos County.

When we were told there would be no commissionable Medicare Advantage options available, we didn't pack up and leave.

We kept our office open. We kept meeting with people. We kept helping seniors navigate their coverage, even when it meant receiving little to no compensation for our time.

And we kept advocating for better options for the people who call this community home. Because our commitment to this community was never dependent on a commission.

We believe there is room for many different resources to help seniors understand Medicare. We simply want people to understand what makes Hometown different.

We're not just here to help you choose a plan.

We're here when you need help *using* it.

We're here when things go wrong.

And we're here when there's absolutely nothing in it for us except knowing we helped someone.

That's what your trust means to us. And that's what we intend to keep earning.

10/20/2026

If you are losing your Medicare health plan, or someone you know is losing theirs, give us a call today to get help finding your options for 2027 (207) 881-6465 📞

Martin’s Point will continue offering Medicare Advantage coverage in every Maine county, but in 2027, many members will need to switch plans FULL STORY ⬇️

10/19/2026

Medicare help shouldn't disappear on December 8th.

Every fall, you're flooded with Medicare commercials, phone calls, and advertisements telling you which plan to choose.

But here's a question worth asking:

Who's going to help you when you have a question in February?

What happens when you get a medical bill you don't understand? Your prescription suddenly costs more than expected? Or you receive a letter from your insurance company that makes absolutely no sense?

At Hometown Senior Solutions, our job doesn't end when enrollment closes.

We're here throughout the year to help you navigate questions, understand your coverage, and figure out what steps to take when problems come up.

Because choosing a Medicare plan is one decision. Living with that coverage happens all year long.

📞 Looking for Medicare help that doesn't end in December? Give Hometown Senior Solutions a call.

Expert help, right here at home.

10/18/2026

📣 LITTLETON, NH! Big changes are coming to health coverage in 2027, and we’re here to help you understand your options!

New plans, changing coverage, and plenty of questions about what the year ahead will bring.

Hometown Senior Solutions will be at the Littleton Community Center on Monday, October 19th, offering FREE, one-on-one coverage reviews with our local licensed agents.

Whether you want to review your current plan, learn about new options available for 2027, or simply get answers to your questions, stop by and talk with us!

📍 Littleton Community Center
📅 Monday, October 19th
🕘 9:00 AM – 2:00 PM

✅ Walk-ins welcome! No appointment necessary.

Real people, local knowledge, and straightforward answers to help you make informed decisions about your coverage for the year ahead.

Hometown Senior Solutions
Expert help, right here at home.

Berlin NH Office- 350 Glen Ave, Berlin NH
(603) 441-2365
Wilton ME Office- 471 US RT 2 E, Wilton ME
(207) 881-6465

10/17/2026

PLAN F OR PLAN G? YOUR MEDICARE ELIGIBILITY DATE MATTERS!

If your Medicare Advantage plan is leaving your area for 2027, you may have a guaranteed issue right to purchase certain Medicare Supplement plans without having to answer health questions.

But here's something many people don't realize:

The date you first became eligible for Medicare can determine whether Plan F is even an option for you.

📅 Eligible for Medicare BEFORE January 1, 2020?

You may be able to purchase Medicare Supplement Plan F or Plan G, depending on your situation and applicable guaranteed issue rights.

📅 First eligible for Medicare ON or AFTER January 1, 2020?

Plan F is not available to you. Plan G may be an option if you qualify for the appropriate enrollment rights.

So what's the difference?

Plan F covers the Medicare Part B deductible. Standard Plan G does not. Otherwise, the two standardized plans offer essentially the same benefits.

And here's another important detail: Having a guaranteed issue right doesn't necessarily mean you can purchase every Medicare Supplement plan without underwriting. The plans available to you depend on your circumstances and applicable state and federal rules.

At Hometown Senior Solutions, we're helping New England residents understand their options as Medicare coverage changes for 2027.

📞 Have questions about Plan F, Plan G, or guaranteed issue rights? Give us a call.

Expert help, right here at home.

10/17/2026

🎉 HISTORIC NEWS FOR NORTH COUNTRY SENIORS! 🎉

After weeks of worry, uncertainty, and unanswered questions, we finally have some incredible news to share!

Governor Kelly Ayotte has announced that Medicare Advantage options will be available in Coös and Carroll counties for 2027!

This is an extraordinary and potentially unprecedented development in the Medicare Advantage program! After insurers announced their departure from these rural communities, state and federal officials worked toward a solution that many feared would not be possible.

❤️ For us at Hometown Senior Solutions, this is personal.

Our CEO, Brad Dyer, has played a significant role in advocating for a solution. Brad has worked tirelessly to make sure the voices of North Country seniors were heard and that our communities were not left behind.

We are incredibly proud of his leadership, determination, and unwavering commitment to the people we serve.

We also want to extend our heartfelt gratitude to our Coös County state representatives and candidates who put their voices behind this issue. Thank you to those who helped connect Brad with the right people, those who took the time to listen, those who opened doors, and those who worked behind the scenes to bring the right people and pieces together.

This effort required people willing to listen, collaborate, and take action. Every conversation, every connection, and every voice helped keep the needs of North Country seniors at the forefront.

We also want to recognize Governor Kelly Ayotte, the New Hampshire Insurance Department, CMS, and everyone involved in working toward this extraordinary outcome.

This is what happens when people refuse to give up on our seniors!

❤️ At Hometown Senior Solutions, we don't just help people navigate Medicare, we're also advocates for them.

📞 Call Hometown Senior Solutions to learn about your Medicare options for 2027!

Our team is ready to help you understand what this announcement means, review your coverage, and prepare for the changes ahead.

📰 Read the announcement:
https://www.wmur.com/article/gov-ayotte-medicare-coos-carroll-2027/74165289

Gov. Kelly Ayotte says New Hampshire Medicare beneficiaries in Coos and Carroll counties will be able to get on a Medicare Advantage plan for 2027.

10/15/2026

THIS.

THIS is why we do what we do.

This is Justin Onofrio, owner of Onofrio's Hometown Senior Solutions in Lewiston Maine speaking about an experience he had with a client today that touched his heart.

We LOVE the people we work with, and we're all so thankful we get to do this for a living.

10/15/2026

📣 Medicare Annual Enrollment is officially OPEN!

From October 15 through December 7, people with Medicare have the opportunity to review their current coverage and make changes for 2027.

And with all the changes happening this year, especially here in New England, this is one enrollment period you don't want to overlook.

Not sure where to start? That's what we're here for.

At Hometown Senior Solutions, we'll help you compare your options, check your doctors and prescriptions, understand your costs, and make an informed decision about your coverage for next year.

You don't have to sort through the commercials, confusing mail, and endless plan information on your own.

📞 Call Hometown Senior Solutions to schedule your FREE Medicare review, with a LOCAL agent.

In person or over the phone.

Expert help, right here at home.

10/14/2026

Just because you CAN do something yourself doesn't always mean you SHOULD. 🦷😂

With Medicare plans changing for 2027, there's a lot more to consider than just the monthly premium. Your doctors, prescriptions, out-of-pocket costs, and coverage all matter.

Sure, you can sort through it all yourself. But why pull your own teeth trying to figure it out?

At Hometown Senior Solutions, our local, licensed Medicare agents can help you compare your options, understand the changes, and find coverage that fits your needs.

The Medicare review is free. The dental work is NOT included. 😉