Stockton Mortgage Berea, KY

Stockton Mortgage Berea, KY Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender Stockton Mortgage began with the core values of honesty, respect and integrity.

Our core values, award winning team & unparalleled customer service, yield a company that 98% of survey responding clients would recommend to their friends and family. We have established ourselves as one of the most reliable and trustworthy home loan and mortgage providers in our area. We would love to help you purchase your dream home, and show you just how easy the process can be.

One of the fastest ways to make your loan originator nervous?Making a major purchase before closing.New cars.Furniture s...
06/09/2026

One of the fastest ways to make your loan originator nervous?
Making a major purchase before closing.

New cars.
Furniture sprees.
“Just putting it on the card for now.”

Big purchases can impact your credit, debt-to-income ratio, and overall loan approval process more than most buyers realize.
Moral of the story:
Maybe wait until after closing for the celebratory shopping trip


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible...
06/08/2026

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible for buyers who don’t put 20% down.
The more you understand how PMI works, the more confident you can feel navigating the buying process.

Want to learn more?
Check out our blog post here: https://stockton.com/blog/2018/12/20/getting-rid-of-private-mortgage-insurance-pmi/


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/04/2026

Summer always has a way of making you think differently about home.
Backyards.
Cookouts.
A space that actually feels like yours.

If buying has been in the back of your mind, this might be your sign to start asking questions.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of buyers assume one number automatically determines whether they can buy a home.In reality, there are several pie...
06/03/2026

A lot of buyers assume one number automatically determines whether they can buy a home.

In reality, there are several pieces that help shape the full picture:
• income
• debt
• savings
• loan type
• goals

That’s why personalized guidance matters so much. A conversation can usually provide way more clarity than a Google search spiral.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of people think talking to a lender is intimidating.Honestly, most conversations start with: “Okay… here’s where w...
06/02/2026

A lot of people think talking to a lender is intimidating.

Honestly, most conversations start with:
“Okay… here’s where we’re at.”

No perfect timing.
No perfect finances.
No pressure.

Just figuring out the next best step together and creating a plan that makes sense for you.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

New month. Strong offers. Smart planning. 👏The first of the month is a great reminder that preparation matters in today’...
06/01/2026

New month. Strong offers. Smart planning. 👏

The first of the month is a great reminder that preparation matters in today’s market. A strong offer isn’t always the highest one. Communication, strategy, and being prepared ahead of time can make a big difference when the right home comes along.

If homeownership is on your mind this summer, now’s a great time to start the conversation.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

No question is too small during the homebuying process.If you’re curious about down payments, credit, rates, or where to...
05/29/2026

No question is too small during the homebuying process.
If you’re curious about down payments, credit, rates, or where to even begin, I’m happy to help break things down.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Some people spend their weekends relaxing.Others are walking through open houses saying, “Wait… this one actually feels ...
05/28/2026

Some people spend their weekends relaxing.
Others are walking through open houses saying, “Wait… this one actually feels like home.”
If that’s you lately, it may be time to start the conversation about what comes next.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

For a lot of people, homeownership can feel out of reach until someone finally sits down and helps make sense of it all....
05/27/2026

For a lot of people, homeownership can feel out of reach until someone finally sits down and helps make sense of it all.
I’m here to help guide the conversation, answer the questions, and help you build a plan that feels doable.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Today, we honor the heroes who made the ultimate sacrifice for our country.Their bravery, service, and dedication will a...
05/25/2026

Today, we honor the heroes who made the ultimate sacrifice for our country.
Their bravery, service, and dedication will always be remembered.

From all of us at Stockton Mortgage, we wish you a meaningful Memorial Day as we take time to reflect and remember.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Address

405 North Richmond Road Suite D
Berea, KY
40403

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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