Family Legacy Planning

06/03/2026

Quick gut check: Do you know who's listed as beneficiary on your retirement accounts right now? Not who you'd want it to be — who's actually on the form. In most cases, beneficiary designations supersede your will. If yours are out of date, your estate plan may not work the way you think it does.

A forgotten form can override your will.

06/02/2026

Retirement planning isn’t just one decision.

It’s a series of choices that all work together.

Things like:
• When to take Social Security
• How to withdraw money
• How taxes affect income

For many people, getting clarity here brings a lot more confidence.

What part of retirement planning feels most unclear right now?

06/01/2026

What if you could send $100 back to 1928 and invest it? We broke down three paths — cash, bonds, and the stock market — and tracked what happened over nearly a century. The results are a good reminder that compounding doesn't need perfect conditions. It just needs time.

See what a century of investing history shows.

05/29/2026

We are proud of our intern at Family Legacy Planning!

Maddox graduated from Shiloh Christian School with Distinguished Honors and
spoke at graduation.

From Friday night lights to the next chapter at Wharton and the UPenn football
program — we couldn’t be more proud of the young man he has become.

Faith. Hard work. Leadership. Discipline.
The next chapter begins.

Maddox Welborn The Wharton School University of Pennsylvania

05/26/2026

If you’re within 5–10 years of retirement in Northwest Arkansas, things start to shift a bit.

It’s no longer just about growing your money.

It becomes about:
• Turning it into income
• Managing taxes
• Making it last

This is where a lot of decisions start to connect.

Are you still focused on growth, or starting to think about income?

05/25/2026

Sitting in cash can feel safe. But over long periods of time, ”safe” might have a cost. We recently broke down what happened to $100 across three different paths over nearly 100 years. The choice that felt safest at the start didn't end up that way. Take a look.

History shows why comfort can come at a cost.

05/23/2026

One of the biggest risks in retirement is outliving your income.

For individuals and families in Northwest Arkansas…

A sustainable income strategy is often key to long-term planning.

Understanding how income is generated and maintained over time can make a meaningful difference.

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Family Legacy Planning

05/21/2026

A common mistake in retirement planning is focusing only on returns.

What often matters more is:
• Consistent income
• Tax efficiency
• Withdrawal strategy

For many in Bella Vista, this is where the real planning begins.

Have you thought much about how you’ll actually use your money in retirement?

05/20/2026

Not sure where to start with your Social Security decision? This guide includes a simple decision flowchart that walks you through the key questions — so you can approach your filing decision with more clarity and confidence. Take a look!

A quick guide to key Social Security decisions.