New Season Mortgage, LLC

02/20/2026

Well, this morning I thought the big news of the day would be that the Supreme Court struck down the IEEPA tariffs and it's potential to create a lot of volatility for bonds. So, yes it did indeed at first which we thought would increase rates but it quickly leveled off and as of now, it appears we may not see a true reaction until we find out how the tariff saga unfolds over the next week.

02/03/2026

What are mortgage rates today?
We're providing an estimate on 3 different purchase options and one refinance. Please call us for a detailed personal quote on your next mortgage.

Lending in Arkansas and Colorado 479-279-3037 or apply online with our 8 minute loan application at newseasonmortgage.com or use our short url, nsmloans.com. The link will be in the comments.



*terms and conditions apply and are outlined on each sheet as well as our website.

01/12/2026

Did you buy a home in the last year? If so, don't forget to file for homestead exemption and register to vote with your new address!

This year’s Preferential Primary has been moved to Tuesday, March 3. Be sure to review the key dates below so you don’t miss any important deadlines.

01/12/2026

The NAHB , National Association of Home Builders, announced that year over year growth for custom homes. "The custom building market is less sensitive to the interest rate cycle than other forms of home building but is more sensitive to changes in household wealth and stock prices. With spec home building down and the stock market up, custom building is gaining market share."

* Note that this definition of custom home building does not include homes intended for sale, so the analysis in this post uses a narrow definition of the sector. It represents home construction undertaken on a contract basis for which the builder does not hold tax basis in the structure during construction.

We provide financing for your custom home once the home is complete. We can also help refer you to custom builders in your area!
New Season Mortgage 479-279-3037


Link in comments.

01/09/2026

We'll be carefully watching the Market reaction to Trump's announcement last night (Nov 8th) that the administration's plans to buy $200 Billion in MBS. So far this morning, Treasuries are roughly unchanged while MBS are up half a point.

The jobs report is due this morning which typically would have a great affect on mortgage rates.
The underlying bond market lost some ground following a stronger weekly Jobless Claims report and in sympathy with global bond market weakness overnight. Because mortgage interest rates are based on bonds, when bonds are weaker, rates move higher.

There are many different economic reports that deal with the jobs market, but none more important than the Employment Situation released by the Bureau of Labor Statistics--the one typically referred to simply as "the jobs report."

This month's jobs report will be released at 8:30am ET on Friday morning. Mortgage lenders don't set their rates for the day until the 9am hour at the earliest, and that's plenty of time for the data to send the bond market on a wild ride. If the jobs report is stronger than expected, rates will likely be higher, and vice versa.

12/31/2025

We wish you all a healthy and happy New Year!

12/25/2025

Wishing you all peace, joy and blessing this holiday season.

12/10/2025

Mortgage Rates improve after Fed announcement today.
The Fed cut its policy rate by 0.25% today and mortgage rates moved lower after the announcement. That said, those two developments are not related.

In fact, there was no movement in the bonds that underlie mortgage rates when the rate cut was announced. Instead, the market (and rates) moved in response to Fed Chair Powell's press conference.

While there is a mistaken belief that such press conferences "always" result in upward pressure on rates, today shows they can go both ways.

The Fed cut its policy rate by 0.25% today and mortgage rates moved lower after the announcement. That said, those two developments are not related. In fact, there was no movement in the bonds tha...

11/27/2025

From our family to yours, we wish you all a wonderful Thanks giving!

11/19/2025

We always remind people for several months to file for their homestead exemption!

There are four major benefits real property owners/taxpayers can take advantage of with Amendment 79 (also known as Property Tax Relief)!

1. A tax credit of up to $600 on real property that qualifies as the owner's primary or principal place of residence.
2. A 5% limit on the annual increase of the "taxable value" of a homestead property.
3. A 10% limit on the annual increase of the "taxable value" of a non-homestead (commercial/rental) property.
4. A freeze on the "taxable value" of a homestead property owned by a person 65 years of age or older and/or disabled.

Visit the link for more information on how you can take advantage of the Homestead Credit.
https://bentoncountyar.gov/assessor/amendment-79-benefits/

11/10/2025

https://housingbrief.com/summary/202511101843/61d877cad714f882b4f7b9fd/p/m/nr/5e1f7b5dbecf2020e0240f75?c=mv,mm,v,mbs,mr,ec,hn,n,mc&sr=true

Today's Market Summary Report

11/04/2025

Busy morning today with Tamala Stewart Mortgage Lender nmls 1045205