Logue Insurance Group

06/05/2026

When shopping for life insurance, two common options are term life insurance and permanent life insurance. Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years, and is often chosen by people who want protection during major financial responsibility years, like raising children or paying off a mortgage. Permanent life insurance is designed to last for your lifetime as long as the policy stays active, and some policies may include a cash value component. The right choice depends on your needs, budget, age, family situation, and financial goals.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Can't decide between term and whole life insurance? Understand what each means, what they offer, and which best fits the needs of you and your family.

06/03/2026

Life insurance is one of the most important ways to help protect the people who depend on you financially. If something unexpected were to happen, a life insurance policy could help your loved ones cover major expenses such as mortgage payments, rent, childcare, college costs, final expenses, and everyday bills. It can also help replace lost income and give your family time to adjust without immediately facing financial pressure. Even if you are young and healthy, life insurance can be worth considering because rates are often more affordable when purchased earlier.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Use life insurance to help support you throughout your lifetime and beyond.

05/13/2026

If you own a business, general liability insurance is one of the most important coverages to understand. It helps protect your business if someone claims your company caused bodily injury, property damage, or certain personal injuries, such as advertising-related claims. For example, if a customer slips and falls at your location or your business accidentally damages someone else’s property, general liability coverage may help with legal costs, settlements, or medical expenses depending on the situation and policy. Even small businesses can face expensive claims, which is why this coverage is often considered a foundation of a strong business insurance plan.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

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04/29/2026

While homeowners insurance provides strong protection, there are important gaps that many people overlook. Standard policies usually do not cover flood damage, earthquakes, or issues caused by lack of maintenance, such as wear and tear.

For example, damage from heavy rain entering your home due to flooding is typically not covered without a separate flood insurance policy. Similarly, sewer backups or sump pump failures may require additional endorsements. Knowing what is excluded from your policy is just as important as knowing what is included, as it allows you to address potential risks before they become costly problems.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Homeowners insurance policies contain exclusions that specifically state the types of risk not covered. We cover some common exclusions.

04/27/2026

Many homeowners assume their insurance policy covers everything related to their home, but that is not always the case. A standard homeowners insurance policy is designed to protect your home’s structure, your personal belongings, and provide liability coverage if someone is injured on your property.

It typically covers risks such as fire, theft, vandalism, and certain types of water damage. It can also help pay for temporary living expenses if your home becomes uninhabitable due to a covered loss. Understanding these core coverages is the first step in making sure your home and finances are properly protected.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Homeowners insurance may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft.

04/17/2026

JELLYBEAN CONTEST WINNERS ANNOUNCED!

Thank you to everyone who participated in our Easter Jellybean Guessing Contest. We had a great response and loved seeing all of your guesses! There were a total of 215 Jellybeans.

Congratulations to our two winners:
🏆 John Hutchins (Guessed 215, BOOM!)
🏆 Karen Fox

You each win a $50 Amazon Gift Card!

We appreciate everyone who took the time to enter and be part of the fun. Keep an eye out for more giveaways, tips, and ways to protect what matters most.

— Logue Insurance Group
[email protected]
215-392-6868

04/17/2026

One of the most important factors in life insurance is timing. The earlier you secure a policy, the more options you typically have and the lower your premiums are likely to be. Waiting can lead to higher costs or even limited eligibility if health conditions develop over time.

Beyond pricing, having coverage in place early provides peace of mind knowing that your loved ones are protected no matter what happens. Life insurance is not just a financial product, it is a long-term strategy to safeguard your family’s future. Taking action sooner rather than later allows you to lock in affordability while ensuring that those who rely on you are taken care of.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Aflac provides supplemental insurance for individuals and groups to help pay benefits major medical doesn't cover.

04/15/2026

A major reason people avoid life insurance is the belief that it will strain their budget. The reality is that many policies are designed to be flexible and affordable, with options that can fit a wide range of financial situations. Term life insurance, for example, often provides substantial coverage at a relatively low monthly cost, especially for individuals in good health.

When compared to everyday expenses, life insurance is often much more manageable than expected. More importantly, the value it provides can far outweigh the cost. It offers financial protection that can help cover major obligations such as mortgage payments, daily living expenses, education costs, and more. Understanding the true cost versus the potential benefit helps put into perspective just how valuable this coverage can be.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Find out the average costs of life insurance by age. Then learn about the factors that affect your life insurance rate and how to keep yours down.

01/09/2026

Coverage limits are the maximum amount an insurance policy will pay after a covered loss. Many policyholders focus on price without considering whether their limits are high enough. If your coverage limit is too low, you may be responsible for paying the remaining balance out of pocket after a claim. This is especially important for liability coverage, where legal or medical costs can quickly exceed minimum limits. Proper limits help protect your savings and future income, not just your property.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Learn more about insurance limits and how insurance limits work for auto and home insurance policies.

01/07/2026

Many people assume insurance covers every possible loss, but policies are built around specific covered perils and exclusions. Whether it is auto, home, renters, or life insurance, coverage depends on the exact terms written in the policy. For example, homeowners insurance typically covers damage from fire, wind, and theft, but flood and earthquake damage are often excluded unless separate coverage is purchased. Understanding what is and is not covered before a claim occurs can prevent frustration and financial surprises later. Reviewing your policy regularly ensures your coverage still matches your risks.

Jason Logue-Insurance Professional
215-392-6868 (Office)
[email protected]

Learn how insurance policies work, which kinds of insurance you need, and tips for choosing a good insurer.