Jacob Fain, Financial Advisor at Morgan Stanley

09/07/2026

Labor Day is a great reminder to pause and appreciate the effort, resilience, and dedication that make progress possible. Wishing everyone a relaxing holiday.

09/02/2026

A $40T debt headline is easy to scroll past—until you realize it can quietly shape rates, taxes, and the cost of "waiting" on big decisions.

morganstanley.com

08/31/2026

Thinking about your dream vacation? Talk to your financial planner about how this fits into your overall financial goals. Don't let the cost get in the way as long as it keeps your financial strategy on track. Better to know than to always wonder...

morganstanley.com

08/24/2026

It's been a busy summer for our oldest - two band camps, turned 16, started driving, and last night I helped him finish a resume and polish a cover letter to request an audition for our community orchestra (he got the audition, btw - will have to update if he makes the band)

06/22/2026

Spent Father's Day with my oldest son, doing the most dad thing - driving him to summer camp. It was a 12 hour round trip, but managed to break it up with a stop for some ice cream at Tillamook. Three cheers to all the dads out there doing the little things to make the world a better place!

04/27/2026

Had the opportunity to volunteer at the PGA Professional Championship at Bandon Dunes over the weekend. On Saturday I was positioned between the 12th and 15th greens: two par 3s that play directly towards the ocean. I've been to Bandon countless times and it is one of my favorite spots. I took a lot of photos, but only a few got close to capturing the beauty of this amazing part of the world.

01/08/2026

We had a fun family poker night recently - I taught the kids how to play Texas Hold 'Em.

It was fun watching their personalities come out through their play. One was aggressive, betting every hand, both winning and losing big. The other was more conservative, waiting until he had solid starting cards before betting, and was quick to fold if he felt overmatched.

I get a lot of comments from people who say the stock market is just a casino, and investing in the stock market is gambling.

It can be, depending on how you go about it. But, based on data pulled from Morgan Stanley's Global Investment Office, over the last 99 years, there were 26 years when the S&P 500 finished with a negative return; 73 years when the stock market provided positive returns.

If I put together a good investment strategy, hold it for the long term while making minor adjustments along the way, chances are high I will grow my original investment.

Not that it means the ride will be smooth - sometimes my investment is down in value, sometimes it is up big. Kind of like swings in a poker game.

But if I put a good, broadly diversified investment strategy in place, a strategy where I am comfortable with the periodic ups and downs, and I give the strategy enough time, I will make money. It's not gambling, it's investing.

Now, whether you go all in, or pick the best time to invest, that's up to you. But all things being equal, the time to invest is when one has the money to invest. After all, with a long enough time frame, your investment will surely grow.

12/16/2025

From my family to yours - all my best for a wonderful holiday season!

03/17/2025

02/18/2025

In this Q&A with Larry Fitzgerald Jr., renowned NFL wide receiver, he talks about aligning his investments with his values. Let me know how I can help you do the same.

morganstanley.com