Mid Oregon Credit Union

Mid Oregon Credit Union Only financial institution headquartered in Central Oregon. Experience our award-winning service! As with any promise, it implies a relationship. Good friends.

Mid Oregon has branches in Bend (2), La Pine, Redmond, Prineville, Madras—and a brand new branch in Sisters! More than 800,000 surcharge-free ATMs are in the network available to Mid Oregon members. Mission Statement:
Building Relationships through Valued Financial Solutions

Business Philosophy:
Mid Oregon is first and foremost a Credit Union! The credit union movement’s original motto, “not f

or profit, not for charity, but for service”, accurately describes our purpose. While positive net income is critical for fiscal viability, Mid Oregon Credit Union places its major focus on service. Exceptional service, friendliness, member-centric cooperative structure and volunteerism distinguish us from other financial institutions. We provide an environment that promotes the economic well-being of our members. Brand:
Our brand represents the promise we make to our members, a guarantee of service and value. It tells our members, public, vendors and business partners what to expect from us. Our brand tells others how we are relevant to their lives, and how we are different from other financial institutions. In short, our brand suggests to the world how to perceive us, possibly before they've even experienced our service for themselves. "Mid Oregon Credit Union is deeply committed to nurturing
strong relationships within the Central Oregon community
in the spirit of exceptional and passionate service." Great service.:
Exceptional service to members, superior design and delivery of products, caring employee interaction, stimulating and informative advertising, reliable electronic interaction and professional vendor relationships are critical components of our brand. Social Responsibility:
As the only credit union headquartered and doing business solely in Central Oregon, we recognize and share in a corporate social responsibility to our communities and residents. Mid Oregon Credit union has been recognized as an exceptional credit union in the area of social responsibility evidenced by its winning of the statewide Dora Maxwell award for nine years running. We have accomplished this through our actions and strong belief in contributing to the community with both time and financial resources. The Mid Oregon Purpose Statement:
Mid Oregon Credit Union exists to provide financial value and service to current and future members. We believe the Credit Union should be a safe, secure and stable financial institution for our members. We believe in a true and impactful commitment to the community in which members live, work, worship and go to school. For more info on Mid Oregon Credit Union's social media guidelines visit: http://bit.ly/MOCUSMS

09/09/2026

📚✨ Happy International Literacy Day! 🎉 Today, let’s celebrate the power of words and stories that connect us all! 🌍💖 Embrace the joy of reading, share your favorite book, or gift one to a friend! 📖💫 Let's empower each other through literacy and create brighter futures together. 🌟

Did you know?
Mid Oregon conducts a fundraising event every year for SMART Reading. Read more about this great cause here: https://www.midoregon.com/community/smart-reading-fundraiser.shtml

09/07/2026

Everyone's financial situation is different, and success looks different for everyone.
Whether you're paying down debt, building savings, or working toward a major purchase, focus on your own progress. The small wins you make today can lead to big accomplishments tomorrow.

All Mid Oregon branches will be closed today. You can access your money anytime with Digital Banking or at more than 30,...
09/07/2026

All Mid Oregon branches will be closed today. You can access your money anytime with Digital Banking or at more than 30,000 surcharge-free ATMs

09/06/2026

📚✨ Happy Read a Book Day! 🎉 Dive into the pages of your favorite stories and let your imagination soar! Whether it’s a cozy nook or a sunlit park, celebrate by sharing the joy of reading with loved ones. Tag a friend who inspires you to read💖 and share what’s on your bookshelf today! 🌟 📖🥳

📚💫Did you know?
Dolly Parton's Imagination Library came to Oregon in May of 2025. Bringing Free books to kids in all 36 counties. And Mid Oregon Credit Union has a fundraiser every year to support SMART Reading. Read more about this fundraiser here: https://www.midoregon.com/community/smart-reading-fundraiser.shtml

🔥 Wildfire season has been especially challenging for Central Oregon this year. While many of us are focused on helping ...
09/04/2026

🔥 Wildfire season has been especially challenging for Central Oregon this year. While many of us are focused on helping our neighbors and rebuilding, scammers are looking for opportunities to take advantage of people during recovery.

Be on the lookout for: ✅ Fake charity donation requests ✅ Fraudulent contractors and cleanup crews ✅ Government relief impersonators ✅ Phishing texts and emails

The best defense is simple:
🛑 Pause. ✔️ Verify. 📞 Reach Out.

Before donating, hiring a contractor, or sharing personal information, take a moment to confirm who you're dealing with. A few extra minutes can help protect your finances and your peace of mind.

Read our latest blog for tips on spotting wildfire-related scams and what to do if you think you've been targeted:
https://blog.midoregon.com/wildfire-recovery/

Big news for Oregon students: personal financial education is becoming a graduation requirement starting in 2027—and we ...
09/03/2026

Big news for Oregon students: personal financial education is becoming a graduation requirement starting in 2027—and we think that’s something worth celebrating!

From budgeting and saving to understanding credit and borrowing, these real-life money skills can help students feel more confident about the financial decisions ahead.

At Mid Oregon Credit Union, we’re proud to support that learning through Bite of Reality, a hands-on financial simulation we bring to schools and youth organizations across Central Oregon at no cost.

Because when students understand how money works, they’re better prepared to build the future they imagine. Read more on the blog here: https://blog.midoregon.com/oregons-new-financial-education-requirement/

Think Big. Act Now. Your future self will thank you for checking in today. goals on your mind? Whether you’re dreaming a...
09/02/2026

Think Big. Act Now. Your future self will thank you for checking in today.

goals on your mind? Whether you’re dreaming about a first home, upgrading your ride, or just wanting to feel more confident about money, your credit score can play a big role in what’s possible.
Credit

That’s where My Credit Score comes in. Available for free in Mid Oregon Digital Banking, this tool lets you check your credit score and report daily—without impacting your score—so you can stay informed and make smart moves.

Inside My Credit Score, you can learn what affects your score, track changes over time, and use helpful tools to plan your next step with more confidence.

Explore features like:
● Personalized credit report insights
● Daily score updates and monitoring alerts
● Credit Score Simulator for “what if?” planning
● Action steps to help build stronger credit habits
● Easy-to-understand financial education

Log in to Digital Banking, tap My Credit Score, and start exploring your credit health today. Not a Member yet? Visit midoregon.com to learn more.

Kids learn money habits long before they open their first account—and the everyday moments at home can make a big differ...
09/02/2026

Kids learn money habits long before they open their first account—and the everyday moments at home can make a big difference. From piggy banks and savings goals to needs-versus-wants conversations, small lessons can grow into lifelong confidence.

Our latest blog, Raising Financially Savvy Kids: Small Money Lessons, Big Life Skills, shares simple, age-appropriate ways families can make money conversations fun, positive, and practical—plus a printable family activity to try at home.

Because when kids learn to save, spend, share, and plan today, they’re building skills for a brighter financial tomorrow. 💚💙

Read the blog: https://blog.midoregon.com/financially-savvy-kids/

08/31/2026

Build Your Safety Net

"Peace of mind is one of the most valuable things you can save for."

An emergency fund can help you navigate life's unexpected moments with greater confidence.
If building savings feels overwhelming, start small. Even saving a little consistently can make a meaningful difference over time. Every dollar saved is a step toward greater financial security.

📦 Waiting on a package? Scammers know that.A text arrives saying your delivery is on hold. Another claims you need to up...
08/28/2026

📦 Waiting on a package? Scammers know that.

A text arrives saying your delivery is on hold. Another claims you need to update your address. It looks legitimate, and that's exactly the point.

Fake delivery notifications are one of the most common scams today because they prey on something many of us do every day: online shopping.

Before clicking a link or entering information, remember:
🛑 Pause. Don't let urgency make the decision for you.
✅ Verify. Check tracking information through the retailer's website or the carrier's official app.
📞 Reach Out. If you're unsure, contact the company directly using trusted contact information.

A few extra moments can help protect your personal and financial information.

Learn how to spot the warning signs in our latest blog:
🔗 https://blog.midoregon.com/delivery-notification-scams/

Address

Bend, OR
97701

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm

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