John Rumpf - Home Lending NMLS 565830

01/23/2023

The FHFA (FNMA/FHLMC) made a big announcement late last week regarding increases to LLPA's (Loan Level Price Adjustments). These adjustments impact the rate you get when you purchase or refi with a FNMA or FHMLC backed loan. These changes could make your next mortgage a little more expensive. Give me a call to find out how these changes could impact you!

Mortgage and real estate trade groups say tweaks to loan level pricing adjustments (LLPAs) will hurt most borrowers in a brutal market.

01/18/2023

Thinking of downsizing in retirement???? A Reverse Mortgage can help you get there! Contact me to get the real scoop on Reverse Mortgages.

01/17/2023

A quick read from a reliable source regarding affordability in todays housing market.

I’ve had many ask me about higher rates and affordability and whether todays rates might be enough to repeat the 2008 recession environment. The short answer is no.

01/13/2023

☠️Happy Friday the 13th! Did you know in 1980 (the year the original movie was released), the average mortgage rate was 13.74% 😱🤯!

🙀If the current housing market changes make you uneasy, let us help ease your fears!

📲Contact us today, and let's talk about your options!

01/09/2023

🗓New Year - now let us help you get debt free for '23! If you need help figuring out where to start, we're here to help!

01/06/2023

😳When you're in debt, it's easy to pretend everything is fine until one day, it catches up with you. If you resolved to get out of debt in 2023 but need help knowing where to start, we're here to help.

👉Dave Ramsey's 7 Baby Steps will help you pay off all your debt for good and build wealth. Here is the 1st step - follow us for all seven steps!

01/05/2023

👏Since 2019, through our partnership with Sackcloth & Ashes, we've donated 14,875 blankets to local homeless shelters throughout the US!

❤️For every blanket we gift to our clients, we donate one on their behalf- THAT'S the Churchill difference!

01/04/2023

👉Zillow's most recent market report showed that the cost of a new mortgage dropped 4.8% in November as mortgage rates dipped. This drop was the first sign of affordability relief home buyers had seen in months and could be good news for potential buyers.

Do you need guidance or help planning to buy in 2023? We're always happy to help! 📲Contact us today.

01/04/2023

✅If buying a home is on your 2023 goals list, but the current market trends are discouraging, we're here for you! You don't need to navigate the home buying process alone!

📲Contact us today, and let's talk about your options!

#2023