Jon Locklin - Mortgage Lender

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Jon Locklin - Mortgage Lender Hi everyone. I am a Mortgage Loan Originator with First Community Mortgage. A branch of of First National Bank Texas and First Convenience Bank in Central Texas.

NMLS # 2594724

10/16/2026

🏡 What is Debt-to-Income Ratio (DTI)?

DTI compares your monthly debt payments to your monthly income. Lenders use it to help determine how much home you can afford.

Formula: Monthly Debt Payments ÷ Monthly Gross Income = DTI

The lower your DTI, the stronger your mortgage application may be. If you're wondering where you stand, a mortgage professional can help calculate your DTI and explore your options.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/15/2026

As the temperatures drop, taking care of your seasonal home maintenance can save you thousands of dollars down the road. 🍂 Simple tasks like cleaning gutters, servicing your furnace, and sealing drafty windows protect your overall property value. Taking these small steps now keeps your utility bills manageable and prevents costly emergency repairs during the winter. Your home is likely your largest financial asset, and regular upkeep preserves the equity you work hard to build. If your fall checklist includes major repairs or renovations, you might be able to tap into your available home equity to fund them. Send me a direct message today to explore your financing options and protect your investment.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/13/2026

🏡 Mortgage Tip Tuesday

Found your dream home? Hold off on buying that new car or filling your new place with furniture until after closing.

Why? Major purchases can change your debt-to-income ratio, impact your credit score, and potentially affect your mortgage approval.

✅ Keep your finances steady. ✅ Avoid opening new credit accounts. ✅ Wait until the keys are in your hand.

A little patience today can help ensure a smooth closing tomorrow!



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/12/2026

Today, we recognize both Columbus Day and Indigenous Peoples' Day. While many are observing the holiday, our team is open and ready to help with your home financing needs.

Whether you're buying your first home, upgrading, or refinancing, we're here to guide you every step of the way. 🏡

📞 Reach out today. We're open and ready to serve!



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/11/2026

🌵 Meet Rufus. Rumor has it he lost a bet and now he's rocking this cactus costume. 😆

The good news? While Rufus didn't plan ahead, you can! Before you start house hunting, get prequalified so you know exactly what you can afford and avoid any surprises along the way.

Don't get caught in a prickly situation... let's get you prequalified! 🏡✨



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/10/2026

Buying a home can be stressful. We're here to guide you every step of the way. Let us make the process easier.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/09/2026

Pumpkin spice season is here! Just like your favorite fall drink, finding the perfect home should feel warm, comforting, and exactly right. Whether you're dreaming of a new front porch for autumn mornings or a cozy place to call your own, we're here to help make it happen.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/08/2026

🦸 National Hero Day | Who Is Your Hero?

Heroes come in many forms. They may wear a uniform, lead by example, support us through life's challenges, or inspire us to become our best selves.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/07/2026

Homeownership can help build equity, stability, and long-term wealth. Learn about your path to homeownership by calling today!



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

10/05/2026

Myth: You need 20% down to buy a home. Fact: Many programs allow much less. Ask me how much you may need to buy.



All loans subject to credit approval | First National Bank Texas | NMLS # 402924 | Member FDIC | Equal Housing Lender

Address

208 E. Central Avenue Ste. 100
Belton, TX

Telephone

+12548995665

Website

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