Samantha Jackson, Loan Officer #405396

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Samantha Jackson, Loan Officer #405396 Loan Officer at Extraco Mortgage
NMLS ID: 405396 Guaranteed Rate, Inc. NMLS 2611. 3940 N. Ravenswood Ave., Chicago, IL 60613. (866) 934 7283 • rate.com.

Buying your first home can feel impossible…Until you know where to start. 🏡Here’s a simple first-time buyer playbook:💳 K...
10/17/2026

Buying your first home can feel impossible…

Until you know where to start. 🏡
Here’s a simple first-time buyer playbook:

💳 Know where your credit stands
💰 Start building your savings
📋 Talk to a lender before you start seriously shopping
🏡 Build a team you trust

Getting pre-approved early can help you understand your budget, what your monthly payment could look like, and what you may need to work on BEFORE you find a house you love.

And remember — you don’t need to have everything perfectly figured out before you start asking questions.

Maybe you’re ready now.
Maybe you need six months.
Maybe you need a little longer.
The first step is finding out.

Loan programs, guidelines, and requirements can change, and everyone’s financial situation is different.

👇 Comment READY if buying a home is on your radar and you want to start figuring out what your next steps could look like.

Your first set of keys might be closer than you think. 🔑🏡
Samantha Jackson Crumbaugh

🇺🇸 You’ve already done the hard work. Serving, protecting, and sacrificing. When it comes to buying a home, it’s time fo...
10/16/2026

🇺🇸 You’ve already done the hard work. Serving, protecting, and sacrificing. When it comes to buying a home, it’s time for someone else to work hard for YOU.

The VA loan program is one of the best benefits available to veterans and service members:
✅ No down payment required
✅ Low interest rates

You’ve earned these benefits. My job is to make sure you get the most out of them while keeping the process simple and stress-free. 🏡✨

Your service was for us. Now let me serve you.

10/15/2026

Still waiting lol

Actual footage of me today. And then I got 75 photos of said bank statements. Can't read a single one.

Before closing, avoid making changes like:🚗 Financing or leasing a new car💳 Opening a new credit card🛋️ Financing furnit...
10/14/2026

Before closing, avoid making changes like:

🚗 Financing or leasing a new car
💳 Opening a new credit card
🛋️ Financing furniture or appliances
💰 Making large purchases on your cards
💼 Changing jobs without talking to your lender
🏦 Moving around large amounts of money without asking first

Why?

Your lender may check parts of your financial picture again before closing. New debt or other major changes could affect your qualification or create last-minute questions.

Even if you’ve been told you’re clear to close, play it safe until the home is officially yours and the loan has funded. 🔑🏡

And remember, every loan and situation is different.

When in doubt, send me a message BEFORE you do it.

Trust me… the new car can wait. 😂 Samantha Jackson Crumbaugh

10/13/2026

If buying a home is one of your goals…

Start preparing BEFORE you start shopping.
There are a few moves you may want to think twice about before buying:

Taking on a new car payment
Opening new credit cards or adding debt
Making large or unusual deposits without documentation
Making a big career change
Shopping at the very top of your budget
Waiting until the last minute to get prepared

Does that mean you CAN’T do any of these things?

No.

Everyone’s situation is different.
That’s why one of the best things you can do is talk to a licensed lender BEFORE making a big financial change.

Instead, start with the basics:

Pay your bills on time.
Keep an eye on your debt.
Build your savings.
Figure out what monthly payment feels comfortable for YOUR life.

And start asking questions early — even if you’re months away from buying.

Loan programs, guidelines, rates, and requirements can change, and your individual situation matters.

The goal isn’t to make your finances “perfect.”

It’s to have a plan.

Comment PLAN if buying a home is one of your goals and you’re ready to start figuring out your next steps.

10/12/2026

DON’T decide how much to put down on a home just because someone online told you a number. 🚨🏡

It’s important to note that these are general examples. Loan programs, requirements, and costs can change, and everyone’s situation is different.

One of the biggest questions first-time buyers have is:

“How much money do I actually need to put down?”

And the answer is… it depends!
There are loan programs that may allow qualified buyers to put down much less than 20%.
But your down payment can affect things like:

💰 Your monthly payment
🏡 How much you need at closing
📋 Your loan options
💵 Mortgage insurance, if applicable
🏦 How much savings you have left afterward

Putting MORE down might lower your monthly payment.
But putting LESS down could allow you to keep more money in savings.

There isn’t one down payment amount that makes sense for everyone.

And don’t forget — your down payment isn’t necessarily the only money you may need for closing. There can be closing costs and other expenses to plan for too.
That’s why an online calculator can be a good starting point…

But talking to a licensed lender and looking at YOUR actual numbers is even better.

You don’t have to be ready to buy tomorrow to start asking questions. 🏡

👇 Comment DOWN if buying a home is something you’re thinking about and you want to know what your options could look like. Samantha Jackson Crumbaugh

10/11/2026

I know it feels like this was finally gonna be the year to buy a house...
Then, high home prices were like “nope.” 😅

But real talk, it probably feels harder because you’re trying to figure it out on your own.

You don’t have to do that.
Let’s talk through your options and see what’s actually possible.
You might be closer than you think 🏡

Samantha Jackson Crumbaugh

If you’re thinking about buying your first home, here are a few things I wish EVERY buyer knew sooner. 🏡Talk to a lender...
10/10/2026

If you’re thinking about buying your first home, here are a few things I wish EVERY buyer knew sooner. 🏡

Talk to a lender before you start looking.
You don’t need to have everything figured out first. That conversation can help you understand where you stand and what your next steps could be.

Have the money conversations early.

Know what monthly payment YOU are comfortable with — not just what you may qualify for.

Be careful with big financial changes.

A new car, credit card, job change, or moving money around could affect your loan. Always talk to your lender first.

Your income isn’t the only number that matters.

Your debts, credit, savings, and other parts of your finances can all play a role.

And most importantly…
Don’t count yourself out before you ask.

You may be ready now, or you may need some time to prepare. Either way, knowing is better than guessing.

Loan programs, guidelines, and requirements can change, and everyone’s situation is different. 📩 Thinking about buying? Let’s talk through what YOUR next step could look like. Samantha Jackson Crumbaugh

10/09/2026

True story. 😅
All jokes aside… There is a LOT of mortgage advice online.

And not all of it applies to you.

What worked for your friend, your coworker, or someone you saw on TikTok may be completely different from what works for your situation.

Loan programs change. Guidelines change. Rates change. And everyone’s finances are different.

So before you count yourself out — or make a big financial decision based on something you heard online — ask a licensed mortgage professional. 🏡

Sometimes one conversation can clear up a LOT of confusion.

📩 Not sure what’s true, what’s outdated, or what actually applies to you? Send me a message. I’m happy to help.

Samantha Jackson Crumbaugh

10/08/2026

The fiiiiffffffffffth lol Samantha Jackson Crumbaugh

Address

700 LAKE Road
Belton, TX
76513

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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