The LifeCircle

10/01/2026

A few simple habits can go a long way toward helping keep your personal and financial information protected. How does cybersecurity connect to your broader financial picture? What steps are you taking at home and with your business?

10/01/2026

The holidays should bring joy, not financial stress.

With 54 percent of Americans making impulse purchases last season, here's a little secret our clients use to stick to their holiday strategy: A simple conversation before the season starts.

We can help you create a holiday strategy that lets you be generous with the people you love while sticking to your financial goals.

Ready for your most confident holiday season yet? Let's chat.

Source:
Dontpayfull.com April 15, 2026

09/12/2026

As the sound of the shofar marks the beginning of the High Holy Days, it invites a period of deep introspection.

This is a time for cheshbon hanefesh—the accounting of the soul. It is an opportunity to look back with honesty, seek growth through accountability, and embrace the quiet work of renewal. To all in our community observing the Days of Awe: may you find clarity in reflection and strength in the year ahead.

Wishing you a meaningful and observant Rosh Hashanah. Shana Tova.

09/09/2026

🏈 Football is back, and so is everything that comes with it.

A new season means fresh storylines, surprise contenders, and those moments you just can’t script. Whether you’re locked in from the opening coin toss or just showing up for the company and the snacks, game day has a way of bringing people together.

Fire up the grill. Find your seat. The season is here. 💪

09/01/2026

Quick check-in as the school year gets going.

Now that the school year is back in full swing, let’s make sure everything is still on track.

Whether it’s:

➡️Retirement planning
➡️Insurance coverage
➡️Long-term goals

Even if nothing has changed, a quick review can help confirm you're in a strong position moving forward.

If there’s anything you’ve been meaning to revisit, or any questions that have come up, I’m always here to help.

Don’t hesitate to reach out.

09/01/2026

Living longer doesn’t automatically mean living better.

Healthy Aging Month is a reminder that how we age is shaped by more than just time. Staying active, mentally sharp, and socially connected all play a role—and so does the ability to support those lifestyles over time.

Small, consistent habits—both physical and financial—can influence what those years look like.



Sources
World Health Organization, Ageing and Health, October 2025
American Medical Association, What Doctors Wish Patients Knew About Healthy Aging, September 2025
Stanford Medicine, Five Healthy Habits for Successfully Aging, January 2026
EBRI/Greenwald, 2025 Retirement Confidence Survey, April 2025

09/01/2026

September is College Savings Month, and it's a good time to think about what you want your child's future to look like. Every family's situation is different. If you have questions about what college savings options might make sense for your household, reach out. That's exactly what we're here for.

08/24/2026

Trending Higher

08/20/2026

A record number of U.S. adults under 35 are living with their parents, according to a recent Realtor.com study.

In 2025, 25.2 million adults under 35 lived at home, a higher share than during the COVID-19 pandemic.

Many are working, but wages are not always keeping up with the cost of living. Among adults ages 25 to 34 who live at home, roughly 7 in 10 have jobs.

Housing affordability is a major factor. Higher home prices, elevated mortgage rates, rent, student loan payments, car payments, and everyday expenses can make living independently harder to sustain.

For some families, moving back home may be a way to reduce expenses, rebuild savings, or create more breathing room before taking the next step.

The broader takeaway is that financial independence does not always follow a straight timeline. Cost-of-living pressures are reshaping what adulthood, housing, and household decisions look like for many families.


Source:

One woman in her mid-30s said her $60,000 annual income wasn't enough to cover all her bills after a breakup, leading her to move back home.

08/19/2026

Check out LPL Financial Research's Weekly Commentary on the market: "Shifting Leadership in Global Growth".https://static.fmgsuite.com/media/documents/0eb52475-457a-47fd-bf0d-64077cdb9fde.pdf