Mc-Wright Insurance Group

08/13/2026

Mississippi is one of only four states with no dog-bite statute on the books. That doesn't mean nothing happens — it means these things get sorted out under common law instead.

Nationally, insurers paid $1.86 billion on dog-related injury claims in 2025 across 28,450 claims. We wrote up where all that lands on the liability side of a homeowners policy, plus the two other yard questions that come up every August around here.

https://mcwrightinsurancegroup.com/resources/mississippi-no-dog-bite-statute-liability/

08/12/2026

Somebody at the shop takes her own car to run the deposit to the bank and gets in a wreck on the way. Whose insurance is that?

A business auto policy doesn't list "cars" — it lists numbered symbols, and employee-owned vehicles sit under symbol 9. Plenty of small-business policies around here don't have it. Here's the plain-English version.

Commercial auto policies list covered vehicles by numbered symbol. Symbols 8 and 9 are where borrowed and employee-owned cars sit — and they're often blank.

08/11/2026

Mississippi is one of only four states with no dog-bite statute on the books. That doesn't mean nothing happens — it means these things get sorted out under common law instead.

Nationally, insurers paid $1.86 billion on dog-related injury claims in 2025 across 28,450 claims. We wrote up where all that lands on the liability side of a homeowners policy, plus the two other yard questions that come up every August around here.

Triple-I counts four states with no dog-bite statute, and Mississippi is one. Liability didn't disappear — it just runs through common law instead.

08/11/2026

Alcorn County has 16,448 houses in it. Last year it issued 35 building permits for new ones — about one new house for every 470 already standing. Which means almost everything we insure around here has been standing a while. We pulled the Census numbers and wrote up what that actually changes about insuring an older home, including why the dwelling limit on your policy usually doesn't match what the house would sell for.

Alcorn County has 16,448 housing units and issued 35 residential building permits in 2025. Almost every house that stands there in 2035 is standing today.

08/06/2026

Quick question for contractors and tradespeople: do you know where the tools in your truck actually fall in your insurance policy? Commercial property coverage follows your business address. Commercial auto follows the vehicle. But the tools that travel with you? That's inland marine territory. We break down scheduled vs. blanket coverage, what happens with employee-owned tools, and how rented equipment fits in. 🔧🚚

Commercial property usually follows the address. Commercial auto usually follows the truck. Tools that move between job sites sit in a third category entirely.

08/03/2026

If you've ever gotten a "mortgage protection" letter that looked like it came straight from your lender, it didn't. We dug into how these mailers get your loan details (spoiler: chancery-clerk land records feed list brokers) and why the coverage itself often isn't the problem, it's the misleading envelope. Know what you're looking at before you respond. 📬

Read the full breakdown: https://mcwrightinsurancegroup.com/resources/mortgage-protection-letters-explained

04/21/2026

Need help with your insurance? We’re here when you need us most.

Whether it’s home, auto, commercial or anything in between, our team at Mc-Wright Insurance Group is ready to help you understand your coverage and make sure you’re protected the right way.

📍 Offices in Belmont, Iuka, & Tupelo
📞 (662) 454-7831
🌐 mcwrightinsurancegroup.com

Have questions or want a quote? Message or call us today !

04/07/2026

Did you know there was a law for 66 years that kept banks and insurance agencies out of the same building? When that changed in 1999, Dr. Kelly Segars, Sr. didn't wait for someone else to figure out what to do with the opportunity. He was that kind of banker — the kind who saw a new path before the road was paved and walked it anyway. That decision is part of why we exist today. I wrote about the whole story — including how we found our way back to Iuka and the people who made it possible. Link in comments.

04/06/2026

Here at Mc-Wright Insurance Group, we care about our community’s safety.
This April, let’s all commit to putting our phones down and our eyes on the road. 💙💚

04/02/2026

We’re excited to open our Iuka office and invite you to join us for our ribbon cutting!

This location will be led by Savannah Arnold, and we’re proud to have her representing Mc-Wright Insurance Group in the Iuka community.

We’re grateful for the opportunity to grow and continue serving the people and businesses in this area. We hope you’ll come celebrate with us!