Mc-Wright Insurance Group

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Mc-Wright Insurance Group We represent many insurance carriers; through education, we work to simplify the process so you can make an informed decision based on your needs. This is us.

Welcome to Mc-Wright Insurance Group. We are an independent insurance agency serving the Northeast Mississippi, Middle Tennessee, and Northwest Alabama areas with an office in Belmont, MS, and a payment location in Iuka, MS. We take great honor in representing several long-standing agencies with a rich history dating back to 1921. Under the leadership of Tamara and Brandon Pharr, Mc-Wright Insurance Group continues to represent our heritage of reputable agencies by upholding traditional, Christian-based core values rooted in honesty, integrity, and quality. We offer a full range of superior insurance products and promise to hold ourselves to the highest standards serving as advocates for our producers, carriers, and clients. As a historic, family-owned agency, our goal is to make you feel right at home. The Mc-Wright Insurance Group, LLC. cannot bind or alter coverages or accept reported claims via social networking. Further, the information provided is intended for general situations and questions relating to specific coverage should be discussed using the agency’s regular workflows. Please contact a licensed agent directly.

DID YOU KNOW??? πŸ‘€Mc-Wright Insurance Group has an office in Tupelo!We've been quietly helping Tupelo families and busine...
10/10/2026

DID YOU KNOW??? πŸ‘€

Mc-Wright Insurance Group has an office in Tupelo!

We've been quietly helping Tupelo families and business owners for years β€” now there's a door you can actually walk through. Here's how to find us:

πŸ“ 600 W Main Street β€” the tan brick building with the green awnings
🏒 Same building as Vitality South
🧼 Directly across from Martinizing Cleaners
πŸšͺ Here's the trick: the entrance is around the side, off the parking lot β€” not out front on Main. Look for the glass door with the Mc-Wright logo on it (we circled it for you!) and come on in.

Need a quote on your home, your vehicles, or your business? Want a second set of eyes on a renewal that went up? Or just want to put a face with the name? Stop by. There's a real person on the other side of that door, and we'd love to meet you.

πŸ“ž Call or text the office: 662-454-7831
Belmont's still home β€” and now Tupelo is too.

Back in 2018 and 2019, Tamara went through Liberty Mutual's PaceSetter Program, a year-long development program for new ...
10/09/2026

Back in 2018 and 2019, Tamara went through Liberty Mutual's PaceSetter Program, a year-long development program for new insurance producers that pairs each one with a dedicated sales coach, weekly coaching calls, and quarterly conferences. It's a demanding program by design... in an industry where only about one in three new producers survives their second year, PaceSetter's graduates have historically beaten those odds by a wide margin. Tamara didn't just finish it. She earned Super Producer recognition as one of the program's top performers.

A couple months ago, Liberty Mutual invited her back to Columbus to speak to the current class, and to sit on the Women of PaceSetter panel for the second time, alongside other women who've built agencies and careers from that same starting line.

The talk she gave was about how to incorporate AI into their day, and the main point was "the Job is still the Job." Meaning AI can't or shouldn't DO their job for them. There are parts of being in insurance that require relationships with people to be at the core of the job.

A lot of what we are at Mc-Wright started in that program: the discipline, the follow-up, the belief that you take care of the person in front of you and the business takes care of itself. We're grateful to Liberty Mutual for the invitation.

Congratulations to this year's PaceSetter class

At Mc-Wright Insurance Group we had a list of goals like any business does β€” grow the book, take care of clients, build ...
10/08/2026

At Mc-Wright Insurance Group we had a list of goals like any business does β€” grow the book, take care of clients, build a team we could be proud of. But one goal on that list didn't have anything to do with insurance. We wanted the office to be more than a place where people come to sign paperwork. We wanted it to be a place the community could actually use.

This summer we did just that.

A group of ladies spent the morning in our office making prayer boards. Pink tablecloths on the desks, pictures printed out, scripture written by hand, stickers and ribbon and glue everywhere, each one building a board to hang at home as a daily reminder of the people and the things they're praying over. There was laughing, there was quiet, and there was a lot of "wait, does anybody have more tape?"

"Looking around that room, I kept thinking... this is it. This is what I pictured." - Tamara

Thank you to every one of these ladies for trusting us with your afternoon and for filling this space with something that matters. And if you've got a group, a Bible study, a club, a few friends who need a table and some elbow room, our doors are open. Just ask. T

Last Saturday, Tamara Pharr and Stefany Gilleland laced up and ran the Just Jesus 5K at Fairpark in Tupelo.If you haven'...
10/03/2026

Last Saturday, Tamara Pharr and Stefany Gilleland laced up and ran the Just Jesus 5K at Fairpark in Tupelo.

If you haven't heard of Just Jesus Inc., it's worth knowing. It started right here in Tupelo with a little boy named Caleb Rodgers, who began raising money to put Bibles in people's hands when he was six years old. Today it's a full-fledged ministry that has given away more than 26,000 Bibles and devotionals β€” to kids around the world, to men in recovery programs and prisons, and to anybody who doesn't have one. Every dollar from the 5K goes straight to that work, and this year's race raised around $24,000.

That's the kind of thing we love about this community. Somebody sees a need, starts small, and the neighbors show up. Tamara and Stefany were proud to be two of the folks who showed up β€” and a little sore on Monday.

Mc-Wright Insurance Group has been part of Belmont for years, and now that we've got an office in Tupelo too, we're excited to be part of what's happening there.

Learn more about the ministry at justjesusinc.com

A little late sharing this one, but it's too good not to.A few weeks back, we got to be Liberty Mutual's guests at the v...
10/01/2026

A little late sharing this one, but it's too good not to.

A few weeks back, we got to be Liberty Mutual's guests at the very first Liberty Mutual Music City Kickoff in Nashville β€” Ole Miss vs. Louisville at Nissan Stadium. Saturday night music festival, Sunday tailgate, and watching the game from the suite with our Liberty team. Hotty Toddy and thank you, Liberty Mutual β€” especially Jay Lynch and Johnny Wilson β€” for taking such good care of us.

Liberty Mutual has been showing up for Mississippi business owners in a big way lately:

πŸ”Ή Sharper pricing.

πŸ”Ή Re-Evaluated Claims process

πŸ”Ή A brand-new business owners policy β€” launching in Mississippi October 8.

If you own a business in north Mississippi and it's been a while since anybody really looked at your coverage, this is a good month to let us take a look. We're an independent agency, so we'll shop it across our carriers β€” Liberty's just one of the ones we're excited about right now.

08/13/2026

Mississippi is one of only four states with no dog-bite statute on the books. That doesn't mean nothing happens β€” it means these things get sorted out under common law instead.

Nationally, insurers paid $1.86 billion on dog-related injury claims in 2025 across 28,450 claims. We wrote up where all that lands on the liability side of a homeowners policy, plus the two other yard questions that come up every August around here.

https://mcwrightinsurancegroup.com/resources/mississippi-no-dog-bite-statute-liability/

Somebody at the shop takes her own car to run the deposit to the bank and gets in a wreck on the way. Whose insurance is...
08/12/2026

Somebody at the shop takes her own car to run the deposit to the bank and gets in a wreck on the way. Whose insurance is that?

A business auto policy doesn't list "cars" β€” it lists numbered symbols, and employee-owned vehicles sit under symbol 9. Plenty of small-business policies around here don't have it. Here's the plain-English version.

Commercial auto policies list covered vehicles by numbered symbol. Symbols 8 and 9 are where borrowed and employee-owned cars sit β€” and they're often blank.

Mississippi is one of only four states with no dog-bite statute on the books. That doesn't mean nothing happens β€” it mea...
08/11/2026

Mississippi is one of only four states with no dog-bite statute on the books. That doesn't mean nothing happens β€” it means these things get sorted out under common law instead.

Nationally, insurers paid $1.86 billion on dog-related injury claims in 2025 across 28,450 claims. We wrote up where all that lands on the liability side of a homeowners policy, plus the two other yard questions that come up every August around here.

Triple-I counts four states with no dog-bite statute, and Mississippi is one. Liability didn't disappear β€” it just runs through common law instead.

Alcorn County has 16,448 houses in it. Last year it issued 35 building permits for new ones β€” about one new house for ev...
08/11/2026

Alcorn County has 16,448 houses in it. Last year it issued 35 building permits for new ones β€” about one new house for every 470 already standing. Which means almost everything we insure around here has been standing a while. We pulled the Census numbers and wrote up what that actually changes about insuring an older home, including why the dwelling limit on your policy usually doesn't match what the house would sell for.

Alcorn County has 16,448 housing units and issued 35 residential building permits in 2025. Almost every house that stands there in 2035 is standing today.

Quick question for contractors and tradespeople: do you know where the tools in your truck actually fall in your insuran...
08/06/2026

Quick question for contractors and tradespeople: do you know where the tools in your truck actually fall in your insurance policy? Commercial property coverage follows your business address. Commercial auto follows the vehicle. But the tools that travel with you? That's inland marine territory. We break down scheduled vs. blanket coverage, what happens with employee-owned tools, and how rented equipment fits in. πŸ”§πŸšš

Commercial property usually follows the address. Commercial auto usually follows the truck. Tools that move between job sites sit in a third category entirely.

Address

9 3rd Street
Belmont, MS
38827

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+16624547831

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