Victoria Reyes, Mortgage Loan Originator

09/15/2026

🚨 A BIG CHANGE JUST HAPPENED WITH MANUFACTURED HOMES!

For years, one question could kill conventional financing:

“Has the manufactured home ever been moved from its original site?”

If the answer was YES, conventional financing was generally off the table.

THAT JUST CHANGED.

As of September 2, 2026, Freddie Mac updated its guidelines to allow certain relocated manufactured homes to qualify for conventional financing. 🎉

So what does that mean?

A manufactured home that has been moved from another site may now be eligible for a Freddie Mac conventional mortgage — provided it meets Freddie Mac's requirements.

✅ Structural-integrity inspection by a licensed professional engineer or appropriate government authority

✅ The home cannot be located in a more restrictive wind, roof-load or thermal zone than the zone it was built for

✅ The mortgage cannot be used to pay the costs of moving, setup, foundation anchoring, site development, utilities, well or septic installation

✅ The home must still meet Freddie Mac's other manufactured-home requirements

🚨 REALTOR® TIP:

Don't automatically write off a manufactured home just because you hear that it has been moved.

The old answer may no longer be the answer.

And if you're listing a manufactured home that was relocated — talk to your lender BEFORE assuming it's cash-only.

One important note: Freddie Mac's new guideline does not specify a maximum number of moves, so a home that has been moved more than once needs to be reviewed on a case-by-case basis. Don't assume it automatically qualifies.

📲 Have a manufactured-home question? Send it my way.

I can help you determine whether there's a financing path BEFORE your buyer spends money on inspections and appraisals.

08/31/2026

Some 💩💨highlights from our “Fart hole ⛳️” sponsorship of the 1st Barkie Classic benefitting the Food Bank! We had a great time!

08/28/2026

I am SO excited to work this event tomorrow! See ya'll on hole #2! Videos to come!

07/16/2026

FYI!

Who’s hungry? This weekend’s menu includes raspberries, strawberries, spicy salmon roll(er) blades... and a healthy serving of orange construction. Before you dig in, here’s where roadwork might be part of the recipe, especially if your plans are in the Seattle area.

- All lanes of EB I-90 will close between Rainier Ave S and 77th Ave SE from 11:30pm Friday to 7:30am Saturday for maintenance. The SB I-5 collector-distributor ramp to EB I-90, the NB I-5 on-ramp to EB I-90 and both directions of Rainier Ave S ramp to EB I-90 will also close.

- Montlake Boulevard will close between E Hamlin St and E Louisiana St from 10pm Friday to 6 a.m. Monday. Crews will use this closure to install new foundations for traffic signal mast arms, replace roadway panels and remove unused sign bridge foundations. The following streets and ramps will also close: Montlake Blvd on-ramps to EB and WB SR 520, the EB SR 520 off-ramp to Montlake Blvd, Lake Washington Blvd between Montlake Blvd and 24th Ave E. The WB SR 520 off-ramp to NB Montlake Boulevard will remain open. Crews will maintain a path for people walking, biking and rolling to cross SR 520 on Montlake Boulevard, with a limited detour south of SR 520.

- WB I-90 will be reduced to a single lane in Issaquah near Front St N from 7pm Friday to 8am Sunday to finish bridge repairs. Expect major delays in the area, especially Saturday. The Front St on-ramp to WB I-90 will also close at this time. A signed detour will guide people to the 270th Ave SE/SE High Point Way on-ramp to WB I-90. This work is weather dependent and may need to be rescheduled if rain is forecast.

- Still on the menu: the two-lane reduction of NB I-5 over the Ship Canal Bridge remains in place. Express lanes continue to run NB only 24/7.

Whatever’s on your weekend menu, make sure to download our app, check the real-time travel map, plan ahead and leave yourself a little extra travel time. Bone apple tea 🤌

06/25/2026

Just scored another win for a homebuyer! 🏡⚽

Before you commit to a lender, make sure you're shopping your options. As a mortgage broker, I can compare multiple lenders to help find the best loan for your situation.

Because in the mortgage game, every fraction of a percent matters.

Ready to score your own home financing victory?
📲 Let's talk.

06/21/2026

Happy Father's Day to all the dads, stepdads, grandpas, and father figures out there!

Whether you're grilling, golfing, fishing, or just enjoying a cold one, I hope your day is filled with family, laughter, and great memories.

Happy Father's Day! 🇺🇸🍔🍺

06/18/2026

06/17/2026

🟥 RED CARD FOR:

❌ Not comparing rates
❌ Paying unnecessary fees
❌ Taking advice from your cousin's neighbor's barber

Before you commit to a mortgage, make sure you're playing with the right team.

I shop lenders, compare options, and help you find the financing strategy that fits your goals.

06/09/2026

So excited! ⚽️🇺🇸

05/05/2026

“¡Feliz Cinco de Mayo! 🌮🍹
Whether you’re dreaming of your first home or your next investment, I’ve got you covered—en inglés y en español.
Let’s taco ‘bout your home loan options and turn those sueños into keys 🔑🏡
”