Nicole Walker at Evergreen Home Loans

Nicole Walker at Evergreen Home Loans Senior Loan Officer in WSHFC, Conventional, VA & FHA loans
Company NMLS #3182
Personal NMLS #116574 A native of Whatcom County.

I have been a loan officer for over 23 yrs. I am committed to working with a diverse group of people looking for a variety of loan programs. Conventional, VA, USDA, FHA, WSFHC, KCLT, Covenant, Habitat and portfolio. https://www.nmlsconsumeraccess.org/ and Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

5.0 star review received on Experience.com for Nicole Walker by Christopher E - Nicole, Ally  and  Lyndsey are just phen...
03/01/2026

5.0 star review received on Experience.com for Nicole Walker by Christopher E - Nicole, Ally and Lyndsey are just phenomenal, communicators and professional professionals. I will continue to refer them to my friends, family, and clients.

Click to see all 375 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Shane S - Ally and Lindsey (part of Nicole’s team) were ...
02/28/2026

5.0 star review received on Experience.com for Nicole Walker by Shane S - Ally and Lindsey (part of Nicole’s team) were absolutely incredible to work with. They were quick to reply, extremely helpful in working through any issues that popped up, and just great to work with!

Click to see all 374 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Thomas C - From start to finish the whole team at Evergr...
02/25/2026

5.0 star review received on Experience.com for Nicole Walker by Thomas C - From start to finish the whole team at Evergreen Home Loans was there to answer and guide us throughout the whole process. They answered our questions promptly and Nicole Walker , Ally Ubben even provided structured mortgage and interest rate and closing costs charts that gave us a visual of what our mortgage would be depending on how much we choose to use for Downpayment options. This really helped us make and see the best options easy for us. Can't say enough about what they all did for us and even working to bit only get us into a beautiful home but to also get me out of consumer debt included in our process of buying our new home. This was such a huge step for us physically, mentally, financially. I would recommend anyone I ever come across to Evergreen Home Loans and Annie Pederson our agent from John L Scott Realty who helped us not only buy our new home but sale our previous home all in one! They are all Awesome and it's been a pleasure to have worked with them!!!!

Click to see all 373 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Renee C - Nicole and her staff were very available and v...
02/13/2026

5.0 star review received on Experience.com for Nicole Walker by Renee C - Nicole and her staff were very available and very attentive throughout the process! Renee

Click to see all 372 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Xavier A L - good communication, and very flexible. Very...
02/10/2026

5.0 star review received on Experience.com for Nicole Walker by Xavier A L - good communication, and very flexible. Very happy with the terms of our loan.

Click to see all 371 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Robert B
02/10/2026

5.0 star review received on Experience.com for Nicole Walker by Robert B

Click to see all 370 reviews of Nicole Walker, Loan Officer | NMLS # 116574

5.0 star review received on Experience.com for Nicole Walker by Edward N S I
02/04/2026

5.0 star review received on Experience.com for Nicole Walker by Edward N S I

Click to see all 369 reviews of Nicole Walker, Loan Officer | NMLS # 116574

4.83 star review received on Experience.com for Nicole Walker by Mark A - Very friendly and knowledgable people at Everg...
02/01/2026

4.83 star review received on Experience.com for Nicole Walker by Mark A - Very friendly and knowledgable people at Evergreen. You can tell the culture of the company is strong, they all take pride in their work and do great work. They found a way to help us in a tough personal time. I am very greatful for their team.

Click to see all 368 reviews of Nicole Walker, Loan Officer | NMLS # 116574

Mortgage rates have moved into their lowest range in nearly three years, and that shift is already changing the affordab...
01/23/2026

Mortgage rates have moved into their lowest range in nearly three years, and that shift is already changing the affordability picture. Lower payments and stronger buying power can make the numbers feel very different than they did before (every 1% drop = roughly 10% savings on payment). For anyone who felt priced out or unsure in the past, it can be worth revisiting a home purchase or refi now. A quick look at updated numbers can bring a lot of clarity.

5.0 star review received on Experience.com for Nicole Walker by Jill M D - Nicole  and  her  team  were  SO  quick  to  ...
01/20/2026

5.0 star review received on Experience.com for Nicole Walker by Jill M D - Nicole and her team were SO quick to respond and keep my husband and I up to date the whole time during the process of purchasing our first home. They were thorough and explained everything in a way that was easy to understand making the process smooth!!

Click to see all 367 reviews of Nicole Walker, Loan Officer | NMLS # 116574

Address

1835 Barkley Boulevard #101
Bellingham, WA
98226

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