Jay Richardson - Mortgage Loan Originator, NMLS #1962748

09/09/2026

Thinking about buying your next home but don't want to give up your current one?

New Fannie Mae guidelines may give some Washington homeowners another option: keep the current home as a rental while buying their next primary residence.

Here's what changed, how rental income may be calculated, and what to consider before making the move.

New Fannie Mae rules may help Washington homeowners keep their current home as a rental while qualifying to buy another primary residence.

09/03/2026

Love helping people make their dreams come true!

09/01/2026

How Real Estate Agents Can Get More Google Reviews — Without Making It Awkward

A successful closing ends with happy clients, keys changing hands, and usually a lot of congratulations....

Learn how real estate agents can get more Google reviews with a simple, professional system, plus free review request scripts and a follow-up checklist.

08/29/2026

Did you know I could help you potentially save an average of $10,662* over the life of your home loan? Give me a call at 425-232-7107 and let's explore making homeownership more affordable for you.

08/27/2026

Did you know a temporary rate buydown could potentially make your initial mortgage payments more affordable? Reach out today at 425-232-7107 to see how you could get the flexibility you need in the early stages of your loan.

08/26/2026

How Much House Can I Afford in Snohomish County? Comparing Your Buying Power Across the County

A homebuying budget doesn't necessarily give you the same choices throughout Snohomish County. The homes available to a buyer concentrating on…...

A homebuying budget doesn’t necessarily give you the same choices throughout Snohomish County. The homes available to a buyer concentrating on Lynnwood or Edmonds may look very different from…

08/26/2026

How Much House Can I Afford in Whatcom County? A 2026 Homebuyer’s Guide

If you're thinking about buying a home in Bellingham, Ferndale, Blaine, Birch Bay, Lynden or elsewhere in Whatcom County…...

If you’re thinking about buying a home in Bellingham, Ferndale, Blaine, Birch Bay, Lynden or elsewhere in Whatcom County, one of the first questions you’re probably asking is: How much …

08/26/2026

Sometimes small issues can become major home expenses. If a leaky roof or home improvement project is on your to-do list, give me a call at 425-232-7107. Let’s look at financing options that may help make it manageable.

08/25/2026

Don't fall for the "rent is cheaper" myth! Rent payments offer no long-term financial return. Homeownership builds equity and helps stabilize your housing expenses. Ready to make the smart move? Call 425-232-7107 or DM now!

08/24/2026

Dreaming of homeownership? You could buy a home with as little as 3% down!* Explore your options and see how close you are to moving in—call 425-232-7107 today and take the first step toward your new home!