Joe Silva, Financial Advisor at Morgan Stanley

11/16/2023

As we look to close out the year on a healthy and hopeful note, let’s discuss ways to support the people you care for and the causes you value most.

As you reconnect with loved ones for the holidays, consider these impactful ways to give.

09/26/2023

What financial goals do you want to achieve before year-end? Let’s talk about moves you can make this fall to help set yourself up for success.

Learn the money moves you can make this fall to set yourself up for success in 2024 and beyond. Find tips on investing, taxes, charitable giving and more.

07/25/2023

Carefully managing distributions from your portfolio during retirement can save on taxes, leaving you more money to spend and enjoy. Let’s discuss whether this approach might make sense for you.

Carefully managing distributions from your portfolio during retirement can help you save on taxes, leaving you more money to spend and enjoy.

07/17/2023

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.35% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/3pJcx0J

07/06/2023

Morgan Stanley clients with eligible brokerage accounts can earn 4.75% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/3CKQ5r6

06/27/2023

Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Complete these tasks to make sure everything is aligned.

Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Here’s a mid-year checklist to help get you started.

05/16/2023

"You can take risk or you can manage it - the choice is yours."

Life is risky. Even the most risk averse of us take risks every day. Almost anything you do(or don't do) carries some sort of risk.

There are 5 basic methods for managing risk:
1. Avoid it
2. Accept it. (retain it)
3. Share it
4. Transfer it
5. Mitigate it (prevent and reduce)

When you're investing, you have to take on some risk in order to receive a return, but how do you know what risks you're really taking on, and how do you manage those risk to give yourself a high likelihood of a positive outcome?

I can help. With our risk analysis software, I can show you exactly what kind of risk you have in your investment portfolio, how much of it you are exposed to, and what the impact of any change you are considering making will have on your overall and specific areas of risk. Not only that, I can show you how your portfolio would react in different hypothetical and historical scenarios so you can better manage your risk.

You're going to take risks as an investor. You already are. Might as well be informed of what they are, and make sure they are managed in a thoughtful way that aligns with your goals.

Message me if you want me to run the analysis on your investments.

***"The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results"

Financial Advisor at Morgan Stanley

05/16/2023

Your retirement has the potential to be the most fulfilling period of your life. Let’s work together on your financial and personal plan as you transition from work life to retired life.

Your retirement has the potential to be the most fulfilling period of your life–but you need to have a plan for your time as well as your finances.

05/09/2023

Morgan Stanley clients with eligible brokerage accounts can earn 4.60% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/3M9oF2r

04/11/2023

Near-term market action can stoke powerful emotions and cloud judgment. The team and I can help you stay focused on long-term investment goals. Let’s connect.

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

04/03/2023

Morgan Stanley clients with eligible brokerage accounts can earn 4.25% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/3zyWiV6

03/28/2023

Investors may experience economic and market turbulence this year. Let’s develop a financial plan that can help you navigate uncertainty.

Investors may see new economic and market uncertainty in 2023. These financial strategies can help you navigate what’s ahead.