David Lenvin, Equitable Advisors

12/18/2018

We all want to know our loved ones will be taken care of, no matter what happens. Find out if life insurance can help you get closer to that important goal.

There are certain types of insurance we all need. Health insurance immediately comes to mind, as do homeowners or renters insurance and auto insurance for those of us who drive. But when it comes to life insurance, the answer isn’t always so clear-cut. For example, if you’re the sole income earn...

12/11/2018

So you're approaching the big 5-0 but your nest egg is looking a bit small? Here's how to not only get your retirement savings back on track, but possibly sock away a cool mil by age 70.

It’s no secret that Americans on a whole are mostly unprepared for retirement — but sadly, that includes those who are pretty close to reaching that stage. A recent survey by Comet found that more than 40% of baby boomers have no money in a retirement plan like an IRA or 401(k). Now that doesn....

12/04/2018

An early retirement might sound too good to be true, but there are practical steps you can take right now to help make it a reality. Here are 4 ways to get started.

Retiring early sounds great, doesn’t it? But if you want to retire early with enough resources to guarantee a generous income, you’ll need to make an extra effort during your working years to prepare for the big day. Here are some steps you can start taking today to secure that coveted early ret...

11/27/2018

Putting your mortgage payments in the rear-view mirror before retirement may seem like a far-fetched dream but with the right strategy and a little determination, it could be a reality. Here's help to get started.

Housing is the single biggest monthly expense for many families, so if you don’t have a housing payment to worry about during your retirement years your savings will last you a lot longer. Paying off your mortgage by the time you retire isn’t complicated; it just requires a little preparation. Y...

11/20/2018

Wondering how some people have managed to build so much wealth? These 4 tips have been known to help fatten wallets and bolster bank accounts.

Managing your finances can sometimes seem like a full-time job, with lots of decisions to make and things to learn. But, money management does not have to be complicated if you just step back and look at the big picture. If you follow best practices for how you spend and save your money, your financ...

11/13/2018

So you've resolved to get your personal finances in shape--excellent! But did you know the order you choose to tackle your debts in can have a profound effect on your credit score? Here's how.

There’s no doubt that any progress toward eliminating your debts is a smart move, both for your credit reports and your wallet. However, it’s even smarter to pay off your debts in the right order. Knowing which debts to target first, and which debts to leave for later, could potentially save y...

11/06/2018

Armed with a smart strategy and positive mindset, getting your financial house in order may not be as difficult as you fear. These 6 simple, practical steps can help set you on the right path.

There’s a reason so many Americans are short on savings and drowning in debt: They have no idea how to manage their money. If your finances are deep in disarray, it’s time to get a handle on them sooner rather than later. This means understanding how you’re spending money, establishing an emer...

10/09/2018

Paying for your child's college education is important, but it shouldn't come at the expense of your retirement dreams. Learn more about how other parents in your situation are avoiding that trap.

It’s one of the cardinal rules of savings for parents, yet many pay it little heed: Don’t raid your retirement accounts to cover your child’s college tab. With college costs skyrocketing, it is understandable that many parents would pull money from their 401(k) and other retirement plans to co...

10/02/2018

Still on the fence over whether you should create a budget? Here are 7 positive, potentially life-changing reasons you should take the plunge -- and sooner rather than later.

There are many, many benefits of having a budget. Here are 7 simple ways that budgeting benefits your life. No matter how many financial blogs, articles, or books you read, or how many financial advisors’ advice you get, one thing rings consistent, your financial need for a budget. If you’re som...

09/25/2018

When your employer offers to match a part of your retirement contributions, always opt in. Read why it's so important to take advantage: http://bit.ly/2NWXfwU

09/18/2018

A tax-deferred 403(b) plan offers great growth potential, even if you only contribute a small amount each month. Back to school season is the perfect time to evaluate how different saving options could add up: http://bit.ly/2OV7Fxq

09/11/2018

Having a new baby is a wonderful, life-changing experience but it definitely isn't cheap. Take advantage of these 4 parent-centered tax policies to free up more money.

So, 2017 was kind of major: It’s the year you became a mom. But now, with the tax deadline in the near future (not to mention some looming tax changes), you still have a gazillion questions about newborn-related write-offs you can take before you file. We checked in with Lisa Greene-Lewis, TurboTa...