Adam M. Guzek

03/24/2026

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

03/21/2026

Market volatility can often be uncomfortable. To help provide some perspective on today's market activity, read today’s After the Close from .

03/10/2026

Stock markets can be unpredictable in the short term. See what has to say about today’s activity.

01/21/2026

Wondering if your portfolio is built to weather uncertainty in the market? Is your portfolio aligned with your goals? Did you see the returns you expected in 2025? If you’d like to discuss investment strategies to help you navigate the 2026 market and economic landscape, let’s connect!

Discover forecasts for U.S. stocks, GDP growth, inflation trends and investment strategies for the year ahead.

01/21/2026

Stock markets can be unpredictable in the short term. See what has to say about today’s activity.

10/28/2025

A question that regularly comes up with my clients approaching retirement is, as funny as it sounds:

Who are you??

But seriously? WHO do you want to be? HOW do you want to spend your time? WHO do you want to spend your time with? WHAT does your routine look like?

And this is even more important if your goal is financial independence/earlier retirement vs. the more traditional path of: hit an age, like a machine, and then stop working all together.

When I first started in financial planning, we would go through the financial plan and I would ask my clients, "so, when do you want to retire?" And this always felt so backward.

So what I have pivoted to in my planning process is, instead of asking someone at what age they want to retire, I help them reverse engineer their ideal life from what their DREAM life and routine looks like, then we figure out how much money that is going to take, and how much work, or income that is going to require.

The reason this is relevant and is probably more important than just blindly accumulating wealth, is that some clients over the years have voiced to me that they fear retirement more than death itself.

Seems weird right?

But then you think about it. Concerns like this stem from:

- Replacing your work identity
- Running out of money
- Health concerns in retirement and cost
- Loneliness and lack of social/human connection
- Opportunity Cost...Lack of planning when they were younger (taking a step back to think about what they truly want)

This anxiety can be relieved, however.

Think about how you can live your dream life now. Then reverse engineer it.

Don't plan with the "best" years in mind for decades in the future, when you're finally going to start living! When a health scare or a market downturn could delay any of what you truly want to be doing.

Delayed gratification is great for many things. But not necessarily for everything when it comes to feeling fulfilled.

Sometimes, knowing how much money (to the exact dollar amount even) that you need to be saving monthly/annually can set you free, and allow you to start living in the here and now. That number can dictate what jobs to take, how long to work, and how to balance your time and energy in this moment.

Financial Planning can help you reach your potential, right now.

10/14/2025

You don't need more information...

Something I've observed in my career, that's prevalent in my own life, that applies to investing and financial planning:

In the age of the internet and social media, we tend to always go looking for more information.

"There's a strategy out there that will finally make me financially independent"

"Maybe this article, or this book, will unlock my understanding of what I need to be doing"

"This course, or this investing or trading strategy will let me quit my job"

Now let me say, I'm that guy also. I love researching and reading, and learning new perspectives and strategies to make sure every stone is turned...

But, you don't have an information problem. Most of what you need to know about investing, retirement, financial planning, stocks, bonds, etc. can be found on the internet or in books.

You have an ex*****on problem.

You need to take the information, and actually use it.

One of the biggest things I hear from prospective clients and existing clients is:

"I think I know what I want, but I just don't know where to start. Or what to do now that I'm at X asset level, or now that I'm facing X taxes every year"

Or

"I've been so focused on my career and starting a family, now that I've accumulated X amount of assets, I'm overwhelmed with information. What actually is the right thing for me?"

Here's the difference between clients and families that achieve financial independence earlier, keep more of what they make, and have more money in retirement:

They actually TAKE ACTION, and those that simply consume information tend to be slower, or even unsuccessful in achieving their goals.

Action is what drives results.

You don't have to do it on your own either.

10/11/2025

Market volatility can often be uncomfortable. To help provide some perspective on today’s market activity, read today’s After the Close from .

10/02/2025

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans