Derek Emerson - Loan Officer - NMLS 979709

Derek Emerson - Loan Officer - NMLS 979709 I bring years of experience in the mortgage industry. Throughout my career I have assisted hundreds of families with their home financing needs. Mortgage Brokers

I have a passion for helping people make the dream of home ownership a reality!

After last week’s biggest rate hike in nearly three decades, many are left wondering, what’s next for the mortgage indus...
06/21/2022

After last week’s biggest rate hike in nearly three decades, many are left wondering, what’s next for the mortgage industry? These higher mortgage rates will lead to moderation from the blistering pace of housing activity coming out of the pandemic, ultimately resulting in a more balanced housing market.

Read this week’s Market Update here: https://blog.movement.com/2022/06/21/fed-made-move-now/

WAIT! You have to guess the answer before you keep reading! (Not really.) Here’s the truth: Multiple hard inquiries on y...
06/20/2022

WAIT! You have to guess the answer before you keep reading! (Not really.) Here’s the truth: Multiple hard inquiries on your credit won’t necessarily lower your credit score. If you have good credit, shopping offers from 3-4 lenders within a 45-day period won’t have a significant impact on your score. But…Come on….Skip the shopping. Just come straight to Movement.

Market changes can bring new opportunities. ✨ Yes, mortgage rates have risen. But property values have, too! If you're a...
06/16/2022

Market changes can bring new opportunities. ✨ Yes, mortgage rates have risen. But property values have, too! If you're a homeowner, you might be able to tap into the equity built up in your home with a Cash-Out Refi, which will probably get you a better rate than credit cards and most personal loans. Pay off high interest debt! Finish that kitchen project! Boost your home's value with a pool! (If you choose that last option...call us... 🏊‍♂️)

The most tedious and daunting part of moving? Putting everything you own into boxes and then unpacking it all somewhere ...
06/13/2022

The most tedious and daunting part of moving? Putting everything you own into boxes and then unpacking it all somewhere else. 📦 😱 Giving your belongings a major declutter before you move takes out SO MUCH of that hassle, and selling things online or at a yard sale can put a little extra cash in your pocket. Less packing tape AND more money? We’d call that a net positive. 😎

"Hey, Tim! I know we’re in our late thirties, but would you be able to help me move this weekend?” Don’t ask Tim. If you...
06/09/2022

"Hey, Tim! I know we’re in our late thirties, but would you be able to help me move this weekend?” Don’t ask Tim. If you’re buying a house, you’ve entered the Land of Adulting. Welcome. It costs money. Before you move, set aside some money to hire movers. It WILL cost you a little cash, but it WON’T cost you your friendship with Tim. Here are a few other expenses related to moving you should plan for.

Which came first: The Loan Officer or the Realtor? There's really no WRONG way to go about it. But going the lender-firs...
06/06/2022

Which came first: The Loan Officer or the Realtor? There's really no WRONG way to go about it. But going the lender-first option means you can get pre-approved at the very beginning of your search to save you time and effort, and your Loan Officer can help you find the perfect agent for your location and budget. 🏠

Today we pay respect to those who’ve paid the ultimate price while answering the call of duty. May your day be filled wi...
05/30/2022

Today we pay respect to those who’ve paid the ultimate price while answering the call of duty. May your day be filled with gratitude, pride and memories of the fine men and women who gave us everything they had.

You’ve found *the* home, and visions of brand-new furniture dance in your head. But if your home loan hasn’t closed, PLE...
05/23/2022

You’ve found *the* home, and visions of brand-new furniture dance in your head. But if your home loan hasn’t closed, PLEEZE don’t go finance your new sectional just yet. Because your lender has to run your credit again right before closing even if the loan has already been approved. So sit tight on your hand-me-down sofa just a little longer. 🛋️

Address

301 116th Avenue SE Suite 40
Bellevue, WA
98004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12067552490

Website

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