The Hancock Mortgage Team

The Hancock Mortgage Team The Hancock Mortgage Team at Sammamish Mortgage (NMLS #118653) NMLS-108328; https://www.nmlsconsumeraccess.org/

The Hancock Mortgage Team at Evergreen Home Loans (NMLS #3182). Mike Hancock; MLO-108299,
Kevin Hancock; MLO-108328

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The Fed Funds Rate is unchanged. It sounds like Kevin Warsh leading us into a new era at the Fed.
06/17/2026

The Fed Funds Rate is unchanged. It sounds like Kevin Warsh leading us into a new era at the Fed.

Getting preapproved is an important first step in the homebuying process because it gives you a clearer picture of your ...
06/16/2026

Getting preapproved is an important first step in the homebuying process because it gives you a clearer picture of your budget before you start house hunting. We'll review your income, credit, debts, and financial history to help determine how much you may qualify to borrow. A preapproval can also strengthen your offer by showing sellers you're a serious buyer with financing already underway. Plus, it can help make the closing process smoother once you find the right home.

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large...
06/02/2026

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large purchases, changing jobs, or moving money around without documentation. Remember to stay steady, keep things consistent, and reach out if you're unsure about anything that could impact your approval.

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, othe...
05/27/2026

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, others are moving up or downsizing, but all have one thing in common: they’re making a move that fits their life stage and financial picture. Curious what buying could look like for you? Reach out any time. I’m here to help.

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal tre...
05/26/2026

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal trends, prices were down a modest 0.2%. Overall, home values are still 0.7% higher than a year ago.

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments alo...
05/15/2026

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments along with your overall financial picture. Your debt-to-income ratio, credit history, and income stability all play a role in the approval process, not just the total balance you owe. In many cases, buyers are surprised to learn they’re in a stronger position than they expected.

With the right strategy and guidance, many buyers with student loans are able to successfully purchase a home, build equity, and take meaningful steps toward long-term financial stability and wealth.

Primary Mortgage Market Survey®U.S. weekly mortgage rate averages as of 05/14/2026"Mortgage Rates Inch DownMortgage rate...
05/14/2026

Primary Mortgage Market Survey®
U.S. weekly mortgage rate averages as of 05/14/2026

"Mortgage Rates Inch Down
Mortgage rates ticked down this week, averaging 6.36%. While purchase demand is softening, it remains above this time last year. Recent data also shows existing-home sales modestly edging up.

The 30-year fixed-rate mortgage averaged 6.36% as of May 14, 2026, slightly down from last week when it averaged 6.37%. A year ago at this time, the 30-year FRM averaged 6.81%.
The 15-year fixed-rate mortgage averaged 5.71%, slightly down from last week when it averaged 5.72%. A year ago at this time, the 15-year FRM averaged 5.92%."

Mortgage bonds ended at their lows of the day, while the 10-year yield rose to 4.42% as oil prices surged. Stocks also f...
04/29/2026

Mortgage bonds ended at their lows of the day, while the 10-year yield rose to 4.42% as oil prices surged. Stocks also finished lower, with WTI crude settling at $106.88 per barrel and trading as high as $108.48 after hours. Tomorrow brings GDP, Core PCE, and jobless claims data

Mortgage rates aren’t set in isolation, they’re influenced by economic factors around the world. Conflicts, military spe...
04/24/2026

Mortgage rates aren’t set in isolation, they’re influenced by economic factors around the world. Conflicts, military spending, and shifts in oil prices can impact inflation and borrowing costs, which in turn can move rates up or down. While you can’t control global events, staying informed helps you make confident decisions. I can help you understand how current market conditions may affect your homebuying options.

Pending Home Sales (signed contracts on existing homes) rose 1.5% from February to March, showing buyers remained active...
04/22/2026

Pending Home Sales (signed contracts on existing homes) rose 1.5% from February to March, showing buyers remained active despite higher mortgage rates and signaling ongoing pent-up demand, according to the National Association of Realtors (NAR).

Address

3055 112th Avenue NE Suite 200
Bellevue, WA
98004

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Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

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+13606986478

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