The Hancock Mortgage Team

08/31/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that equates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, highlighting housing’s continued wealth-building potential.

08/28/2026

🏡 Buying a home in King County with a smaller down payment?
Fannie Mae’s HomeReady®️ program may allow eligible buyers to purchase with as little as 3% down, along with flexible funding options for down payment and closing costs.
Learn how HomeReady works, who qualifies, and how it compares with FHA financing: https://www.kevinhancockmortgage.com/homeready-loan-king-county/

Learn how HomeReady loans work in King County, including income limits, 3% down options, requirements, mortgage insurance, and eligibility.

08/28/2026

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibility. Depending on your goals, options may include a cash-out refinance or other forms of home equity financing that may be used for purposes such as debt consolidation. Each comes with different rates, costs, and repayment terms. The right approach depends on how much equity you’ve built, your current mortgage, and what you want to accomplish. I can help you compare options that fit your financial goals and determine what may make sense for you. Have questions? Send me a message — I’m happy to help!

08/25/2026

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal trends, prices rose 0.1%. Overall, home prices are up 1.5% from a year ago.

08/19/2026

Buying a home in King County as a physician or medical professional?

Physician mortgage loans are designed around the unique financial realities of medical careers and may offer benefits such as low down payment options, flexible treatment of student loan debt, and no PMI on certain programs.

Learn how physician mortgage loans work, who may qualify, and what to consider before buying.
https://www.kevinhancockmortgage.com/physician-mortgage-loan-king-county/

Buying a home as a physician comes with unique financial considerations, from student loan debt to beginning a new career. A physician mortgage loan in King County may provide financing options designed specifically for eligible medical professionals. This guide explains how physician mortgage loans...

08/11/2026

The MBS Highway National Housing Index fell 5 points in August 2026 to 27, with the normal seasonal downturn exacerbated by the highest mortgage rates we’ve seen in more than a year.

08/07/2026

If you're planning to buy a home, paying down revolving debt before applying may strengthen your financial profile and improve your borrowing options. At the same time, it's important to balance paying down debt with saving for your down payment and closing costs. Have questions about your situation? Send me a message – I'm here to help.

07/31/2026

Buying a home? Once you're under contract, it's important to keep your finances steady until closing. Avoid opening new credit accounts, financing large purchases, or increasing your credit card balances, as these changes could impact your loan approval.

07/30/2026

Thinking about investing in rental property in King County? A DSCR loan could help you qualify based on your property's rental income instead of your personal income. It's a flexible financing option designed specifically for real estate investors. Learn how it works, who qualifies, and whether it's the right fit for your next investment:
https://www.kevinhancockmortgage.com/dscr-loans-king-county/

Learn how DSCR loans work in King County, qualification requirements, rental income guidelines, and financing options for real estate investors.

07/20/2026

FHA or Conventional? 🏡 Not sure which mortgage is the better fit? Learn the key differences in down payments, credit requirements, mortgage insurance, and more to make a confident home financing decision. Read more: https://www.kevinhancockmortgage.com/fha-vs-conventional-loan-king-county/

Compare FHA vs. conventional loans in King County. Learn the differences in down payments, credit scores, mortgage insurance, and qualification.