The Hancock Mortgage Team

The Hancock Mortgage Team The Hancock Mortgage Team at Sammamish Mortgage (NMLS #118653) NMLS-108328; https://www.nmlsconsumeraccess.org/

The Hancock Mortgage Team at Evergreen Home Loans (NMLS #3182). Mike Hancock; MLO-108299,
Kevin Hancock; MLO-108328

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From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, othe...
05/27/2026

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, others are moving up or downsizing, but all have one thing in common: they’re making a move that fits their life stage and financial picture. Curious what buying could look like for you? Reach out any time. I’m here to help.

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal tre...
05/26/2026

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal trends, prices were down a modest 0.2%. Overall, home values are still 0.7% higher than a year ago.

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments alo...
05/15/2026

Student loan debt doesn’t automatically put homeownership out of reach. Lenders look at how you manage your payments along with your overall financial picture. Your debt-to-income ratio, credit history, and income stability all play a role in the approval process, not just the total balance you owe. In many cases, buyers are surprised to learn they’re in a stronger position than they expected.

With the right strategy and guidance, many buyers with student loans are able to successfully purchase a home, build equity, and take meaningful steps toward long-term financial stability and wealth.

Primary Mortgage Market Survey®U.S. weekly mortgage rate averages as of 05/14/2026"Mortgage Rates Inch DownMortgage rate...
05/14/2026

Primary Mortgage Market Survey®
U.S. weekly mortgage rate averages as of 05/14/2026

"Mortgage Rates Inch Down
Mortgage rates ticked down this week, averaging 6.36%. While purchase demand is softening, it remains above this time last year. Recent data also shows existing-home sales modestly edging up.

The 30-year fixed-rate mortgage averaged 6.36% as of May 14, 2026, slightly down from last week when it averaged 6.37%. A year ago at this time, the 30-year FRM averaged 6.81%.
The 15-year fixed-rate mortgage averaged 5.71%, slightly down from last week when it averaged 5.72%. A year ago at this time, the 15-year FRM averaged 5.92%."

Mortgage bonds ended at their lows of the day, while the 10-year yield rose to 4.42% as oil prices surged. Stocks also f...
04/29/2026

Mortgage bonds ended at their lows of the day, while the 10-year yield rose to 4.42% as oil prices surged. Stocks also finished lower, with WTI crude settling at $106.88 per barrel and trading as high as $108.48 after hours. Tomorrow brings GDP, Core PCE, and jobless claims data

Mortgage rates aren’t set in isolation, they’re influenced by economic factors around the world. Conflicts, military spe...
04/24/2026

Mortgage rates aren’t set in isolation, they’re influenced by economic factors around the world. Conflicts, military spending, and shifts in oil prices can impact inflation and borrowing costs, which in turn can move rates up or down. While you can’t control global events, staying informed helps you make confident decisions. I can help you understand how current market conditions may affect your homebuying options.

Pending Home Sales (signed contracts on existing homes) rose 1.5% from February to March, showing buyers remained active...
04/22/2026

Pending Home Sales (signed contracts on existing homes) rose 1.5% from February to March, showing buyers remained active despite higher mortgage rates and signaling ongoing pent-up demand, according to the National Association of Realtors (NAR).

Getting on the property ladder sooner is often more important than waiting for your “dream home.” Even a starter home ca...
04/20/2026

Getting on the property ladder sooner is often more important than waiting for your “dream home.” Even a starter home can help you build equity, benefit from appreciation, and give you the experience you need to move up later. Think of it as a stepping stone – the sooner you start, the faster you grow your wealth and your options.

Primary Mortgage Market Survey®U.S. weekly mortgage rate averages as of 04/16/2026"Mortgage Rates Continue to DeclineMor...
04/16/2026

Primary Mortgage Market Survey®
U.S. weekly mortgage rate averages as of 04/16/2026

"Mortgage Rates Continue to Decline

Mortgage rates declined this week to a four-week low of 6.30%. Compared to one year ago when rates were at 6.83%, this is a meaningful improvement for homebuyers during what is typically the busy spring homebuying season.

The 30-year fixed-rate mortgage averaged 6.30% as of April 16, 2026, down from last week when it averaged 6.37%. A year ago at this time, the 30-year FRM averaged 6.83%.

The 15-year fixed-rate mortgage averaged 5.65%, down from last week when it averaged 5.74%. A year ago at this time, the 15-year FRM averaged 6.03%."

The MBS Highway National Housing Index fell 5 points in April 2026, dropping from 47 in March to 42. While national pric...
04/13/2026

The MBS Highway National Housing Index fell 5 points in April 2026, dropping from 47 in March to 42. While national price direction remained relatively steady, buyer activity declined sharply, likely reflecting the recent rise in mortgage rates.

Thinking about buying a home? Your credit doesn’t have to be perfect – but small, steady habits can make a real differen...
04/03/2026

Thinking about buying a home? Your credit doesn’t have to be perfect – but small, steady habits can make a real difference.

On-time payments help establish a reliable track record, while keeping balances low supports healthy credit usage. Holding off on new debt can prevent short-term score dips, and keeping older accounts open helps maintain the length of your credit history – even if those accounts aren’t used often.

It’s also smart to check your credit report periodically. Confirm that your personal information and accounts are accurate, review account statuses and open dates, and watch for duplicates or unfamiliar activity. Looking at all three credit bureaus can help ensure your credit profile reflects your true financial picture.

Address

3055 112th Avenue NE Suite 200
Bellevue, WA
98004

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Friday 7am - 9pm
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Sunday 7am - 9pm

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+13606986478

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