The Hancock Mortgage Team

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The Hancock Mortgage Team The Hancock Mortgage Team at Sammamish Mortgage (NMLS #118653) NMLS-108328; https://www.nmlsconsumeraccess.org/

The Hancock Mortgage Team at Evergreen Home Loans (NMLS #3182). Mike Hancock; MLO-108299,
Kevin Hancock; MLO-108328

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Getting your offer accepted is a big milestone, but there are still important steps to take before closing. Changes to y...
10/29/2026

Getting your offer accepted is a big milestone, but there are still important steps to take before closing. Changes to your credit, debt, employment, or finances could affect your mortgage approval, even late in the process. Before making major financial moves, check with me to understand how they could affect your loan. A little caution now can help keep your homebuying journey on track!

U.S. home values rose 0.3% from July to August after seasonal adjustment. Compared to a year ago, national home values a...
10/27/2026

U.S. home values rose 0.3% from July to August after seasonal adjustment. Compared to a year ago, national home values are up 2.1% overall.

Saving for a down payment is important, but it shouldn't be the only savings goal when you're preparing to buy. Moving a...
10/23/2026

Saving for a down payment is important, but it shouldn't be the only savings goal when you're preparing to buy. Moving and closing expenses can add up, and homeownership inevitably comes with the occasional unexpected repair. Building some savings beyond the money needed to close can help you start homeownership on a stronger financial footing. Having a financial cushion can also give you more flexibility to handle the unexpected without putting your long-term goals on hold.

Property taxes are an important part of the overall cost of owning a home and can vary significantly from one location t...
10/16/2026

Property taxes are an important part of the overall cost of owning a home and can vary significantly from one location to another. They can also change over time, which is why it's important to consider more than just the home's purchase price when evaluating your options. Before making an offer, look into the property's current property taxes so you have a better idea of the ongoing costs associated with the home.

The purchase price isn’t the only part of an offer that can be negotiated. Depending on the market and transaction, buye...
10/09/2026

The purchase price isn’t the only part of an offer that can be negotiated. Depending on the market and transaction, buyers may be able to negotiate seller contributions toward closing costs or a rate buydown, request repairs, or negotiate other terms to make the purchase more manageable. I can help you build a strategy that fits your goals. Have questions? Send me a message – I’m happy to help you understand your options.

The "right" home price is one that allows you to enjoy homeownership without stretching your finances too thin. Before y...
09/30/2026

The "right" home price is one that allows you to enjoy homeownership without stretching your finances too thin. Before you start shopping, take a realistic look at what monthly payment feels comfortable for you. Remember, buying a home is a long-term commitment, so it’s important to leave room for the other things that matter to you financially. A little breathing room in your budget can go a long way toward giving you greater financial flexibility as a homeowner.

Life doesn’t always wait for the mortgage process to be finished. But if something changes financially while you’re buyi...
09/25/2026

Life doesn’t always wait for the mortgage process to be finished. But if something changes financially while you’re buying a home, it’s important to address it early. Changes in employment, income, credit, or debt can affect your loan qualification even if you’ve already been approved. When in doubt, ask before making a move. If you have questions about your personal situation or how a change could impact your loan, feel free to reach out. I’m always happy to help.

A home may look perfect during a showing, but there's a lot you can't see just by walking through it. A professional hom...
09/21/2026

A home may look perfect during a showing, but there's a lot you can't see just by walking through it. A professional home inspection can provide valuable insight into the property's condition and help you understand what you're buying. It can also help you better anticipate future maintenance and repair costs. Taking the time to understand a home's condition before you buy can help you feel more confident in your decision.

Inflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and e...
09/15/2026

Inflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and energy costs. The annual rate held steady at 3.4%. Excluding food and energy, core inflation fell to 2.4% year over year – its lowest level in more than five years.

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists proj...
08/31/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that equates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, highlighting housing’s continued wealth-building potential.

Address

3055 112th Avenue NE Suite 200
Bellevue, WA
98004

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

Telephone

+13606986478

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