Consilio Wealth Advisors

02/07/2025

The market is already reacting to a new administration – and it started even before Trump’s first day. But how much is temporary noise versus a long-term trend?

Tune in and join Chris Kaminski & Hao Dang as they discuss:
➡️Record low cash allocation
➡️Fed changes its tune on rate cuts
➡️Mag 7 still dominating
➡️Washington state minimum wage

01/24/2025

Another unexpected team activity for our quarterly meeting… origami 101! We all got a delivery of brightly colored paper then followed along with our lovely host to fold up a zoo's worth of frogs, cranes, and more.

01/23/2025

The idea of paying yourself interest has a certain allure. But what’s the real cost of a 401(k) loan?

📉 Missed market gains
🛑 Repayment risks
🧾Potential taxes and penalties

In other words… Don’t make a hasty decision. You have smarter alternatives that protect your retirement goals.



Check out our quick breakdown here 👉

401(k) loans may seem like a great option but in many cases, they can cost you money. In this video, we talk about how these loans work and why they generall...

01/21/2025

Hope everyone is enjoying their holidays! Our latest Top of Mind podcast episode is live, and we’re excited to dive into some post-election topics and trends.

Join Chris Kaminski & Hao Dang as they discuss:

➡️Earnings buzzword - tariffs
➡️FTC and SEC leadership
➡️Crypto and M&A
➡️Social Security Tax Cuts
➡️The state of financial literacy



Watch the full episode here:

Welcome to the sixty-second episode of Top of Mind with Consilio Wealth! This is a show where we talk about relevant topics going on in the markets, economy,...

01/13/2025

How does a 7% capital gains tax reshape wealth strategies in Washington state?

Whether you're an investor, tech professional, or RSU holder, this change could directly impact your portfolio.

Dive into our latest blog to understand how it works—and how to stay ahead. 👇



Get the quick details right here! https://www.consiliowealth.com/insights/how-the-new-capital-gains-tax-in-washington-state-could-affect-you

01/09/2025

Think HSAs are just for medical bills? Think again.

With the right strategy, your Health Savings Account can:

✅ Reduce your taxable income today
✅ Build wealth through investments
✅ Cover medical costs tomorrow (or years from now!)

For more about HSAs and how to make the most of yours, watch our quick Consilio U lesson!



Nathan Donohue breaks down everything you need to know about HSAs:

HSAs. Do you have one? Should you have one? Can you have one? Learn all about the tremendous triple tax advantaged nature of these accounts! Plus, they turn ...

12/20/2024

Picture this: College tuition doubles in 10 years, but your costs stay locked at today’s rates.

That’s the power of Washington’s Guaranteed Education Tuition (GET) plan. By purchasing tuition units at today’s prices, you can protect your family from rising costs and give your child a debt-free start to their future.

In our latest blog, we’ll show you:

🎓 How GET and DreamAhead plans differ.
🌱 Why starting early is critical to maximizing savings.
💰 Tips to grow and withdraw from your 529 plan the right way.



Don’t let rising tuition costs derail your family’s goals. Read the blog now. 👉

Maximize your savings for higher education with a Washington 529 plan. We cover tips and tricks to bolster savings and withdraw more effectively.

12/13/2024

You’re maxing out your 401(k), saving outside of retirement, and now your portfolio is growing faster than your tax plan.

Sound familiar?

That’s where direct indexing comes in. For some clients, this strategy turns a growing tax burden into a smart, tax-efficient portfolio!

In our latest Consilio University lesson, Chris Kaminski explains why direct indexing is becoming a must-have for high-income individuals with complex portfolios. Tune in now!



Get the details in this 6-minute guide:

Direct indexing is the process of buying the individual stocks in an underlying index (such as the S&P 500) directly in an account vs just buying the index f...

12/12/2024

Thinking about selling your Series I bonds? Timing is everything!

From inflation rates to the withdrawal penalty, make sure you’re prepared to make the most of your investment. Our breakdown details everything you need to know before you sell.



Read now for tips! 💸 https://www.consiliowealth.com/insights/series-i-bonds-cash-out-or-hold

12/10/2024

“I had no idea my RSUs were going to cost me THAT much in taxes.”

We hear this from clients all the time. Tech employees come to us SHOCKED by the size of their tax bill!

What went wrong? Is there anything you can do?

Whether it’s RSUs, ESPPs, or employer matches, we’ve seen the pitfalls—and we’ve got solutions. We’ve helped tech professionals like you optimize their financial strategy and work toward achieving their dream of financial freedom.

💡 Unlock hidden value in your benefits
💰 Reduce taxes on compensation
🛑 Avoid common financial mistakes

Grab your FREE resource bundle with the link in the below. 👇👇



Tech Employer Benefits for Amazon, Microsoft, Meta, and Google 👉 FREE GUIDES https://www.consiliowealth.com/company-resources

12/05/2024

Are you unlocking the full potential of your Amazon 401(k)? With employer matching, tax-deferred growth, and the Mega Backdoor Roth, you could save BIG for retirement. 📈

In this video, Nathan Donohue explains how to:
💵 Claim the full Amazon employer match
🚀 Contribute beyond IRS limits
🌱 Grow retirement savings tax-free

Watch our quick guide with the link the link below!

Are you maxing your Amazon 401(k)? https://www.youtube.com/watch?v=UAM_TJW5EL0