Garretson Insurance & Financial Group

05/08/2026

Does anyone have an extra $10-15,000 to pay for a funeral if someone in your family suddenly dies? If that person is young, it would likely cost less than $200 per year for life insurance so that money doesn't come out of your personal savings. It's honestly a no brainer. Please let us help. (304) 949-2460.

02/12/2026

***Insurance 101 tip of the day***

With most companies, the deductible on your policy is your choice. Often customers are upset to learn they have a deductible to meet when a claim occurs. The deductible is the amount you have to pay out of pocket while the insurance covers the rest. The HIGHER the deductible, the LOWER the cost of your insurance premium and vice versa, the LOWER the deductible, the HIGHER the premium.

Normally when the insured learns he or she has saved hundreds or even thousands in premium by choosing the higher deductible, he/she feels better about having to pay it when the claim occurs.

If coming up with a large sum of money to meet the deductible is a difficult thing to do, then your best option is to choose zero or close to zero. You will pay more each month or year to have it, but won't have to worry about needing it all at once.

The following is only an estimate, but gives you a ballpark figure. It varies from case to case, but the one I just looked at on my quoting system showed the difference between a $0 and $500 deductible was approximately $200 more per year in premium for the $0.

If you have any questions or this is confusing, feel free to reach out to me either on messenger or by calling the office at (304) 949-2460.

Thanks for reading!!

02/05/2026

Anyone out there renting his or her home wanting to protect all of your belongings for likely less than $20 per month? Remember, the owner of the building does not reimburse you for your stuff in the event of a disaster. Please let me know if you need help. (304) 949-2460.

01/27/2026

When temperatures drop, your pipes shouldn't have to pay the price.

Here are a few simple ways to help prevent frozen (and bursting) pipes this winter:
🚪 Keep cabinet doors open to let warm air reach pipes
🚰 Let faucets drip on frigid nights
🔒 Close garage doors
🌡️ Keep the thermostat steady—never below 55°F

A few easy steps now can help avoid a big mess later.

01/15/2026

Let us try these for you today. Erie Insurance has a new auto product available that might be cheaper than a quote we've done for you before. Call us for a free quote (304) 949-2460.

01/05/2026

It's a new year and Erie Insurance has come out with a new auto product/rates. If we've tried you in the past and it didn't work, please give us another chance. If you've got some issues with your driving record or claims and don't qualify with Erie, I'd love to get you a quote with GEICO or Progressive. They've both gotten very competitive recently. Please call us at (304) 949-2460 or send a text to (304) 546-4132. Thank you and Happy New Year!!

12/29/2025

11/25/2025

Just a reminder to all of our customers...when filing a claim, please call our office at (304)949-2460 instead of the 800 number. We'd like to personally assist you in this process. Thank you!

11/12/2025

10/29/2025

With the World Series going on, let us give you three swings at a new auto insurance policy? I'm sure you won't strike out with all of them. Please call us at (304) 949-2460 today.