Joe Bragg - PRMI

06/01/2026

05/28/2026

🏖️ Thinking about buying a vacation home?

Did you know a Second Home and an Investment Property are financed differently?
✔️ Second Home = Personal vacation use
✔️ Investment Property = Consistent rental income

Your intended use can impact:
✅Rates
✅Guidelines
✅Qualification requirements

Before you buy, let’s talk through your options and find the right financing strategy for your goals! 🏡
Call me at 📞 443-253-1579 to learn more!

05/25/2026

This Memorial Day, we pause to honor the heroes who gave everything for our country and the freedoms we enjoy each day 🇺🇸

While many of us are spending time with loved ones this weekend, let us never forget the courage, sacrifice, and dedication of the men and women who served and made the ultimate sacrifice.

Sending prayers, gratitude, and remembrance to all of our military families today ❤️🤍💙

05/21/2026

🏡 More inventory may be coming soon… will you be ready?

According to Redfin:

👉 Empty nesters own 28% of large homes
👉 Millennial families own just 16%
👉 More homeowners may begin downsizing as affordability improves

That means more opportunity for prepared buyers 👀

✅ Get pre-approved
✅ Know your budget
✅ Be ready when the right home hits the market

Call me today at 📲443-253-1579 to get started!
Source: Redfin - “The Great Housing Mismatch”

05/13/2026

💼 Got RSUs? They may help you buy a home! 🏡

✅Vested RSUs may count as income
✅Could increase your buying power
✅Common for tech + growing companies

Your salary may not be your only path to homeownership.
Reach out to me today at 📲 443-253-1579 to learn more!

05/07/2026

🏘️ Buying a home isn’t just about the rate or monthly payment, it’s also about where you’ll build your life.
80% of Americans say strong neighborhoods improve quality of life… but many say neighborly connection isn’t what it used to be.
Before you buy, think beyond the house:
🏡 Does the neighborhood fit your lifestyle?
👋 Does it feel welcoming?
📍 Will you enjoy living there long-term?

As your lender, my job is to help you make a smart financial move and that means looking at the full picture.
The right mortgage matters… but so does loving where you live. 💙
Call me today at 📞 443-253-1579 to get started!

05/01/2026

Shopping for homeowner’s insurance? Read the fine print! 👀🏡
Make sure your policy includes ✅ Full Replacement Coverage
Many lenders require coverage that pays full replacement cost without depreciation or limitations for covered perils like:
🌬️ Wind
⛈️ Hail
🔥 Fire
🌪️ Storm damage
Protect your home 🏠 + your investment 💰

Buying or refinancing? I’m happy to help answer your questions! Call me today at 443-253-1579 for more info!