Joe Bragg - PRMI

09/02/2026

💰 Make Your Assets Work for You!

Did you know eligible savings and investments may count as qualifying income through Asset Depletion?
✔️ May increase purchasing power
✔️ Can help with purchase or refinance
✔️ Multiple options may be available

🏡 Let’s explore your options with PRMI! Call today at 443-253-1579 for more information!

09/01/2026

08/27/2026

🏢 Condo Financing Update!

👉 Two important changes to know:
✔️ August 3rd, 2026: Limited Review/Streamlined reviews were retired. Condo projects must now meet Full/Established Review requirements.
✔️ January 1st, 2027: Reserve requirements increase from 10% to 15% (or higher if required).

These changes may impact condo financing, so getting ahead of the requirements can help avoid surprises.

📲 Questions? Let’s connect! Call today at 443-253-1579 for more info!

08/17/2026

🎉 NEW PROGRAM! 🏡
Make your first 6 months of homeownership more affordable with PRMI’s Lender-Paid Temporary Buydown!

✨ 0.50% lower rate for 6 months
💰 Lower monthly payments
🏡 Available on Conventional, FHA & USDA
🎁 Lender-paid!

Ready to make your move? 📲 Call me today at 443-253-1579 for more information!

08/05/2026

Retired and ready to buy your next home? 🏡
👉Paying cash isn't your only option!

You may be able to:
✔️ Use your retirement assets to qualify
✔️ Keep more of your savings invested
✔️ Preserve financial flexibility

Let's explore your financing options and find the solution that fits your retirement goals.📞 Contact me today at 443-253-1579 to learn more!

07/30/2026

Union worker? Your path to homeownership may be easier than you think!

We understand that your income may look different.

👉 Whether you have:
✔️Multiple W-2s
✔️Different job sites throughout the year
✔️Time between union assignments

Here at PRMI, we understand how to navigate union income and help you explore your mortgage options.
🏡 Buying or refinancing? Let's connect! Call me at 📞 443-253-1579 to learn more!

07/22/2026

🏡 Buy Back the Block could help make homeownership more affordable in Baltimore City!

✔️ Up to $15,000 toward a home purchase
✔️ Up to $20,000 to buy & renovate
✔️ No repayment required

If you've lived in an eligible Baltimore City neighborhood for at least 12 months and meet the program guidelines, you may qualify.

📩 Contact me at 443-253-1579 to learn more and see if you're eligible!

07/15/2026

🏡 Business Owner? Buying a Home?
If you have an SBA loan, business debt, or a UCC filing, you may be wondering how it impacts your mortgage.

The answer? It depends.
✅Not all business debt affects your home financing the same way, and in many cases, it may not impact your loan eligibility the way you think.

👉 Let's review your options and find the ideal path to homeownership. Call today at 📲 443-253-1579 for more information!