Joe Bragg - PRMI

06/24/2026

Thinking about buying a home? 🏡
Buy Now, Pay Later accounts can impact your mortgage approval!

They may:
👉 Increase your monthly debt
👉 Affect your debt-to-income ratio
👉 Lower how much home you qualify for

Before taking on new debt, let’s talk! Call me today at 📲 443-253-1579 for more info!

06/21/2026

06/17/2026

🏢 Thinking about buying a condo?

New Conventional Condo financing guidelines are coming in 2026, which may mean:
✔️ More documentation requirements
✔️ Longer approval timelines
✔️ Additional reviews for some condo communities

The good news? PRMI is staying ahead of the changes and helping buyers navigate the process with confidence.
If you're considering a condo purchase, now is the time to explore your options and make sure your community qualifies.
📩 Reach out to me today at 443-253-1579 to learn more!

06/09/2026

When reviewing variable income, lenders look at:
✅ Income trends
✅ Consistency and history
✅ How the income is earned
✅ Likelihood of it continuing

Don't assume you won't qualify just because your income isn't the same every paycheck. Many borrowers are surprised by what income can be used to help them qualify for a home loan 🏠
📞 Call me today at 443-253-1579 to learn how your income may qualify and explore your home financing options!

06/08/2026

☀️ Not every borrower fits traditional lending guidelines, and that's okay.
PRMI offers flexible financing options for self-employed borrowers, investors, ITIN clients, foreign nationals, and more!

👉 Loan Options Include:
✅ ITIN Loans
✅ DSCR Investor Loans
✅ P&L Only Programs
✅ 1099 Loans
✅ Asset Qualifier
✅ Jumbo & Bank Statement Loans
✅ Foreign National Financing
✅ Closed-End Seconds
✅ HELOC Loans

🏡 More ways to say YES this summer. Reach out to me at 📲 443-253-1579 to explore your options!

05/28/2026

🏖️ Thinking about buying a vacation home?

Did you know a Second Home and an Investment Property are financed differently?
✔️ Second Home = Personal vacation use
✔️ Investment Property = Consistent rental income

Your intended use can impact:
✅Rates
✅Guidelines
✅Qualification requirements

Before you buy, let’s talk through your options and find the right financing strategy for your goals! 🏡
Call me at 📞 443-253-1579 to learn more!

05/25/2026

This Memorial Day, we pause to honor the heroes who gave everything for our country and the freedoms we enjoy each day 🇺🇸

While many of us are spending time with loved ones this weekend, let us never forget the courage, sacrifice, and dedication of the men and women who served and made the ultimate sacrifice.

Sending prayers, gratitude, and remembrance to all of our military families today ❤️🤍💙

05/21/2026

🏡 More inventory may be coming soon… will you be ready?

According to Redfin:

👉 Empty nesters own 28% of large homes
👉 Millennial families own just 16%
👉 More homeowners may begin downsizing as affordability improves

That means more opportunity for prepared buyers 👀

✅ Get pre-approved
✅ Know your budget
✅ Be ready when the right home hits the market

Call me today at 📲443-253-1579 to get started!
Source: Redfin - “The Great Housing Mismatch”