Mike Thomas Mortgage Guy

07/04/2026

I’m proud to help families achieve the American dream of homeownership.

Looking to buy? Give me a call and let’s discuss your options!

06/21/2026

Whether you enjoy spending your summer days in a beach house, a pool house, or a tree house, we hope they're full of warm breezes and sunshine! 🌊☀️

Summer is a great time to explore your homeownership goals and see what homes have hit the market. Reach out today and let's make this your season to move! 🏡

06/18/2026

Thinking about lowering your monthly payment or tapping into your home’s equity? Now could be a great time to explore refinancing! With shifting rates and new opportunities emerging, homeowners are finding ways to save money, shorten their loan term, or fund other goals. 🏠💰

📘 Learn what refinancing could look like for you, from how it works to the steps involved, in our latest blog:
🔗 https://swbc.me/how-to-refinance

As you pay down your mortgage, you may reach a point where refinancing becomes a sensible option. Whether you want to lower your monthly payment, reduce your interest rate, or access your home’s equity, refinancing can help you realign your loan with your financial goals. This guide walks you thro...

06/05/2026

Veteran homeowners... did you know there’s a simple way to refinance with little to no out-of-pocket cost? The VA Interest Rate Reduction Refinance Loan (IRRRL) is built just for you to help lower your monthly payment or move from an adjustable to a more stable loan. 🏡🔥

Learn how the VA IRRRL works and whether it’s a fit for your situation:
🔗 https://swbc.me/VA-eBook

A Clear Guide to the Benefits You Earned VA loans offer powerful benefits. This VA Home Loans eBook explains the mortgage process so you can understand your options and move forward with confidence. Whether you’re active duty, a veteran, or a surviving spouse, this guide helps you take the next st...

06/04/2026

Who really runs your home? 🐾

Your mortgage may set the budget, but your pet sets the rules!

From surprise messes to must-have toys, it’s all part of the balance between financial responsibility and everyday joy.

Read our blog, Who Runs Your Home: Your Pet or Your Mortgage?, for a lighthearted look at this relatable tug-of-war. swbc.me/pets-vs-mortgage

Homeownership comes with many responsibilities, from paying the mortgage to keeping the yard in shape and taking on the occasional DIY project. But if you have a pet, you already know there is an even bigger question at play. Who truly runs your home? Is it your beloved cat or dog, or is it the mort...

06/01/2026

There’s nothing like the feeling of unlocking your front door for the first time! ? Happy to all the proud homeowners out there!🏠

05/25/2026

Today, we pause, remember, and give thanks to the heroes who sacrificed for our freedom. Your service will never be forgotten.

04/01/2026

April is ! A house is a necessity and one we believe everyone should have equal access to. Here at SWBC Mortgage we are committed to fair and ethical lending for all.

Reach out today to start your homeownership journey. 🏠

03/20/2026

Happy ! 🌼🌺 This is a great time of year to revisit your homeownership goals.

Reach out today and let’s chat. I’m here to guide you every step of the way! 🏡