Family First Life National

12/20/2025

You’ve Built a lifetime of memories- now protected ❤️🎄

07/16/2024

https://vimeo.com/957406411/75ddd53580?share=copy

Congrats Mike!!! This is long overdue!! Your one of the hardest working, best team guys I’ve ever met. So happy for you and your family. Jaime and I appreciate what you do for our team more then you know.

Success in business ultimately requires tenacity and resilience. At Integrity, we deeply value leaders who possess those crucial traits — and that’s…

06/30/2022

03/23/2022

How Does Life Insurance Claim Settlement Work

Industry insiders often refer to claim settlement as a life insurance company’s moment of truth. It is one of the most critical services an insurance provider is obligated to fulfill for its customer. Simply explained, claim settlement refers to the process whereby a life insurance company pays ou...

03/15/2022

Are Life Insurers Allowed to Deny Coverage Due to Pre-Existing Conditions?

Unlike health insurers, life insurers are allowed to deny coverage due to pre-existing conditions. This is one reason not to wait to get covered.

03/08/2022

Fast Fact: About 50 percent of people overestimate the cost of life insurance more than three times what it actually costs.

03/01/2022

What Is An Insurable Interest In Life Insurance?

Life insurance can provide valuable financial protection for your loved ones. But not just anyone can buy a life insurance policy on someone else. One important concept you’ll encounter when buying life insurance is “insurable interest.” Here’s what that means and how it affects your life in...

02/22/2022

With Life Insurance the cash surrender value is how much money you would receive if you no longer needed your permanent life insurance policy. With some types of life insurance, you can surrender your policy and receive a sum of funds equivalent to the surrender cash value.

02/15/2022

Just because you die doesn’t necessarily mean your debts will disappear. In the instance that you and your spouse have co-signed for a mortgage or other loans, your spouse may become entirely responsible for repayment. The other outcome could result in creditors trying to collect from your estate. While that gets rid of your debts, your heirs will receive the depleted remainder. Life insurance allows those you leave behind to take care of any lingering financial responsibilities.

02/10/2022

Life is not a matter of holding good cards, but of playing a poor hand well. Robert Louis Stevenson

02/08/2022

The face value of a life insurance policy is the death benefit the policy will pay. If you take out a $100,000 life insurance policy, $100,000 is the face value. That value can change over time as you borrow from the policy or increase the amount of coverage you have. Face value is not the same as cash value, which is the excess premiums you’ve paid plus interest earned, which accumulates in the policy’s cash value account.

02/01/2022

Universal Life Insurance was created to provide more flexibility than whole life insurance by allowing the policy owner to shift money between the insurance and savings components of the policy. Premiums, which are variable, are broken down by the insurance company into insurance and savings, allowing the policy owner to make adjustments based on their individual circumstances.