Rick Metzgar - Mortgage Authority

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United States
Bel Air, MD
Rick Metzgar - Mortgage Authority

We are a full-service mortgage brokerage firm licensed in the state of Maryland NMLS ID 401823 A man of the community also known as The Mortgage Father.

Rick has over 20 years in the mortgage/housing/finance industry with over 1500 loans personally closed. He's also been a Reverse Mortgage expert during this period of time as well which helps him to stand out among his colleagues. He's closed over 250 Reverse Mortgages in that similar period of time. He also serves actively in his church and faith community as well as local charities and non-profi

ts. He's very active on social media outlets such as Instagram Reels and TikTok. He's an avid golfer and enjoys fine dining and traveling with his wife and kids.

07/07/2023

📣🎉 Exciting Announcement: Embarking on a New Chapter! 🎉📣

Hey friends, I have some news to share that marks a significant milestone in my professional journey. After two incredible decades in the mortgage industry, I have made the decision to pass the baton and embark on a new adventure with one of America's largest and most admired non-profit organizations.

This announcement is a bittersweet moment for me. The mortgage industry has been my passion and livelihood for so long, filled with countless memories, challenges, and triumphs. However, life presents us with opportunities for growth and change, and it's important to embrace them wholeheartedly.

The decision to transition into the non-profit sector wasn't an easy one, but it aligns perfectly with my personal values and aspirations. I am thrilled to contribute my skills, knowledge, and dedication to a cause that is close to my heart.

While this post might come as a surprise to some, I felt it was essential to officially close this chapter and make it known to all of you, who have been an integral part of my journey. Your support, encouragement, and friendship have meant the world to me, and I am immensely grateful for the connections we've built along the way.

As I embark on this new path, I am filled with excitement, anticipation, and a touch of nostalgia. Change can be both challenging and invigorating, and I am ready to embrace the opportunities that lie ahead.

I want to express my heartfelt appreciation to everyone who has been a part of my mortgage industry journey. Your trust, collaboration, and belief in my abilities have been the driving force behind my success. I will cherish the memories and relationships forged during these remarkable 20 years.

Stay tuned, as I'll be sharing more about my new role in the coming weeks. I am beyond grateful for your continued support, and I look forward to sharing this next chapter of my life with each and every one of you.

Thank you for being a part of my journey, and here's to new beginnings! 🎉✨

06/30/2023

🎉🏠 Exciting News! 🏠🎉

Looking for your dream home this 4th of July weekend? 🏡✨ Look no further! I am thrilled to announce that I will be available throughout the weekend to assist you in your home shopping journey! 🎉✨

Whether you're a first-time homebuyer, looking to upgrade, or seeking a cozy vacation retreat, I'm here to guide you every step of the way. 🙌💼 With my expertise in the real estate market and passion for finding the perfect match, I'll help you discover your ideal home sweet home. 🏠❤️

📱 Feel free to reach out to me with any questions, inquiries, or even offers! My phone will be at your service all weekend long! 📞💁‍♂️ Let's chat about your housing needs, preferences, and budget, so we can kickstart your home shopping adventure on the right foot! 💪🔑

💼✨ As a seasoned mortgage professional, I have a wide network and access to awesome realtors. Whether you're looking for a charming suburban home, a trendy city loft, or a serene countryside estate, I've got you covered! 🌆🏞️

Don't miss out on the opportunity to make this 4th of July truly memorable by finding your dream home. 🎇🏡 Reach out to me today, and let's embark on this exciting home shopping journey together! 🚀✨

06/17/2023

📣Attention everyone!📣 As mortgage brokers, we want to clarify that we are not credit repair companies. 💳 While we are more than happy to offer suggestions and advice on how to improve your credit score, we do not actually repair credit. 🙅‍♀️ Our main focus is helping you secure the best mortgage rate possible. So if you're looking to fix your credit, we suggest seeking out a reputable credit repair company. 🤝 Thank you for understanding! 🏡💰

06/13/2023

📢💰 Why Higher Rates Are Necessary to Tackle Inflation Issues 💰📢

Hey, everyone! Today, I wanted to shed some light on an important topic that affects our economy and financial well-being: inflation. 📈💸

As we all know, inflation has been on the rise, impacting the cost of living and our purchasing power. To address this challenge, it's crucial to understand why higher interest rates are necessary for the remainder of the year. Let's dive in! 💡

1️⃣ Taming Inflation:
Higher interest rates serve as a powerful tool to rein in inflation. By making borrowing more expensive, they reduce excessive spending and encourage savings. This helps to cool down the economy and bring inflation under control, safeguarding the value of our hard-earned money. 💪💰

2️⃣ Balancing Supply and Demand:
When demand outstrips supply, it can fuel inflationary pressures. Higher interest rates act as a deterrent to excessive borrowing and spending, which helps balance supply and demand dynamics. This, in turn, reduces the strain on resources and mitigates inflationary pressures. ⚖️🛍️

3️⃣ Encouraging Savers:
Inflation erodes the purchasing power of our savings. By keeping interest rates higher, savers are incentivized to keep their money in savings accounts and other interest-bearing instruments. This promotes healthy saving habits and helps protect our wealth against the erosive effects of inflation. 💰🏦

4️⃣ Stabilizing Financial Markets:
Higher interest rates contribute to the stability of financial markets. They make borrowing more expensive, discouraging speculative activities that can create bubbles and volatility. This promotes a healthier, more sustainable market environment that benefits investors and the overall economy. 📊🏢

While higher rates may lead to increased borrowing costs in the short term, they are a necessary measure to address the current inflationary challenges and safeguard our economy in the long run. It's important to remember that this is a temporary adjustment aimed at creating a more stable and balanced economic environment for everyone. 🌍💼

Let's keep ourselves informed, engage in discussions, and support the measures taken by financial institutions to address inflation. Together, we can work towards a more robust and resilient economy that benefits us all. 💪💙

Feel free to share your thoughts and insights on this matter in the comments below. Let's stay informed and shape the economic landscape together! 💬💡

06/07/2023

1. Don't make major purchases like furniture, appliances, etc.2. Don’t change or quit your job.3. Don't pay off debts or collections (unless instructed to do so by a mortgage professional).4. Don’t have your credit report pulled too many times — it can hurt your credit score.

06/06/2023

You don’t have to use the builder's preferred lender. Mortgage brokers can often offer a lower rate with fewer closing costs paid out of pocket. We have access to multiple loan products and more competitive pricing. Why pay a higher rate when you don’t have to? Let's work together. Call today. 443-801-6389

05/31/2023

If you're looking to get a great mortgage rate, the first step is to assess your current financial status. Adding another financial commitment without doing so can be risky. If you need help figuring out where you stand, give me a call and we can talk it through. Let's make sure you get the best mortgage rate possible.

05/30/2023

Now getting a mortgage is as simple as ordering your favorite meal. Our online portal allows you to access your information from anywhere. Message us today for more information and to get started. 443-801-6389

05/26/2023

The first step toward getting a mortgage is to begin the pre-approval process. Check out the factors that go into gaining a pre-approval letter and call me when you're ready to get one for yourself! 443.801.6389

05/25/2023

🏗️🏠👷‍♂️ Looking to build your dream home? Our one time close construction loan is the way to go! With only one loan and one closing, you can save time and money. Don't settle for less than the best option. Contact us today to learn more! 💰💯👍

05/24/2023

🏡✨ Don't Miss Out! Get Preapproved Before Home Shopping! 💼🔑

Colleagues and friends, listen up! 🌟 Don't overlook the importance of getting preapproved before starting your home search. 📋💰 Gain a competitive edge, set a realistic budget, and streamline the process. It's your key to success! 🏠🎯💪 🏡✨🔑

Address

2021-A Emmorton Road, Suite 224
Bel Air, MD
21015

Website

http://Coastallg.com/

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