Boufford Insurance

09/01/2026

Home renovations are exciting. A new kitchen, a finished basement, or even converting space into a short-term rental can add comfort and value to your home. But what many homeowners don’t realize is this: Certain renovations can unintentionally impact — or even void — parts of your insurance coverage.
Read our latest insight at https://bouffordins.com/how-home-improvements-can-impact-your-coverage/

08/27/2026

Imagine this: a fire, flood, or burglary happens, and suddenly, you’re faced with the task of recalling everything you own to file an insurance claim. Could you list every item, along with its value and purchase details, off the top of your head? That’s where a home inventory comes in.
Learn how to make one at https://bouffordins.com/why-you-need-a-home-inventory-and-how-to-make-one/

08/25/2026

If you’ve ever reviewed your auto insurance or gotten a quote, you’ve probably heard the term “full coverage.” It sounds reassuring—like you’re completely protected no matter what happens. But here’s the reality: “Full coverage” isn’t an official type of insurance—and it often doesn’t mean what people think it does. Read our latest insurance insight at https://bouffordins.com/full-coverage-isnt-what-you-think-it-is/

For your auto, "full coverage” isn’t an official type of insurance—and it often doesn’t mean what people think it does.

08/20/2026

When you’re house hunting, it’s easy to get caught up in square footage, countertops, and curb appeal. But just like your mortgage and property taxes, homeowners insurance is a major part of the monthly cost of owning a home. And here’s the catch: the features of the house you choose can have a big impact on your insurance premium.
Read more at https://bouffordins.com/things-to-know-about-the-cost-of-purchasing-home-insurance/

08/18/2026

In today’s digitally-driven world, businesses of all sizes are facing unprecedented cyber threats. From data breaches to ransomware attacks, the risks are real and ever-evolving. Cyber security insurance, also known as cyber risk insurance or cyber liability insurance, is like a safety net for your business in the digital realm.

Read about it in the our latest insurance insight at https://bouffordins.com/cyber-security-insurance-protecting-your-business-in-the-digital-age/

08/13/2026

When most people think about homeowner’s insurance claims, they picture major disasters — a fire tearing through the house or a hurricane taking off the roof. While those events do happen, most claims actually come from more everyday issues. Knowing what the most common types of claims are — and what you can do to prevent them — can save homeowners time, stress, and money down the road. Read our latest insurance insight at https://bouffordins.com/the-most-common-homeowners-insurance-claims-and-how-to-prevent-them/

08/11/2026

Bodily Injury Liability helps pay for the medical expenses, rehabilitation, and sometimes even lost wages of people injured in an accident for which you are at fault. It also provides legal defense if you are sued for damages. Property damage liability covers the cost of repairing or replacing someone else’s property if you are responsible for the damage. These coverages are crucial components of liability insurance, which is designed to protect you financially if you cause harm to others or damage their property in a car accident.

Get started at https://bouffordins.com/personal-insurance/auto/
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08/06/2026

When people think about umbrella insurance, they often picture wealthy individuals with multiple homes, fancy cars, and sprawling estates. So if you don’t have a ton of assets, it’s easy to assume you don’t need that kind of coverage. But here’s the truth: Umbrella insurance isn’t just about what you have—it’s about what someone else can take.
Read our latest Insurance Insight at https://bouffordins.com/why-you-might-need-an-umbrella-policy/

When it comes to insurance, an umbrella policy isn’t just about what you have—it’s about what someone else can take.

08/04/2026

Did you know your home's market value and its insurance value are usually not the same? Real estate websites can estimate what your home might sell for—but they can't tell you what it would cost to rebuild it after a fire, storm, or other major loss. That's the number that matters for your homeowners insurance. Being underinsured could leave you facing significant out-of-pocket costs when you need coverage most. Learn why replacement cost matters and how an independent insurance agent helps in our latest insurance insight at https://bouffordins.com/why-independent-guidance-matters-getting-your-homes-value-right/

07/30/2026

Property damage incidents can be detrimental to your business’s financial stability. Whether it’s damage to third-party property caused by your operations or products, our General Liability Insurance has you covered. You can trust Boufford Insurance to provide coverage to safeguard your business from property damage claims and the associated costs.

Learn more at https://bouffordins.com/commercial-insurance/general-liability/