Claudio Peca - NMLS #46212

11/01/2026

A major appraisal update is on the way for conventional loans. Beginning November 2nd, appraisers will be using a new reporting system that includes additional property data and updated appraisal formats. We are prepared for the transition and here to help navigate what it means for clients

10/31/2026

Happy Halloween! Whether you're trick-or-treating with the little ones or holding down the candy bowl, enjoy every spooky minute of it.

10/27/2026

Moving companies does not have to be scary! Our onboarding team is here to guide you through it all.
https://myoc.io/

10/26/2026

Agents — this is the tool your sellers need right now. 📈

Instead of slashing price to compete, use Rate Relief to make the home more affordable without leaving money on the table.

Same home, better outcome.

10/23/2026

That feeling when you walk into a home and just know. But knowing isn't enough if you're not
financially ready to act. Get pre-approved today, so when the right one shows up, you're ready to move!
https://myoc.io/

10/20/2026

Buying a home in today's real estate market is NOT as hard as you think.

Yes, mortgage rates are up, BUT, home values are attainable, and in some cases, sellers are reducing their list price or offering a great credit where you as a buyer can buy the rate down!!!! If you are looking to buy, NOW is the time. After 20 years in the mortgage industry, thing is a guarantee, when rates drop, home prices go up......why??? There are 1,000's of more buyers in the market, competition is tougher, bidding wars happen and you as a buyer end up paying a higher price for that hoke you could buy today WITHOUT the competition.

I cam make your numbers work on the mortgage, there are solutions. Call or email me and we can discuss what those are. Waiting WILL cost you more money than these temporary higher rates.

Email: [email protected]
Claudio Peca - NMLS #46212

10/16/2026

10/16/2026

🚀 I am Joining the Momentum Team at AnnieMac!

I am thrilled to announce that I have officially joined The Momentum Team at AnnieMac Home Mortgage!

After more than two decades in mortgage origination, helping over 5,000 clients and closing well iver $100's of Millions in loans, making a move at this point in my career required something truly exceptional.

This decision came down to three specific reasons that represent a massive step forward for my business, my partners, and my clients:

• Turnkey Growth & Team Building: The structure here provides an incredible, turnkey operation to not only scale my own business but to build, mentor, and expand a powerhouse team for future growth.

• The Power of "Appraisal Assurance": Winning in today's turbulent market requires elite tools. Through AnnieMac, I am retaining our game-changing property value guarantee—now called Appraisal Assurance. We guarantee the property value to the seller, eliminating the need for appraisal contingencies or gap coverage in the offer. This effectively puts our buyers on par with cash offers.

• Alignment in Leadership: The three gentlemen leading the Momentum Team are remarkable professionals. From our very first conversation, I knew these were my people. For the first time, it truly feels like I have come home to where I am supposed to be in my career.

This move gives my partnering real estate agents and clients more options, stronger leverage, and unparalleled opportunities to win deals.

I want to extend a massive thank you to the Momentum Team and AnnieMac for tracking me down and opening this door.

The playbook just got stronger, and I can't wait to keep helping our buyers win.

Let's get out there and get them into their dream homes! 🏡

NEW EMAIL: [email protected]

07/21/2026

Thinking about making an all-cash offer on a house? Use our Cash vs. Mortgage calculator to see the potential net difference. You'll discover it could pay, literally, to keep your money in the market.

https://www.embracehomeloans.com/customercenter/calculators/cash-calculator?LO=201935