Options Financial Residential Mortgage

04/13/2024

Consumer Price Index (March 2024)
Inflation was hotter than expected in March, continuing a trend we’ve seen in recent months, as rising energy and shelter costs added to pricing pressure. While annual inflation still remains well below the peaks seen in 2022, these stubbornly high inflation readings could delay the Fed’s timing for rate cuts this year.

04/05/2024

More jobs, lower unemployment . . . . . more reason for the Feds to not cut rates yet. Housing is still in pent-up demand even if buyers are 'waiting'. If we see rates come down at all - activity will rise quickly and so will home prices. Great if you are selling! Not great if you are in the pent-up demand segment wanting to buy. Build your strategy now. Know your Options for when it is your time.

03/11/2023

A friendly reminder :-)

02/28/2023

FHA's annual mortgage insurance premiums (MIP) will drop from 0.85% to 0.55% for most homebuyers on March 20th. This is another step in helping everyone achieve the American dream of homeownership. Have questions? Visit optionsrm.com to locate a Home Loan Advisor near you!

02/14/2023

A house is made of walls and beams, but a home is built with 𝓵𝓸𝓿𝓮 𝓪𝓷𝓭 𝓭𝓻𝓮𝓪𝓶𝓼. Memories are created and laughter never ends. That is a home 🏡. ⁠
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Let's us help you start your legacy of owning a home.

02/07/2023

🏡Attention all home buyers: Looking for ways to combat today's mortgage rates? We have a hack for you!

Contact us today to find a loan advisor near you!

Options Financial is a dba of American Pacific Mortgage Corp.

Looking for a way to combat today's mortgage rates? We have a hack for you!Visit http://www.apmortgage.com to find a loan advisor near you to take advantage!

02/04/2023

Attention home buyers and homeowners! The new FHA and conforming loan limits for 2023 have been announced. Make sure you're aware of the changes so you can take advantage of the increased lending limits and make your dream home a reality. Call us today so we can answer any questions!

01/30/2023

We love being an APM Branch and part of this big community.

Our APM Family showed up in a BIG way in 2022!

Through our nonprofit organization, APMCares, we were able to contribute over $650,000 in food, clothing, and shelter to the local communities we serve.

We also extended over $160,000 to APM team members who were in need this past year.

A big thank-you to all our team members who helped make this possible.

01/24/2023

We love hearing from clients.

01/18/2023

For those of you that are not interested in moving, keep your home and your low fixed interest rate and tap your equity with a Home Equity Line of Credit (HELOC).

With a HELOC, you only pay when you use it. Use as an emergency fund for unexpected expenses or repairs.

🏠To learn more, call us today.

01/16/2023

01/09/2023

Are you worried about higher interest rates but want to become a homeowner? We have the program for you. Contact us to find out how to to keep your mortgage payment lower for the first 3 years.
Phone (503) 461-5060 or Email: [email protected]