09/17/2025
🚨 Market Update 🚨 Fed Cuts Rates by 0.25%.
Here’s what that means for you:
🏡 What Happened:
The Fed lowered its benchmark rate by 0.25%
This move was expected, so the market had already priced it in
Instead of dropping, mortgage rates inched up right after the announcement
📊 Why Mortgage Rates Didn’t Drop:
Inflation: Still higher than the Fed wants, though expected to ease over time
Jobs: Worker supply and demand are both slowing, job growth is weaker
Fed's stance: Committed to small, gradual cuts—not big drops
🔮 What’s Next:
The Fed now expects two more small cuts this year
Bigger cuts (like 0.50%) aren’t on the table
Mortgage rates may stay bumpy in the short term, but more cuts could bring relief later
👉 Bottom line: Rates aren’t falling overnight, but gradual cuts could help buyers and homeowners over the coming months.