Cindi Pegg NMLS# 653687

Cindi Pegg NMLS# 653687 PrimeLending is a national mortgage lender that is committed to making the home loan process simple, clear and timely.

PrimeLending NMLS ID: 13649
I’m Cindi Pegg, NMLS: 653687, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way

. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

I'm excited to share that Scotsman Guide has recognized me as one of the Top Women Originators of 2025! This incredible ...
05/08/2025

I'm excited to share that Scotsman Guide has recognized me as one of the Top Women Originators of 2025!

This incredible honor wouldn't be possible without the trust and support of my amazing clients, partners, and team.

Here's to more keys handed over, dreams realized, and communities built together!

Did you know there’s more than one way to get a lower interest rate? Let’s unpack the differences between discount point...
09/13/2024

Did you know there’s more than one way to get a lower interest rate? Let’s unpack the differences between discount points and an interest rate buydown.

Discount points are an optional upfront fee a borrower may pay to get a lower interest rate for the entire life of their loan. One discount point lowers the mortgage interest rate by 0.25% and costs one percent of the principal mortgage amount. Think of buying discount points as “prepaying” your interest.

An interest rate buydown , a.k.a. a temporary buydown, is a financing option that allows a seller or builder to put upfront funds into an escrow account to reduce the effective interest rate on a home loan for up to three years at the start of the mortgage. When the buydown period ends, the rate returns to the initial fixed rate.

Which option do you think could help you the most? Contact me to discuss the details.

Fall homebuying season is just beginning. Here are some tips to make navigating the market a bit easier:Get approved for...
09/12/2024

Fall homebuying season is just beginning. Here are some tips to make navigating the market a bit easier:

Get approved for a mortgage before you start house hunting. This can help you set a budget, narrow down your search and show sellers your offer is serious.
Check out the neighborhood regularly. Most home tours happen during the day, so be sure to revisit the neighborhood at other times of day to check for things like traffic and noise levels.
Keep your credit score in order. With the holidays around the corner, it can be tempting to shop for gifts in between home tours. Avoid any big-ticket holiday purchases while you are in the homebuying process.
When you’re ready to buy a home this fall, I am ready to help you finance it. Contact me today to get started.

09/11/2024

As we reflect on Patriot Day, we remember the heroes and loved ones lost on 9/11. Their sacrifices remind us of the power of unity and the strength found in community. Let us continue to honor their memory by coming together in compassion and resilience.

When was the last time you reviewed your mortgage? As interest rates have fallen recently, it’s crucial to ensure you’re...
09/10/2024

When was the last time you reviewed your mortgage? As interest rates have fallen recently, it’s crucial to ensure you’re hitting your long- and short-term goals. Let’s go through a quick mortgage check-up together!

Rates as of 08/19/24, subject to change.

It’s time to tackle your home goals! Whether you are buying your first home, next home or forever home, I am ready and w...
09/09/2024

It’s time to tackle your home goals! Whether you are buying your first home, next home or forever home, I am ready and waiting to help you create a game plan for your next home. Contact me today to get started.

Working this weekend? So are we! 🏡💼 Whether you're looking to buy, refinance, or just have questions about your home loa...
09/06/2024

Working this weekend? So are we! 🏡💼
Whether you're looking to buy, refinance, or just have questions about your home loan options, we're here to help. Reach out anytime—your dream home doesn't take weekends off, and neither do we! 📞✨

The beginning of fall is a good time to give your curb appeal a boost before it starts to get too cold outside. 🍂🏡Some e...
09/05/2024

The beginning of fall is a good time to give your curb appeal a boost before it starts to get too cold outside. 🍂🏡Some easy ways to keep up your home’s exterior in the fall include:
• Clear fallen leaves from your gutters and rake the yard. 🍁 You can compost or bag the leaves for easy disposal.
• Trim your trees and shrubs to get rid of any dead foliage or branches. 🌳✂️
Tend to your flowerbeds, removing any annuals that are past their prime and getting perennials ready for the dormant season. 🌼🌱
What are some of your favorite tips for fall curb appeal? Let me know in the comments. 💬👇

Did you know the refinance process is similar to the mortgage process? 🏡🔄To refinance your home, you will need to submit...
09/04/2024

Did you know the refinance process is similar to the mortgage process? 🏡🔄
To refinance your home, you will need to submit your updated financial documents 📄and information in your refinance application. Then, you'll lock in a new rate, get an appraisal done and close on your refinance. 💼📉
Its always easier to talk through the details with a refinance expert. 💬🤝
Subject to credit approval.

Still happy with your rate? 🤔Want to pay down your mortgage faster? 🏠💨 Let’s run a mortgage checkup to make sure your mo...
09/03/2024

Still happy with your rate? 🤔
Want to pay down your mortgage faster? 🏠💨 Let’s run a mortgage checkup to make sure your mortgage still fits your financial goals and budget. 💰📊I may be able to determine if you could be eligible for a refinance to get a new mortgage rate or set new mortgage terms. 🔄💡
Reach out today to request your mortgage checkup. 📞📋

Happy Labor Day to the hard-working Americans, like you, who make a difference for their companies, co-workers and famil...
09/02/2024

Happy Labor Day to the hard-working Americans, like you, who make a difference for their companies, co-workers and families. 💪
I hope you take time to celebrate your achievements today! 🎉🙌

Address

4407 Walnut Street, Suite 210
Beavercreek, OH
45440

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