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Don & Cyndi Shurts - Keller Williams Community Partners

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Beavercreek, OH
Don & Cyndi Shurts - Keller Williams Community Partners

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Trusted local experts! Top Dayton Ohio area Realtors Don & Cyndi Shurts of Keller Williams Advisors have over 17 years each in real estate experience!

Don & Cyndi Shurts are top Dayton-area Realtors with 22+ years of experience, RateMyAgents Top Team in 2026, and 235+ Google 5-Star Reviews — specializing in military relocation, luxury homes, Horse Properties and more. This award-winning team specializes in residential real estate and focuses on customer service, negotiation, marketing, listening to clients, and attention to detail. Hundreds of buyers and sellers have found they can trust this team to walk with them through the exciting journey of buying or selling a home in the Greater Dayton region. Give them a call, text, or email!

10/28/2026

Our team’s latest RateMyAgent review in Xenia
(OH) 2004003142
https://rma.reviews/fwr2nvsuh06q
..

10/28/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

What if you could save $150–$300 a month on your mortgage payment just by choosing a different type of loan?

For some homebuyers, that could be a game changer. And it's one reason adjustable-rate mortgages (ARMs) are getting more attention.

According to Bankrate, ARM rates recently came in more than a full percentage point lower than traditional fixed-rate mortgages. That's potentially hundreds of dollars in monthly savings on a median-priced home.

And buyers are taking notice. About 1 in 10 mortgage applicants are now choosing an ARM, according to the Mortgage Bankers Association.

So, what's the catch?

Unlike a fixed-rate mortgage, an ARM gives you a lower introductory rate for a set number of years. After that, your rate can adjust up or down based on market conditions.

That means you could save money upfront, but you'd also need to be comfortable with the possibility of higher payments later.

And here's something worth knowing: Today's ARMs have more borrower protections than the risky loans that made headlines during the 2008 housing crisis.

The bigger takeaway? A traditional 30-year fixed mortgage isn't your only option.
If today's rates are making your homebuying budget feel tight, there may be financing options you haven't explored yet.

Curious whether an ARM could help make your next home more affordable? Connect with a trusted lender who can run the numbers.

10/27/2026

A bigger number doesn’t always mean a better deal. The right offer combines strong terms, the right timing, and fewer obstacles that could stand between you and a successful closing. Selling your home? Let’s make sure you choose the offer that works best for you. 🏡

10/27/2026

Is staging worth it? It may be if you want to get the most for your house.

Data shows every $1 you spend on mid-level staging could add about $3.50 to your profit when you sell.

It can save you time, too. Staged houses can also sell up to 73% faster, which means fewer weeks of keeping everything spotless for showings.

And working with a smaller budget is totally doable. Clearing off counters and arranging furniture so rooms feel open are inexpensive options that can still make a big difference on how well your house shows when it hits the market.

Not every house needs the same level of staging. Want to know which updates would help yours sell sooner – and for more? Send a message, and we’ll walk through it together.

10/26/2026

Newly built homes now cost less than existing ones in about a third of major markets.

And nationally, the gap is pretty big. A newly built home typically sells for about $35,000 less than an existing one.

Prices can look very different from one area to the next, though. So, what neighborhoods do you have your eye on? Let’s tour a new home and an existing one, and see how they compare.

10/25/2026

Want a More Affordable Home? Don’t Overlook Condos.

What if the home you can afford is one you haven't even considered yet?

If you've been searching for your first home and feeling like everything you love is just outside your budget, here's an option that deserves a second look: condos.
And the numbers might surprise you.

According to Zillow, the typical starter condo costs about $197,000 nationwide. That's roughly 6% less than the typical starter home. And in some markets, the affordability advantage is even bigger.

That could be the difference between continuing to rent and finally getting the keys to a place of your own.

Think about it. A condo could help you buy in a neighborhood you thought was out of reach, spend less on space you don't really need, and enjoy amenities like a pool or gym without the upkeep of a traditional house.

Sure, there are trade-offs. HOA fees, shared walls, and less outdoor space are all worth considering. But for the right buyer, those trade-offs could open a door that felt closed.

Your first home doesn't have to be your forever home. It just has to be the right first step.

Curious what condos are available in your price range? Send a message, and let's see what options you might be missing.

10/24/2026

🛌 4 🛀 3 🚘 3
📍 1153 Westover Road, Xenia, OH, 45385

Our team’s latest sale on RateMyAgent
(OH) 2004003142
https://rma.reviews/g640kkzlrnlm
..

10/24/2026

🛌 5 🛀 4 🚘 2
📍 2933 Stauffer Drive, Beavercreek, OH, 45434

Our team’s latest listing on RateMyAgent
(OH) 2004003142
https://rma.reviews/t1jknc12vj8a
..

10/24/2026

To Sell or Rent? How To Choose the Best Path for Your House.

Your house isn't selling as quickly as you hoped. So, should you just rent it out instead? It's a question more homeowners are asking. And the numbers show just how common this backup plan is becoming.

According to Parcl, about 9% of homes currently listed for rent were originally listed for sale.

That's a lot of homeowners becoming landlords when selling didn't go according to plan.

But before you trade your "For Sale" sign for a "For Rent" sign, there's something worth considering.

Being a landlord isn't always the easy passive income opportunity it sounds like.
Landlord insurance typically costs about 25% more than regular homeowners insurance. Property management can eat up around 10% of your rental income.

And that's before unexpected repairs, vacancies, or late-night maintenance calls.
Suddenly, renting might not look quite as simple.

Now, that doesn't mean renting is a bad idea. For some homeowners, it's absolutely the right move.

But if selling is what you really want, don't give up on that plan just yet.
Sometimes, the difference between a house that sits and one that sells comes down to the changing the strategy.

Thinking about renting your house because selling feels harder than expected? Send a message. Let's compare the numbers and figure out which option actually makes the most sense for you.

10/23/2026

Wondering what your home is really worth? Looking at comparable properties is one of the best places to start. 🏡 Recent sales, similar homes, and current market conditions can help give you a clearer picture of where your property stands. Curious what your home could be worth in today’s market? Send me a message and let’s take a look at the numbers.

Address

4172 Indian Ripple Road
Beavercreek, OH
45440

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 5pm
Saturday	12am - 5pm
Sunday	12pm - 5pm

Telephone

+19372412124

Website

https://www.miamivalleydreamhomes.com/, https://miamivalleydreamhomes.hifello.com/lp/65e8537faa88af002d9be84d

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