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Rick Allen Agency - Nationwide Insurance

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Rick Allen Agency - Nationwide Insurance

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Find the insurance coverage that is right for you from Rick Allen, your trusted Nationwide Insurance Agent.

10/29/2026

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

✅Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

✅Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

✅Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help.

10/28/2026

No tricks here—just a quick treat from our team 🎃

We’re grateful for the trust you place in us to help protect what matters most, from your home and auto insurance to your business and beyond. Supporting our neighbors across Beaver, Beckley, and Southern West Virginia is what we’re all about.

If you’ve been thinking about reviewing your coverage before the year wraps up, we’re here to help.

Have a safe and happy Halloween! 👻

10/22/2026

A car break-in can happen when you least expect it—and it’s never a good feeling. The stress, the mess, and the questions that follow can be overwhelming.

That’s why our team put together a quick guide on what to do next so you can stay calm, take the right steps, and protect yourself moving forward. Swipe through to see more.

If you’re not sure what your auto insurance covers in a situation like this, we’re here to help. As a local, independent insurance agency in Beaver, WV, we’ll walk you through your coverage and options so you’re never left guessing.

Have questions or want to review your policy? Reach out to our team anytime.

10/20/2026

As the days get shorter here in Southern West Virginia, deer activity picks up—especially around dawn and dusk. That means a higher risk for drivers across Beaver, Beckley, and surrounding areas.

A few quick reminders from our team:
• Slow down in wooded or rural areas
• Watch for deer crossing signs
• If you see one deer, expect more nearby
• Use high beams when appropriate for better visibility

If you’re ever involved in a deer collision, stay safe, move your vehicle if possible, and give us a call—we’ll help you through the next steps.

Not sure what your auto insurance covers in this situation? We’re happy to review your policy and make sure you’re protected this season.

Have you noticed more deer on the roads lately?

10/15/2026

Fall will be here before we know it in Beaver and across Southern West Virginia 🍂

As the seasons change, it’s a great time to take a second look at your insurance—whether it’s home, auto, or even your ATV, camper, or farm coverage. We’re here to make sure everything still fits your needs.

If you have questions, need a quick review, or want a fresh auto insurance quote in Beckley, Lewisburg, or nearby, give us a call. Our team is always happy to help.

What’s one thing on your fall to-do list we can help you check off?

10/13/2026

Most people have home and auto insurance—but what happens if a claim goes beyond those limits?

That’s where umbrella insurance comes in.

If you’re faced with a serious accident or lawsuit, your standard policies may only cover so much. Umbrella coverage helps protect your savings, assets, and future by covering what your underlying policies don’t.

The best part? It’s often more affordable than people expect.

At our independent insurance agency in Beaver, WV, we help clients across Beckley, Lewisburg, and surrounding areas review their coverage and make sure there are no costly gaps.

Curious if umbrella insurance makes sense for you? Let’s talk—we’ll walk you through it and help you make a confident decision.

10/06/2026

Cyber threats aren’t just a big business problem—they’re hitting small and mid-sized businesses across Southern West Virginia every day.

That’s why we’re reminding our local business community to take a few simple steps to protect what you’ve built:
• Use strong, unique passwords
• Keep systems and software updated
• Train employees to spot phishing emails
• Back up important data regularly

Even with the best precautions, things can still happen. Cyber liability insurance can help your business recover faster and handle the unexpected costs that come with an incident.

If you own a business in Beckley, Beaver, or surrounding areas, we’re here to help you review your current coverage or explore options that fit your needs.

Reach out to our team today to get started.

09/15/2026

Fall is the perfect time to check in on your commercial property and take care of maintenance before cold weather creates bigger issues. Staying ahead of repairs helps protect your property’s value, reduce safety concerns, and minimize interruptions for your business.

Here are a few areas you may want to review this season:
- Roofing and gutters
- HVAC systems
- Parking lots and walkways
- Exterior lighting and signage
- Fire safety equipment

If you have questions about protecting your business or want to review your commercial insurance needs, our team at Rick Allen Insurance Agency is here to help. What fall maintenance tasks are on your list this year?

09/11/2026

Twenty-five years later, we continue to reflect on a day that forever changed our nation and the resilience that followed. As a community‑focused independent agency here in Beaver and the surrounding areas, we pause today to honor the lives lost on September 11 and the incredible bravery shown by first responders and everyday individuals.

We remember their courage, their sacrifice, and the unity that brought us together during one of our darkest moments.

We remember. We honor. We will never forget.

09/07/2026

Wishing our community a relaxing and enjoyable Labor Day! We’re grateful for the hard work and dedication shown by the families and businesses we serve throughout Beaver, Beckley, and the surrounding areas.

Our office will be closed on Monday, September 7th in observance of the holiday and will reopen on Tuesday, September 8th. If you need assistance with your home, auto, or business insurance after hours, our carrier partners are available through their 24/7 service lines.

We hope you all enjoy a safe and restful break!

Address

Beaver, WV
25813

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13042521660

Website

http://rickallenagency.com/

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