Merit Advisory Partners

05/29/2026

Merit Podcast 2

05/28/2026

Most People Aren't Prepared For Retirement

05/28/2026

If you’re thinking about where to spend your golden years, Investopedia just released a list of the best medium-sized towns (populations 20,000–50,000) for retirees — places that deliver better healthcare, lower costs of living, strong communities, outdoor fun, and plenty of amenities without the traffic or sky-high prices.

Some standout spots include:
- Tax-friendly gems like Juneau, AK, Katy, TX, and DeLand, FL
- Affordable options like Zephyrhills, FL (14% below national cost of living) and Mason City, IA
- Charming New England and Mid-Atlantic towns like Concord, NH, Lewiston, ME, and several in Pennsylvania

These towns could help you stretch your retirement savings further.

Full article here: https://www.investopedia.com/best-medium-sized-towns-for-retirees-11949394

At Merit Advisory Partners, we help clients run the numbers on everything. We'd love to talk about how we can make your retirement vision a reality. Give us a call today.

Discover the best medium-sized towns for retirees in the U.S., offering affordability, healthcare access, and vibrant communities for a fulfilling retirement.

05/27/2026

Confusing Statements Cost the Client.

05/27/2026

I've read financial magazine articles saying that say you need 10× your salary to retire comfortably.

Median salary: $63,000 → Target: $630,000.
Median 401(k) at age 65: just $88,000.

That’s not a gap. That’s a canyon. And most people are running in the wrong direction.

Everyone's financial situation is different. Don't guess. Give us a call at Merit Advisory Partners and let's create a plan for your financial future.

05/26/2026

Major Advisor Red-Flag🚩 - Financial Jargon

05/26/2026

Ready to create a retirement plan for your future?

At Merit Advisory Partners in Beaumont, we create custom retirement plans designed to maximize your Social Security and deliver steady, paycheck-like income.

Your golden years deserve peace of mind.

Book your free consultation today: https://meritadvisorypartners.com/

Call (409) 212-9696.

05/25/2026

The Illusion of Averages: How the market can be up while your gains stay flat

05/22/2026

50/50 Portfolio, Inheritance, Simplification

05/20/2026

The Best Investment You May Be Neglecting

We spend a lot of time talking about growing your portfolio, but one of your most valuable assets won’t show up on a statement: your social network.

Friendship, community, and connection are worth investing in—sometimes even more than your portfolio. Why? Because just as investors can suffer a bear market in stocks, people can suffer one in friendship, especially in retirement. Many people discover too late that most of their social life was tied to work.

The same behavioral biases that hurt portfolios can hurt relationships: inertia, over-concentration, neglect, and short-term thinking. Having all your social capital invested in your job is the social equivalent of investing everything in only one company.

That is why diversification matters. Build family-adjacent friendships through your children, relatives, neighbors, and community. As retirement approaches, expand your social connections outside of work. Join groups, volunteer, host, mentor and help others, becoming useful in places that expect you to come back.

Growing your social network is one of the cheapest, most durable forms of upside available. The more people who know what you’re good at, the easier it is to create opportunities, including financial ones.

Compounding works in relationships the same way it works in capital: small, steady investments over time can produce extraordinary returns.

Remember: investing in your social network is investing in yourself.

At Merit Advisory Partners, we work with you to holistically plan your financial future. Let's talk about your retirement today. Call (409) 212-9696.

05/19/2026

Retirement is a time to enjoy life, not worry about your income.

That’s why we're sharing this insightful Investopedia article on protecting your retirement income through smart strategies and budgeting.

It covers everything from account organization to insurance protections. Highly recommend giving it a read!

What’s one step you’re taking to secure your retirement? Let me know, and reach out if you’d like to review your plan or create a financial plan for your future.

, take a look:

Secure your retirement income by organizing accounts, consolidating investments, and understanding protections like FDIC and SIPC insurance.