Shodi Jacobson TWFG Insurance Services

02/23/2025

We are 100 days away from the start of hurricane season! Here is the list of storm names for this year.

02/21/2025

**update they are now saying 2:00 pm! Oh my gosh I need it ip and running.

My internet is down along with my phone lines to the office. I’ll be up and running they say by 12 today..

12/05/2024

Keep this handy!

05/13/2024

I’ve closed for the afternoon due to the weather. Stay safe from rising water and hail. I’ll be back k in the office at 9 am tomorrow

01/24/2024

Looking for Conservative Christians who want to network their small business.

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01/11/2024

January 9, 2024

HIT SHARE

Pipe busting cold will arrive this weekend into next week.

https://protectyourpipes.org/frozen-pipes

Now is the time to prepare.

PREVENT FROZEN PIPES
Set home thermostats above 55 degrees during cold weather.

Drip cold water in farthest faucet from your main valve. Moving water keeps pipes from freezing.

Find shut off valves for emergencies.

Insulate pipes in unheated areas.

Open cupboards and vanities to warm pipes.

Close inside valves that control the water supply.

Open the outside spigots to allow to drain water out.

Keep outsides valve open so water remaining in the pipe can expand without causing a break.

When freezing weather is coming, turn off water to outside spigots and drain all water from the line.

01/11/2024

PSA: HOUSE INSURANCE TIPS
The new year is knocking on our front doors..we are all looking at our budgets. At lunch today talking to a Young couple looking to buy land and build a new home. There are little unknown things that they needed to be made aware of..

I have several insurers that will not cover a home if it is on more than 5 acres. You can own more acreage it’s just the home needs to be on 5 acres or less.

A Hip roof line is cheaper to insure than a Gable roof line.

If you house is over 40 years old (built in 1984 or older ) pay attention to the suggestions to follow.

Your Property protection class code is important. This is your ‘fire’ rating. How far is the nearest fire hydrant? Fire station? PPC 5-10 makes your rates higher. Ask your agent what yours is.

How old is your roof? I replaced mine in January of 2023 it was 15 years old. I was able to save $2000 on my premium because of this! Yes the roof was expensive but in 3 years it will have paid for itself.

When was the last upgrade to your electrical system? How old is it? When was your house built? Have there been updates since then? I have had a few clients that have had to change out their breaker boxes or insurance would not continue coverage for them. Once updated the premium was reduced!

Plumbing is another issue. How old is your home? Do you have galvanized pipes? Those rot over time. Truly consider replacing pipes as you can with PEX. It matters.

Your AC units are another factor. How old are they? Are they original to the house?

Shop your insurance with other carriers to be sure you are still receiving the best coverage and premiums available to you.

ANY upgrades completed on your home you need to tell your agent. They will not know unless you tell them. Request they tell the underwriters that cover your home the upgrades have been completed. You may need to submit receipts as proof of the upgrade.

May Gods blessings be yours this 2024! Let 2024 be your year for more!

11/29/2023

The lights and internet just went out in my office. Which means no phone as well.

11/23/2023

Gather folks around your table or in your hearts but make it a blessed day!