The Saucier Team at Canopy Mortgage

The Saucier Team at Canopy Mortgage The Saucier Team at Canopy Mortgage
Helping buyers in LA + TX—clear answers, no pressure. Licensed Mortgage Loan Originator | Text “START” to (225) 819-3699

About Erron Saucier, RMLO - NMLS 271198

Erron Saucier is a Regional Manager, RMLO at Canopy Mortgage. Relationships are the foundation of his career. "Building a better experience through better tech, better prices, and better relationships" is his purpose. With over 30 years’ experience as a certified mortgage professional, Erron has extensive knowledge to customize the mortgage solution to best

fit his client's needs and secure financing for the home of their dreams. Erron manages a regional team that produced over $1 billion in loan volume. In the last three years his team produced over $544 million in volume with 2,316 families served. Erron’s personal stats for the last three years are also exceptional - $125 million with 543 families served. After earning a Bachelor of Business Administration degree in Finance from Lamar University, he began his mortgage career in Southeast Texas. Being licensed in Texas, Louisiana, Georgia, Mississippi, Alabama, Tennessee and Florida Erron has trusted clients all over the Southeast US Region. He is an expert in all loan programs, specializing in new construction, condominiums, manufactured housing, and self-employed borrowers. His success is attributed to excellent customer service skills and the drive to always place his clients' needs first. Whether a seasoned homeowner or first-time home buyer, you can rely on Erron to guide you through the transaction with personable and professional service. Erron currently resides in Louisiana with his wife Erika and alternates time at his second home in Texas. He loves spending time with his children and granddaughters. When he’s not working, you can find Erron taking a boat ride, flying his plane, or at a Saints or LSU Football game. Erron Saucier
Mortgage Loan Originator 271198
Canopy Mortgage LLC NMLS 1359687
www.nmlsconsumeraccess.org
1124 S. Burnside Suite 200A, Gonzales, LA 70737 - 225-819-3699
4347 Phelan Blvd. Suite 103, Beaumont, TX 77707 - 409-899-5100

Equal Housing Lender - Canopy Mortgage provides financing to all persons regardless of race, color, religion, sex, handicap, familial status, national origin or sexual preference. All loans subject to credit and property approval. State Licenses Page: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Every September the insurance headlines get loud, and every September people quietly decide this isn't their year.Here's...
09/12/2026

Every September the insurance headlines get loud, and every September people quietly decide this isn't their year.

Here's what those headlines don't tell you: a statewide average has almost nothing to do with what your specific house will cost.

Four things move your number, and it's worth knowing which is which.

Two of them you can't do anything about. The flood zone your address sits in, and the elevation of the property. Both are set before you ever walk through the door, and no amount of shopping changes them.

The other two you have real say over. Roof age and condition matter enormously — a roof near the end of its life will either show up in your premium or keep you from getting covered at all, and that's worth knowing before you write an offer. And carriers price the same house differently, sometimes by a lot. One quote isn't a market.

The move is simple: get an actual quote early. Not an estimate. Not a guess from a mortgage calculator. A real quote, before you're emotionally attached to a house.

The buyers who get hurt aren't the ones who accounted for insurance. They're the ones who found out about it three days before closing.

Under contract, or getting close? Send us a message and we'll get your real number early.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

The national headlines say one thing about buying right now. The actual Greater Baton Rouge numbers say something differ...
09/10/2026

The national headlines say one thing about buying right now. The actual Greater Baton Rouge numbers say something different.

Headlines love doom. But locally, the median list price around Baton Rouge has been hovering in the mid-$270s and is actually down a touch from a year ago.

Translation: there's more room to negotiate than most people think, and the buyers sitting on the sidelines are leaving leverage on the table. Sellers covering closing costs and buying down rates is happening right now in our market.

If the news has you thinking it's a hopeless time to buy here, the local numbers tell a more interesting story.

Want a read on your specific neighborhood? Comment your area.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

Zero down isn't a gimmick out here. It's a real loan, and we close them all the time.A lot of Ascension and Livingston i...
09/04/2026

Zero down isn't a gimmick out here. It's a real loan, and we close them all the time.

A lot of Ascension and Livingston is USDA-eligible, which means a true no-down-payment loan for buyers who qualify. People hear "rural" and picture way out in the country, but plenty of neighborhoods around here make the map. Competitive rates, no down payment, built for exactly this part of Louisiana. And, it's one of the loan types we close most often.

If you've been grinding to save a down payment, you might not need one at all. Let us check your address.

Comment the town you're looking in and we'll tell you if it's USDA-eligible.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

I'll let my clients do the talking on this one.What my team and I care about most isn't the loan, it's how it feels to g...
09/02/2026

I'll let my clients do the talking on this one.

What my team and I care about most isn't the loan, it's how it feels to get one. Clear next steps, no surprises, and people who actually pick up the phone. So when folks take the time to leave words like these, it means everything to us.

Thanks to the team and everyone involved. And if you've been putting off a home-buying conversation because you're dreading the process, swipe through and see what it can feel like instead.

Thinking about buying, building, or refinancing around Gonzales or Ascension? Send us a message. We'd love to make your story the next one.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

You don't need a perfect interest rate to buy your first rental. You need the right numbers and the right team.This is t...
09/01/2026

You don't need a perfect interest rate to buy your first rental. You need the right numbers and the right team.

This is the conversation we don't have on here enough. You don't buy a rental because rates are low, you buy it because the rent covers the note and then some.

We've helped folks around Greater Baton Rouge pick up that first investment property while everyone else sat frozen waiting on the market.

The math isn't complicated: rent comes in, expenses go out, what's left is yours. If a rental's been on your mind, the rate isn't what's standing in your way — the plan is.
Comment INVESTOR and we'll talk through the numbers on your situation.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

Football season's back. Which around here means a full house, somebody on the grill, and a few people quietly wishing th...
08/29/2026

Football season's back. Which around here means a full house, somebody on the grill, and a few people quietly wishing they had a bigger place to host.

There's nothing like a Louisiana fall. Game day, the whole crew over, the smell of something cooking. It's the time of year that reminds a lot of people why they want a place that's truly theirs. We're not about to turn a football post into a sales pitch. But, if this season's got you daydreaming about a bigger backyard or a real spot to host, we're around whenever you want to talk.

For now: who are you rooting for this weekend?

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

Here's something a lot of first-time buyers don't realize: your down payment doesn't have to come out of your own saving...
08/27/2026

Here's something a lot of first-time buyers don't realize: your down payment doesn't have to come out of your own savings.

Money from family, a gift from parents, grandparents, sometimes others; can help cover your down payment on both FHA and conventional loans. There's a simple gift letter involved and a few rules we'll walk you through, but it's far more common than people think. We see it all the time around Gonzales and Ascension.

So if the only thing standing between you and a home is the cash to get started, you might have more options than you realized. Worth a five-minute conversation before you count yourself out.

Curious whether this could work for your situation? Comment GIFT or send us a message and we'll walk you through it.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

There's a piece of your mortgage payment that nobody explains until it surprises you. In August and in Louisiana, it mat...
08/26/2026

There's a piece of your mortgage payment that nobody explains until it surprises you. In August and in Louisiana, it matters more than usual.

It's your escrow. The part of your monthly payment that covers homeowners insurance and, for a lot of homes here, flood insurance. In hurricane season especially, insurance costs can swing what you actually pay each month, and buyers who didn't plan for it get caught off guard.

We build this into your numbers up front, so the payment we quote you is the payment you actually live with, not a surprise after closing. If you're shopping right now, ask us to show you the real all-in payment, escrow included.

Want your true all-in monthly payment? Send us a message.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

I'll be honest with everyone, early in my career, I used to think you needed 20% down to buy a house.Then I started doin...
08/25/2026

I'll be honest with everyone, early in my career, I used to think you needed 20% down to buy a house.

Then I started doing this for a living, and I saw how many good people were sitting on the sidelines for no real reason. Between down payment assistance, FHA, USDA, and a few other options, plenty of people around Gonzales, Prairieville, and Ascension; are buying with far less than they think. Some with very little down at all.

The biggest thing standing between you and your front door isn't money. It's not knowing where you actually stand.

If you've ever wondered "could I even buy right now?" — comment WHERE or send us a message. My team and I will give you a straight answer, no pressure and no hard credit pull to start.

Erron Saucier | NMLS #271198 · Canopy Mortgage, LLC | NMLS #1359687 · Equal Housing Lender. Not a commitment to lend; All loans subject to credit and property approval.

07/31/2026

I get this question all the time: "Erron, should I wait until rates come down?" 🤔

And my answer is usually another question: Are you financially ready today?

Because here's the truth: there's rarely a "perfect" time to buy a home. 🏡

Interest rates change. Home prices change. The market changes. But if your finances are in good shape, you've saved for your down payment, and homeownership fits your goals, waiting for perfect conditions may not always be the best strategy.

Everyone's situation is different, and that's why I think it's important to look at your numbers and your goals.

If you're wondering whether now is the right time to buy a home, let's talk. There may be more options available than you realize. 👊

_____
Equal Housing Lender | NMLS 271198 | CanopyMortgage Co. NMLS 1359687 | nmlsconsumeraccess.org | Rates & Terms subject to approval

Address

1124 S Burnside Avenue, Suite 200 A
Beaumont, TX
70737

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+14098995100

Website

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