01/19/2026
🚨 Bought a home within the last 3–4 years? Don’t scroll. 🚨
If you purchased during higher interest rates, chances are you closed with the plan to refinance when rates came back down — and that time may be closer than you think.
We’ve already seen rates start to trend downward over the last couple of months, and with recent government announcements, many experts are anticipating even more relief ahead. That makes now a great time to review your options and see what refinancing could do for you.
✨ What refinancing could mean for you:
✔️ A lower interest rate
✔️ A lower monthly payment
✔️ Potential long-term savings
If you’re anywhere in Texas, I’d love to run the numbers for you and show you where your rate stands today and how much you could potentially save each month.
📋 Getting ready? Here’s what to start gathering:
• Most recent 2 years of W-2s (or full tax returns if self-employed)
• Most recent 30 days of pay stubs
• Most recent 2 months of bank statements
• Copy of your driver’s license
📞 Ready to talk it through?
Call or text me at 409-951-9894 to discuss your current rate and your refinancing goals.
💻 Or start the process here:
👉 https://www.newamericanfunding.com/lps/prequal/?src=41287533&log=D15334BF-6CD3-485B-960C-AD7D10FC54B1
Helping homeowners save money and feel confident in their mortgage is my passion. I’d love the opportunity to help bring you some relief on that monthly payment.
— Kristen Frye
NMLS 2327718
