Garnett Investment Strategies

09/03/2026

A Roth conversion is the process of moving assets from a traditional IRA into a Roth IRA. While the converted amount may be taxable in the year of the conversion, qualified Roth IRA distributions may be tax-free under applicable rules.

For the right person and the right circumstances, a Roth conversion can be a valuable part of retirement planning—offering greater tax flexibility, potential tax-free growth, and more control over future retirement-income decisions.

The key is thoughtful planning. A conversion can affect your current tax picture, retirement strategy, and long-term goals, so it should be evaluated carefully rather than treated as a one-size-fits-all solution.

At Garnett Investment Strategies, the local fiduciary team in Beatrice works with you to evaluate whether a Roth conversion fits your broader financial plan. We focus on education, personalized guidance, and decisions designed around your goals.

Let’s start a conversation about your retirement strategy.

09/02/2026

Inflation headlines often mention CPI, PPI, and PCE—but each measure tells a different story about how prices are moving across the economy.

Understanding these indicators can provide helpful context for market conditions, purchasing power, and long-term financial decisions. Swipe through for a closer look at what each one measures and why it matters.

At Garnett Investment Strategies, we help individuals, families, businesses, and nonprofit organizations in Beatrice and throughout Nebraska keep their financial plans focused on their long-term goals. If you have questions about inflation, market changes, or your investment strategy, contact our team to start a conversation.

09/01/2026

💰 Taking money from your IRA could affect how much of your Social Security is taxable.

Before you make a withdrawal, know how the two can interact.

👉 Read our latest blog to learn more.

A new vehicle, a major home repair, a family expense or a long-planned vacation can sometimes require more cash than your normal monthly retirement income provides. If you take an extra withdrawal...

08/28/2026

WHOA—did we almost let National Dog Day get by without a celebration? 🐾

At Garnett Investment Strategies, we couldn’t pass up the chance to recognize the four-legged friends who bring so much joy to our days. From wagging tails to puppy-dog eyes, our office visitors always know exactly where to find the fun—and the treats!

Here’s to the loyal companions who keep us smiling, remind us to take a break, and make every day a little brighter. Give your favorite furry friend an extra belly rub from all of us!

08/25/2026

Can you really retire on $100 a day in Nebraska? 🤔

For many retirees, the answer may be more realistic than you think—but it depends on where your money goes.

Our latest blog breaks down a realistic 2026 retirement budget in Nebraska, including everyday expenses, housing, healthcare, and the lifestyle choices that can make $100 a day stretch further.

👉 Read the full article:

08/20/2026

Retirement planning isn’t just about choosing when to stop working—it’s about understanding the ages that can affect your income, healthcare, and taxes along the way.

Social Security, Medicare, and Required Minimum Distributions (RMDs) each come with important milestones that can have a significant impact on your retirement strategy.

Our latest blog breaks down these key ages and what they could mean for your retirement plan.

Retirement planning can feel like a collection of birthdays: 59½, 62, 65, 70, 73. Each age comes with a different rule, deadline or opportunity. The real challenge is that those milestones do not...

08/11/2026

As summer winds down, parents are getting ready for the new routines and the chaos of a new school year. Here is a little about what helps my family.

The start of school is a time filled with so many emotions. It means the end of summer, but it also brings the excitement of a new classroom, grade, or school. It is a time to see friends again and...

08/04/2026

Who you choose to manage your wealth matters.

Working with an independent financial advisor can mean advice that's built around your goals—not limited by proprietary products or sales incentives. Independence gives advisors the flexibility to recommend strategies and investments based on what's best for you.

Our latest blog explains the key differences between independent advisors and broker-dealers, so you can make a more informed decision about your financial future.

Read more:

"Aren't All Financial Advisors Basically the Same?"It's one of the most common assumptions we hear from prospective clients here in Nebraska — and it's an understandable one. Walk into most...

07/31/2026

Some offices have Casual Friday. At Garnett Investment Strategies, we celebrated Four-Legged Friday! 🐾

We were thrilled to have Miss Finley spend her morning with us and bring a little extra joy to the office. Her enthusiasm was contagious—and she may have earned a few new fans along the way!

Happy Friday from our team (and our favorite furry visitor)!

07/28/2026

When my family decided to welcome Finley, our Bernedoodle, into our home, it was a decision made with plenty of heart—and thoughtful planning. 🐾

As a mom of three daughters and a business owner and financial advisor, I know that life’s most meaningful choices often come with practical considerations, too. From food and grooming to training, vet care, and unexpected needs, a pet is a wonderful addition to the family—and a real commitment.

Finley has brought so much joy, companionship, and responsibility to our home. Our experience has been a great reminder that planning ahead can help make room for the moments that matter most.

Read my full blog for thoughtful tips to consider before bringing home a four-legged family member.
Visit our website www.garnettinvestments.com, to learn more!

https://www.garnettinvestments.com/blogs/weighing-the-financial-realities-of-pet-ownership-for-your-family

As both a mom of three girls and a co-owner and financial advisor at Garnett Investment Strategies, I’ve learned that some of life’s most meaningful choices sit at the intersection of heart and...