Charles Elswick - Mortgage Advisor

Charles Elswick - Mortgage Advisor Helping You Achieve Homeownership. Personal NMLS #1696764
Lower LLC DBA Oxford Home Lending
Company NMLS #1124061

Charles Elswick
RMLO | NMLS # 1696764
Cell # 419-202-3447
[email protected]

Oxford Home Lending DBA Lower LLC
NMLS #1124061
3690 Orange Place Suite #210
Beachwood Oh 44122
Branch NMLS # 2516323

Licensed - CA, FL , GA #1696764, MI, NC -225790, OH .057252.001, PA, TN - , VA # MLO37141VA, WA

Licensed by The Department of Financial Protection And Innovation under the Cal

ifornia Residential Mortgage Lending Act | Georgia Residential Mortgage License

lower.com/legal/california-privacy-policy
www.nmlsconsumeraccess.org

5.0 star review received on Experience.com for Charles Elswick by Jonathan T R - So many scams out there, you do not kno...
08/13/2026

5.0 star review received on Experience.com for Charles Elswick by Jonathan T R - So many scams out there, you do not know who you can trust today. Charles understood that and explained EVERYTHING step by step. Was very patient when we were hesitant. Charles made the process so easy that it almost seemed too good to be true. It wasn't he helped us with our financial burden and has allowed us to utilize our equity for our benefit. Thank you again!!

Click to see all 38 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Jacob T - Charles is QUICK and very knowledgeable in a...
08/04/2026

5.0 star review received on Experience.com for Charles Elswick by Jacob T - Charles is QUICK and very knowledgeable in all things buying and selling homes. No questions went unanswered, and he helped us every step of the way.

Click to see all 36 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Mary E R - Charles was very patient with any issues th...
08/04/2026

5.0 star review received on Experience.com for Charles Elswick by Mary E R - Charles was very patient with any issues that we came across. When an issue did arise, he was right on it to find a solution. He made the process as easy as he could and explained exactly what was going to happen each step of the way. We will absolutely refer any and all of our friends to this process!

Click to see all 36 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Heather T - CJ was always on top of everything. ...
08/01/2026

5.0 star review received on Experience.com for Charles Elswick by Heather T - CJ was always on top of everything. Kept us in the loop of what we needed to do and offered suggestions of who to use for various services. He's been nothing but professional and very knowledgeable throughout this entire process

Click to see all 34 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Marisol B - Charles Elswick made purchasing my first h...
07/20/2026

5.0 star review received on Experience.com for Charles Elswick by Marisol B - Charles Elswick made purchasing my first home a memorable and easy experience. Charles was very informative and well as patient with me as he walked me through every step. He took the time to ease my fears and answer every single question no matter how big or small. He was able to envision my dreams for achieving closing on our dream home. Charles goes above and beyond the standard of customer care. He values your needs and makes it happen. Thank you from the bottom of our hearts.

Click to see all 33 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Zachary T H - Charles provided an exceptional lending ...
05/22/2026

5.0 star review received on Experience.com for Charles Elswick by Zachary T H - Charles provided an exceptional lending experience throughout the entire home buying process. He remained highly responsive, transparent, and accessible from pre-approval through closing, consistently answering questions quickly and helping navigate unexpected changes without creating unnecessary stress. Even when additional underwriting updates and closing adjustments occurred, he stayed engaged, solution-focused, and ensured communication remained clear and timely. His professionalism, availability, and willingness to help troubleshoot made a complex process feel manageable and gave us confidence at each stage. We truly appreciated the level of effort and support provided and would gladly recommend him to others.

Click to see all 32 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Jamie F M - I am writing to express my sincere gratitu...
05/19/2026

5.0 star review received on Experience.com for Charles Elswick by Jamie F M - I am writing to express my sincere gratitude for the exceptional service our family received throughout this process. We were treated with the utmost respect and care, and we truly appreciate the professional standard held by your establishment.
In particular, I want to thank you for working with us for over a year to help us establish good standing and reach this significant milestone. Your guidance has been instrumental in helping our family get as close as possible to being completely debt-free. The dedication and support your team provided made the experience seamless, even through challenging times, and has allowed us to look forward to much brighter days ahead.
Thank you again for everything that you and your team have done for us.

Click to see all 30 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Casiera R - CJ is AMAZING!!
04/24/2026

5.0 star review received on Experience.com for Charles Elswick by Casiera R - CJ is AMAZING!!

Click to see all 29 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Desiree W - Great one on one care and customer service
04/13/2026

5.0 star review received on Experience.com for Charles Elswick by Desiree W - Great one on one care and customer service

Click to see all 28 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

5.0 star review received on Experience.com for Charles Elswick by Andrew P - Charles made himself easy to get a ho...
04/06/2026

5.0 star review received on Experience.com for Charles Elswick by Andrew P - Charles made himself easy to get a hold of, answered our questions promptly and in a way we could always understand, and made sure we were comfortable and well informed throughout each stage in this process.

Click to see all 27 reviews of Charles Elswick, VP of Lending | NMLS # 1696764

Address

3690 Orange Place Suite #210
Beachwood, OH
44122

Telephone

+14192023447

Website

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