Total Home Lending - Bay City

Come see the mortgage lending experts at Academy Mortgage! Preparing to buy a new house is serious business. In fact, it may be the largest single purchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why our clients come to us. Academy Mortgage is a big company with a small-town feel. We’re not just a faceless website address, we’re a local lender with a brick-and-mortar building and live employees. As our client, you can come in anytime to talk to us about your home loan options or mortgage refinancing. We can help educate you about your options to get you ready for homeownership and even explore down payment assistance options that may be available to you. Whether you’re wondering if mortgage refinancing could save you money or trying to find a great loan option for your first new home, come talk to the professional team at Academy Mortgage Bay City. Our business model allows us to close loans as quickly as possible. That’s because we do everything in-house. From processing and underwriting to closing and funding — it’s all done here locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Plus, your Academy Mortgage Loan Officer will get you set up with their mobile app which you can use as a trusted mortgage calculator and document scanner. We make it easier than ever to keep track of your mortgage through the entire application process – you’ll never be in the dark about your loan status. Your Home Loan Options

Many factors can affect the type of home loan that is right for you. Our mortgage lenders take the time to fully review your credit and ask important questions about your specific situation. We work with you to achieve your homeownership goals. Whether you are a first-time home buyer or a current homeowner looking to refinance – Academy can help. Offering Conventional, USDA, FHA, VA, and down payment assistance loan products, our lending experts will help you find the ideal mortgage solution for you. Make an appointment today to come into Academy Mortgage Bay City, Michigan and experience the Academy difference.