Total Home Lending - Bay City

Total Home Lending - Bay City Total Home Lending | A Division of Staunton Financial Inc. NMLS #140012 Your Neighborhood Lender

Shopping for a home in Bay City, Michigan?

Come see the mortgage lending experts at Academy Mortgage! Preparing to buy a new house is serious business. In fact, it may be the largest single purchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why our clients come to us. Academy Mortgage is a big company with a small-town feel. We’re not just a faceless website address, we’re a local lender with a br

ick-and-mortar building and live employees. As our client, you can come in anytime to talk to us about your home loan options or mortgage refinancing. We can help educate you about your options to get you ready for homeownership and even explore down payment assistance options that may be available to you. Whether you’re wondering if mortgage refinancing could save you money or trying to find a great loan option for your first new home, come talk to the professional team at Academy Mortgage Bay City. Our business model allows us to close loans as quickly as possible. That’s because we do everything in-house. From processing and underwriting to closing and funding — it’s all done here locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Plus, your Academy Mortgage Loan Officer will get you set up with their mobile app which you can use as a trusted mortgage calculator and document scanner. We make it easier than ever to keep track of your mortgage through the entire application process – you’ll never be in the dark about your loan status. Your Home Loan Options

Many factors can affect the type of home loan that is right for you. Our mortgage lenders take the time to fully review your credit and ask important questions about your specific situation. We work with you to achieve your homeownership goals. Whether you are a first-time home buyer or a current homeowner looking to refinance – Academy can help. Offering Conventional, USDA, FHA, VA, and down payment assistance loan products, our lending experts will help you find the ideal mortgage solution for you. Make an appointment today to come into Academy Mortgage Bay City, Michigan and experience the Academy difference.

The 8th month of 2026 is over and a new month begins😍 Thank you SO much to all of the wonderful customers for another aw...
09/02/2026

The 8th month of 2026 is over and a new month begins😍 Thank you SO much to all of the wonderful customers for another awesome month of closings🙏 At Total Home Lending, we know there's nothing better than home. It was an absolute privilege to get you into yours🏠💗 If you or someone you know is interested in buying a home, refinancing, or just needs to know where to begin the process of homeownership, any of our team would be happy to be of assistance🤝

Starting another beautiful week off the right way with a handful of closings😍🙌 Congratulations to all these new homeowne...
08/31/2026

Starting another beautiful week off the right way with a handful of closings😍🙌 Congratulations to all these new homeowners and enjoy all the benefits of homeownership🏡🌟

08/31/2026

Buying your first home is an incredible milestone, but the road to getting there can sometimes feel a bit bumpy. Between credit scores, down payments, and endless paperwork, it’s easy to feel overwhelmed by the journey.

That is exactly where we come in. We are here to clear the debris, smooth out the bumps, and lay down a clear, stress-free path straight to your front door. From your very first pre-approval to the day you get your keys, our expert loan officers handle the heavy lifting so you can focus on the excitement of homeownership.

Ready to take your first step down the path to homeownership? Let's connect and build your roadmap today! 989.671.2701

Congratulations to Sheila's clients, Skyler & Kaiden, for closing on their FHA loan today! Thank you for trusting us to ...
08/28/2026

Congratulations to Sheila's clients, Skyler & Kaiden, for closing on their FHA loan today! Thank you for trusting us to assist you in your homeownership journey🏡💖

Congratulations to Stephanie's client, Michael, for closing on his home loan today! Thank you for trusting our team at T...
08/27/2026

Congratulations to Stephanie's client, Michael, for closing on his home loan today! Thank you for trusting our team at Total Home Lending🏡😊

Congratulations to Sheila and Danette's clients for closing on their home loans today! Thank you for trusting us to assi...
08/26/2026

Congratulations to Sheila and Danette's clients for closing on their home loans today! Thank you for trusting us to assist you in your homeownership journey💗🙌

We had a FANTASTIC turnout this year for our School Supply Drive🙌 Thank you so much to every single person who took the ...
08/26/2026

We had a FANTASTIC turnout this year for our School Supply Drive🙌 Thank you so much to every single person who took the time to purchase supplies and donate! Your contribution matters and is going to make a difference to MANY deserving students💗🏫🙏

Congratulations to Mark's client, Zachary, for closing on his home loan today! We value your business and your confidenc...
08/21/2026

Congratulations to Mark's client, Zachary, for closing on his home loan today! We value your business and your confidence in us🏡

Address

1901 S Euclid Avenue
Bay City, MI
48706

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19896712701

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