Valley United Insurance Agency

06/03/2026

Summer sunshine is here, but did you know that some common medications can make your skin more sensitive to the sun?

Certain antibiotics and other medications may increase your risk of sunburn and skin damage, making sun protection even more important. Before heading outdoors, take a few minutes to learn how your medications could affect your skin and what steps you can take to stay safe.

Read the article to learn more about protecting yourself this summer. ☀️🧴

Many common medications can make your skin more sensitive to sunlight: Over-the-counter drugs like ibuprofen and prescription medications like birth control and antibiotics are on the list of medicines that can increase your skin’s photosensitivity.

06/01/2026

At Valley United Insurance, we know great customer service starts with people who genuinely care — and that’s exactly what you’ll find with Amber Shook. 💙

As a valued member of our Individual & Medicare team, Amber is known for her honesty, compassion, and dedication to helping clients navigate their insurance needs with confidence. Whether she’s answering questions, resolving issues, or helping clients better understand their coverage, she always goes the extra mile to make people feel supported.

Outside the office, Amber enjoys spending time with her son, volunteering in the community, and making memories with family. We’re proud to have her on the Valley United team!

05/29/2026

Looking into ACA health insurance options? An HSA-eligible plan could help you save money while giving you more flexibility and control over healthcare expenses.

Many ACA Bronze and High Deductible Health Plans qualify for Health Savings Accounts (HSAs), allowing you to use pre-tax dollars for qualified medical expenses while potentially lowering your taxable income.

At Valley United Insurance, we help individuals and families compare ACA plan options, understand deductibles and out-of-pocket costs, and find coverage that fits their doctors, prescriptions, and budget.

If you have questions about ACA coverage or whether an HSA-qualified plan is right for you, our team is here to help.

05/28/2026

Great news this morning for many Michigan families and employers. Blue Cross Blue Shield of Michigan and Michigan Medicine have officially reached a long-term agreement that will keep Michigan Medicine providers and facilities in-network for Blue Cross members across the state.

At Valley United Insurance, we understand the importance of provider access and network stability when selecting health coverage for yourself, your family, or your employees. Situations like this serve as a reminder of why having a knowledgeable local agency to guide you through changes in the healthcare landscape is crucial.

Commitment • Community • Customer Service

05/27/2026

Talking about mental health with family isn’t always easy, but those conversations can make a meaningful difference. In this episode, Chuck Gaidica and Dr. Amy Milewski discuss why mental health conversations matter and share helpful tools to make discussing these topics with loved ones a little easier.

Check out the episode below for insights and tips that can help foster stronger, more open conversations!

How To Talk About Mental Health With Family05.14.2026 | 1 min readPodcast00:0000:00Listen onAbout the ShowMental health struggles are not only difficult to deal with, but they can also be challenging to talk about. On this episode, Chuck Gaidica is joined by Dr. Amy Milewski, Vice President of Clini...

05/26/2026

We want to thank the Saginaw County Chamber of Commerce for hosting Chamber 101 this morning and providing such a great opportunity to learn more about the many ways the Chamber supports local businesses and our community.

We were proud to have our very own Arick McCoy in attendance, representing Valley United Insurance and continuing to build connections throughout the Great Lakes Bay Region.

For those unfamiliar, Chamber 101 helps local businesses better understand everything the Chamber does, from business advocacy and networking opportunities to community engagement, economic development, educational resources, and helping local businesses grow through collaboration.

We appreciate the opportunity to be involved and look forward to continuing to support and connect with fellow local businesses throughout Mid Michigan!

05/25/2026

Our office is closed today May 25th, in observance of Memorial Day. 🇺🇸

We will resume normal business hours tomorrow and are looking forward to servicing you then!

Thank you to all the men and women who have served and continue to serve! ❤️🤍💙

05/22/2026

If your employer-sponsored health insurance includes Blue Cross Blue Shield of Michigan, you may have seen recent news regarding contract negotiations between Michigan Medicine and Blue Cross Blue Shield of Michigan. If an agreement is not reached, some group health plans could experience changes to in-network access beginning July 1, 2026.

Situations like this highlight the importance of understanding your health coverage, including provider networks, out-of-pocket costs, and available plan options.

At Valley United Insurance, our Group Health team is here to help employers and employees navigate these changes with confidence. If you have questions about your coverage, network access, or renewal options, we’re here to help.

Health insurance can be confusing, but you do not have to navigate it alone.

Read more about the negotiations here:
https://www.mlive.com/news/ann-arbor/2026/03/blue-cross-michigan-medicine-contract-dispute-could-affect-thousands-of-patients.html

05/20/2026

Stress is something we all experience from time to time, but when stress continues for an extended period without relief, it can begin to impact your physical and emotional well-being and potentially lead to burnout. Recognizing the difference between everyday stress and burnout is important, as the signs and symptoms can sometimes be easy to overlook in our busy lives.

Take a few minutes to read this article and learn more about stress vs. burnout, common symptoms to watch for, and practical tips that can help support recovery and overall wellness!

While stress is normal, stress in a prolonged period can lead to burnout. Here is a look at stress vs. burnout, the symptoms of each and how to recover from burnout.

05/18/2026

At Valley United Insurance, we believe the heart of our agency is the people who serve our clients every single day, and we will be celebrating them with Employee Spotlights!

First up is Madison Zehnder. Madison is an Administrative Assistant who brings compassion, patience, and positivity to every interaction. She is passionate about helping clients feel confident and comfortable when navigating their healthcare coverage options, and she takes pride in being a trusted resource for the individuals and families we serve.

Known for her empathy-driven approach, Madison works hard to make insurance feel less stressful and more personal for every client who walks through our doors. Whether she’s helping answer questions, guiding someone through their options, or simply offering a friendly smile, Madison is always focused on putting people first.

Outside of the office, Madison enjoys spending time with her family, volunteering in the community, and making memories with her daughter and stepson.

We’re incredibly grateful to have her as part of the Valley United team! 💙

Help us show Madison some love in the comments!