John Sursely - Total Home Lending

John Sursely - Total Home Lending Enjoy a full service lending experience with a variety of program options! I'm available and happy to help. Come see John Sursely at Academy Mortgage!

John Sursely NMLS # 162784
[email protected]
Senior Loan Officer
989-239-6931 Your Neighborhood Lender



Shopping for a home in Bay City, Michigan? He has been in the mortgage industry for over 23 years helping people like you obtain their goal of sustainable homeownership. Preparing to buy a new house is serious business. In fact, it may be the largest single purchase you’ll ever make.

As such, you want a great mortgage loan for your situation. That’s why clients choose Academy Mortgage. Academy Mortgage is a big company with a small-town feel. When you work with John Sursely, you can come in anytime to talk to him about your home loan choices or mortgage refinancing. He can help educate you about your options to get you ready for homeownership. Whether you’re wondering if mortgage refinancing could save you money or trying to find the ideal loan option for your first new home, come talk to John Sursely and the professional team at Bay City, Michigan. Academy’s business model allows Loan Officers to close loans as quickly as possible. That’s because everything is done in-house. From processing and underwriting to closing and funding — it’s all done locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Your Home Loan Options



Many factors can affect the type of home loan that is right for you. John Sursely will take the time to fully review your credit and ask important questions about your specific situations. He can help you come up with a game plan to get you ready for homeownership. Whether you are looking to refinance your current mortgage, or purchase your first home, make an appointment today to come see John Sursely. Let their professional team help you find your ideal mortgage solution and experience the Academy difference. John Sursely offers Conventional, FHA, VA, USDA, MSHDA, or down payment assistance loans servicing the Tri-City area and beyond including, Midland, Arenac, Tuscola, Saginaw, Huron, Genesee, Gladwin, Lapeer, and Gratiot.

Huge congratulations to both of my clients who officially closed on their FHA loans today! Thank you for choosing me and...
09/03/2026

Huge congratulations to both of my clients who officially closed on their FHA loans today! Thank you for choosing me and trusting me to guide you through your homeownership journey. It was an absolute honor helping you secure your new homes🏡😀

08/31/2026
Congratulations to my client, Riley, for closing on his FHA loan! Thank you for trusting me to assist you in financing y...
08/13/2026

Congratulations to my client, Riley, for closing on his FHA loan! Thank you for trusting me to assist you in financing your new home🏠😁

08/05/2026

A record month at Total Home Lending! 🎉

In 54 years of helping people finance their homes, we've never closed this many purchases in a single month.

Programs for every borrower. Communication that keeps you informed every step. And a team that lives and works in the same communities we serve. Over 57% of our purchase closings this month were first-time homebuyers, proof that when you make homeownership approachable, people show up ready to buy.

Thank you to our loan officers, referral partners, and clients for trusting us with one of life's biggest milestones.

07/24/2026
Congratulations to Philip for closing on his VA loan🏠🫡
07/20/2026

Congratulations to Philip for closing on his VA loan🏠🫡

07/14/2026
06/25/2026

🏠 You find the perfect kitchen. The backyard of your dreams. The neighborhood you already see your family growing in. You fall in love—only to find out it is just outside your financial reach.😢

As a loan officer, breaking that news is the hardest part of my job. I never want to see your excitement turn into disappointment.💔

That is why a solid pre-approval is your very first step. It is not just a piece of paper; it is your financial superpower. It gives you the confidence to shop exactly in your price range and shows sellers you are a serious buyer🤩

Your dream of homeownership is beautiful, and I want to help you protect it from the very start.✨

Whenever you are ready to begin your homeownership journey, we are here to walk with you every step of the way. Give us a call or visit our website to begin your homeownership journey!🛣️

Address

1901 S Euclid Avenue Ste 6
Bay City, MI
48706

Alerts

Be the first to know and let us send you an email when John Sursely - Total Home Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to John Sursely - Total Home Lending:

Shortcuts

Share

Category