Sheila Schmidt - Total Home Lending

Sheila Schmidt - Total Home Lending Making home ownership dreams a reality with a wide range of mortgage products.

Cheers to National Homeownership Month 🏠🎉 — and to everyone who made the leap into a home of their own this year. It is ...
06/02/2026

Cheers to National Homeownership Month 🏠🎉 — and to everyone who made the leap into a home of their own this year. It is one of the biggest steps you can take, and we are proud to be part of the journey. 🔑

06/01/2026

June is National Homeownership Month! The keys to a new home open more than a door. They unlock opportunity, build wealth, strengthen community, and offer owners the freedom to create the life they envision. Happy Homeowning! Total Home Lending is an Equal Housing Lender.

CHECK OUT THIS NEW LISTING😍-Contact me for your pre-approval📝-Listing provided by: Donna McDaniel💗Want to see more of th...
05/27/2026

CHECK OUT THIS NEW LISTING😍
-Contact me for your pre-approval📝
-Listing provided by: Donna McDaniel💗
Want to see more of this home? Check out all of the pictures using the link below🫣🏠🖼️
https://openhouse.propertypath.com/properties/442722

Today we pause to remember and honor those who gave everything in service to our country. Forever grateful. 🙏❤️
05/25/2026

Today we pause to remember and honor those who gave everything in service to our country. Forever grateful. 🙏❤️

This month, we honor and remember the courageous service members who sacrificed everything for our freedom as Memorial D...
05/25/2026

This month, we honor and remember the courageous service members who sacrificed everything for our freedom as Memorial Day approaches. 🎖️

If you or someone you care about has served in the U.S. military, one of the most powerful benefits available is the VA home loan. Here's why it's such an exceptional program:

🏠 No down payment required.
🛡️ No private mortgage insurance (PMI).
📉 Competitive interest rates.
✅ Flexible qualifying guidelines.

If you're a veteran, active-duty service member, or surviving spouse and haven't explored this benefit, we'd love to guide you through it. Thank you to all who served and to the families who support them. 💙 Contact us to learn more about VA loans and how to get started.

Thank you so much Nick!!
05/21/2026

Thank you so much Nick!!

05/18/2026

OPEN HOUSE Wednesday, May 20 | 5:30–7PM 🌊

Waterfront living on the Kawkawlin River! 🚤

This 3 bed, 2 bath home in Bangor Township sits on 1.37 acres with direct river access perfect for kayaking, fishing & boat rides.

✨ Updated kitchen with granite countertops
🔥 Two fireplaces
🧼 First floor laundry
🌅 Spacious deck + waterfront bonfire pit
🚗 2.5 car garage with extra storage space

Come enjoy the views and see everything this riverfront property has to offer! 🏡

Is it better to rent or buy? It depends — but let's examine what you might be missing by renting: 🤔💸 When you rent, your...
05/18/2026

Is it better to rent or buy? It depends — but let's examine what you might be missing by renting: 🤔

💸 When you rent, your monthly payment builds your landlord's equity — not yours.
🏠 When you own, every mortgage payment is an investment in your future.
📈 Historically, home values have appreciated over time.
🧾 Homeowners may qualify for mortgage interest deductions.
🔧 You have the freedom to update, renovate, and personalize your space.

Of course, buying isn't suitable for every situation — timing, finances, and goals all play a role. But if you've been contemplating, it's worth having a candid conversation about what's possible for you. 💬 Let's calculate the numbers together. Contact us today to see what you might qualify for! 👐

05/11/2026

🏠 OPEN HOUSE EVENT | Effortless Living in Auburn 🏠

Join us this Thursday and Friday to tour this beautifully maintained, move-in ready 2-bedroom, 2-bath condo! If you’ve been searching for a low-maintenance lifestyle without sacrificing space or comfort, this is the one.

Why You’ll Love It:
✨ Airy & Bright: Spacious living room with stunning vaulted ceilings.
🛌 Primary Suite: Features a private bath and a large walk-in closet.
🧺 Convenience: Essential first-floor laundry and a 2-car attached garage.
🌳 Outdoor Living: A mostly covered patio perfect for morning coffee or evening relaxation.
📦 Bonus Space: A full basement with an egress window offers massive storage or future finishing potential.

Major Updates for Peace of Mind:
Forget the "to-do" list! This home is mechanically sound with:
▪New Roof (2022)
▪Furnace & Water Heater (2023)
▪Central A/C (2025)

📍 View Listing: https://arhousebay.com/properties/428-willow-bend-street-auburn-mi-48611-50202845

Address

1901 S Euclid Avenue
Bay City, MI
48706

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