Secure Assets Insurance Agency, LLC -Specializing in Medicare Plans

Secure Assets Insurance Agency, LLC -Specializing in Medicare Plans Specializing in the insurance needs of seniors. The agency was founded by Tim Szekely in 2012. He has been helping clients protect their assets since 1988.

Including Medicare Supplements, Medicare Advantage, Medicare Prescription Drug Plans, Final Expense, Cancer Plans, Critical Illness Plans, Short-Term Care Insurance, and Annuities. Including Medicare Supplements, Medicare Advantage, Medicare Prescription Drug Plans, Final Expense, Cancer Plans, Critical Illness Plans, Short-Term Care Insurance, Annuities.

-Taking a personal approach with each c

lient.
-Taking the confusion out of Medicare.
- Saving seniors money.
-Working with highly rated companies. His clients include farmers, seniors, and of course families. He will help you ensure a secure retirement.

When most people picture their retirement years, they think about freedom. The freedom to sleep in, the freedom to pick ...
06/09/2026

When most people picture their retirement years, they think about freedom. The freedom to sleep in, the freedom to pick up a new hobby, and the freedom to pack a bag and travel whenever they want.
But it surprises a lot of folks here in the Bay area to learn that their Medicare plan can actually limit that freedom if they aren't careful.

Depending on the route you take, your health coverage can look very different when you cross county or state lines:

✈️ The Network Bound Route: Some plans rely heavily on localized networks. If you go this route, you might have fantastic, low-cost coverage right here at home, but if you want to spend three months in Florida or visit the grandkids out west, you could find yourself limited to emergency-only coverage.

✈️ The Open Access Route: Other plan options give you the freedom to see any doctor or visit any hospital in the entire country, as long as they accept Medicare. There are no networks to worry about and no prior authorizations standing in your way.

There isn't a single right answer because it all depends on your lifestyle. If you're someone who loves to hit the road, you need a plan that moves with you. If you prefer staying local, a structured network might save you money.

That's why we look at the whole picture at Secure Assets. I want to make sure you have the confidence that your insurance fits your travel plans, giving you the true peace of mind to enjoy your retirement exactly how you want to.

Before you start planning your next big trip, let's take a quick look at your plan's borders.

Are you a snowbird or a road-tripper, or do you prefer staying right here in Michigan for the summer? Let me know your travel style in the comments!

Summer in the Bay area is all about unwinding, spending time outside, and taking a break from the usual routine. Unfortu...
06/04/2026

Summer in the Bay area is all about unwinding, spending time outside, and taking a break from the usual routine. Unfortunately, scammers do not take a summer vacation. In fact, they love this time of year because they know people are traveling, busy with family, and more likely to let their guard down.

Lately, I have been hearing about a few specific tricks making the rounds, and I want to make sure you know exactly what to look out for.

Here are three red flags to keep on your radar this summer:

1️⃣ The "Free Summer Wellness Gear" Offer: If you get a call or an email offering a free back brace, knee sleeve, or fitness tracker "courtesy of Medicare," hang up. Medicare does not call out of the blue to offer free equipment.

2️⃣ The "New Plastic Card" Pitch: Scammers love to claim that your current Medicare card is expiring or that you need to pay a fee to upgrade to a plastic or chip-secured card. Your card does not expire, and updates are always free.

3️⃣ The "Urgent Verification" Text: You might get a text message claiming your coverage is about to be suspended unless you click a link to verify your identity. Medicare will never text you to demand personal information.

The golden rule is simple: If someone calls, texts, or emails you out of the blue asking for your Medicare number, don't give it to them!

My priority at Secure Assets is not just helping you find a plan; it is protecting you and your hard-earned savings after that plan is active. Being a local advisor means looking out for your financial safety all year long.

If you ever get a suspicious call or an official-looking letter and you are not sure if it is real, do not guess. Bring it into the office or send me a message. Let’s look at it together so you can keep your confidence and your peace of mind intact.

Have you noticed an uptick in strange phone calls lately? Let me know in the comments below, and let’s keep our community informed and protected!

June is finally here, and if you are anything like me, you are ready to make the most of the beautiful Michigan summer. ...
06/02/2026

June is finally here, and if you are anything like me, you are ready to make the most of the beautiful Michigan summer.

Whether you are spending the day walking along the river, heading out on the boat, or just enjoying a quiet afternoon in the backyard, getting outside in the fresh air is one of the best things about living in the Bay area.

However, as the temperatures start to climb, I always like to give my clients a quick and friendly reminder to protect their health while they enjoy the sunshine.

When you are out and about this summer, keep three things in mind:

1️⃣ Hydration is key: It sounds simple, but dehydration can sneak up on you fast when you are out by the water, leading to dizziness or fatigue. Keep a water bottle handy.

2️⃣ Listen to your body: Take breaks in the shade, especially during the hottest parts of the afternoon.

3️⃣ Know your coordinates: If you are traveling outside of our immediate Tri-City area, make sure you know where the nearest urgent care center is located.

4️⃣ Nothing spoils a perfect Michigan summer day faster than a sudden health issue, and knowing your plan's local rules before you leave the house is the best way to prevent unnecessary stress.

My goal is always to make sure you have the confidence to enjoy the season and the peace of mind that you are covered, no matter where your summer adventures take you.

Get out there and enjoy the beautiful weather this week!

We talk a lot about the financial side of Medicare, but we don't always talk about the mental toll it takes. There is a ...
05/28/2026

We talk a lot about the financial side of Medicare, but we don't always talk about the mental toll it takes. There is a specific kind of stress that comes with a mailbox full of "Official Business" envelopes and a TV that never stops shouting about different plans.

I’ve seen that stress firsthand. I’ve sat with neighbors who feel like they’re buried under a mountain of fine print. That weight on your shoulders isn't just annoying; it’s exhausting.

My job at Secure Assets is to be your "stress filter." When you work with me, you can stop trying to decode the jargon yourself. I take that pile of paperwork, find exactly what matters to your specific situation, and set the rest aside.

I want to absorb the confusion so you can walk away with a clear head. When you have a local expert handling the details, you don't just get an insurance plan. You get the confidence that you aren't missing anything and the peace of mind to actually enjoy your day.

If Medicare is starting to feel like a second job, it’s time to clock out. Let me handle the heavy lifting while you focus on what really matters.

Ready to trade the confusion for a clear plan?

Send me a message, and let’s clear that mental clutter together.

As we wrap up May and head into the warmer months, I want to leave you with one simple reminder. Even though the big enr...
05/26/2026

As we wrap up May and head into the warmer months, I want to leave you with one simple reminder. Even though the big enrollment seasons might be in the rearview mirror, my commitment to you is year-round.

Medicare doesn't just happen once a year. Life happens every day. Maybe you have a new prescription to check, a doctor who moved offices, or you just received a letter in the mail that looks like a different language.

You don't have to wait for a special "window" to get answers. Whether it is a quick question over the phone or a sit-down meeting at my office to review your current coverage, I am here all summer long.

I want you to enjoy your Michigan summer with total confidence that your health plan is doing exactly what it is supposed to do. My job is to provide that peace of mind so you can focus on the sunshine and the grandkids.

If you need a quick "check-up" on your plan before the summer gets too busy, please know that my door is always open.

Have a quick question you’ve been sitting on? Send me a DM or leave a comment below. I’m here and happy to help!

Late May is the unofficial kickoff to travel season. Whether you are heading "Up North" to the UP, visiting grandkids in...
05/21/2026

Late May is the unofficial kickoff to travel season. Whether you are heading "Up North" to the UP, visiting grandkids in another state, or finally taking that cross-country road trip, it is time to check your "travel readiness."

One of the most important things to understand before you cross the state line is the difference between Emergency and Urgent Care coverage.

Most Medicare plans provide solid protection for true emergencies no matter where you are. However, Urgent Care is often a different story. If you wake up with a sinus infection or a minor injury while on vacation, your costs can vary wildly depending on whether you are "in-network" or "out-of-network."

Before you pack the car, I recommend two quick steps:

1️⃣ Check your network: Know if your plan has a national network or if it is restricted to Michigan providers for non-emergencies.

2️⃣ Keep my number handy: If you get confused about where to go while you are away, I am just a phone call or a message away.

I want you to hit the road with the confidence that you are protected and the peace of mind to enjoy every mile of your trip.

Where are you traveling to this summer? Drop your destination in the comments and let’s make sure your plan is ready for the trip!

As we get into the heart of spring, most of us are thinking about getting the lawn equipment ready or scheduling a tune-...
05/19/2026

As we get into the heart of spring, most of us are thinking about getting the lawn equipment ready or scheduling a tune-up for the car to get ready for summer road trips. But there is one "tune-up" that is even more important: your Annual Wellness visit.

If you are new to Medicare, you have access to a "Welcome to Medicare" visit during your first 12 months. If you have been on your plan longer, you have an Annual Wellness visit waiting for you every year.

These aren't just standard doctor visits. They are a chance to sit down and create a personalized prevention plan with your physician. It is about looking ahead, catching small things before they become big problems, and making sure your "engine" is running exactly as it should.

The best part? These wellness visits are usually covered at 100% by Medicare.

I want you to have the confidence that your health is on the right track for the year ahead. Taking an hour out of your schedule now provides a lot of peace of mind for the months to follow.

Have you scheduled your wellness visit for 2026 yet? Check your calendar today and give your doctor a call. Your future self will thank you!

When people think about Medicare, they usually think about hospitals and specialists. But I like to look at the other si...
05/15/2026

When people think about Medicare, they usually think about hospitals and specialists. But I like to look at the other side of the coin. A great plan should actually help you stay out of the doctor’s office by supporting your active lifestyle right here in our community.

Many of the local plans I work with include wellness perks that go far beyond basic medical coverage. Whether it is a membership to a local fitness center or access to specialized wellness programs, these extras are designed to keep you strong and independent.

I always tell my clients that the best way to get the most value out of your plan is to actually use these "active" benefits. It is a great way to stay healthy while meeting other neighbors who are doing the same.

Speaking of staying active, we are so lucky to have incredible spots for a stroll in our area. I personally love the views along the Saginaw River, but I know everyone has their own favorite "hidden gem" path.

I want you to have the confidence to stay active and the peace of mind that your plan is working for you every single day.

I am looking for some new scenery this weekend. Where is your favorite place to go for a walk in Bay City or Saginaw? Let me know in the comments!

We’ve all been there. You have a quick question about your coverage, so you call a 1-800 number. You spend ten minutes n...
05/13/2026

We’ve all been there. You have a quick question about your coverage, so you call a 1-800 number. You spend ten minutes navigating an automated menu, another twenty minutes on hold listening to elevator music, and when you finally reach a human being, they ask for your 16-digit ID number before they even ask for your name.

To a national call center, you are a data point. To me, you’re a neighbor.

That is the "Handshake" Difference. When you work with Secure Assets Insurance Agency, you aren’t calling a cubicle in a different time zone. You’re walking into an office right here in Michigan where I know your name, I know which doctors you prefer, and I understand the local networks because I live here, too.

Medicare is personal. It’s about your health, your budget, and your peace of mind. Those things shouldn’t be handled by a script; they should be handled with a conversation and a handshake.

I’m here to provide the confidence that comes from having a local advocate in your corner. If you’re tired of the hold music and ready for a real partnership, my door is open.

Skip the 1-800 headache. Stop by the office or send me a DM—let’s grab a cup of coffee and get your questions answered the right way.

When we talk about healthcare, we often focus on the physical stuff—doctor’s visits, lab work, and prescriptions. But as...
05/11/2026

When we talk about healthcare, we often focus on the physical stuff—doctor’s visits, lab work, and prescriptions. But as your neighbor and advisor, I know that true peace of mind is about more than just your physical health. It’s about how you feel, how you’re sleeping, and how you’re handling life’s stressors.

A lot of people I talk to here in Michigan are surprised to learn that Medicare isn't just for "sick" days. It actually provides significant coverage for mental wellness, including:

✅ Annual Wellness Visits: A chance to talk to your doctor specifically about your mood and mental health.
✅ Individual & Group Therapy: Coverage for visits with licensed professionals like psychologists and clinical social workers.
✅ Family Counseling: Because your health affects the people you love, too.
✅ Telehealth Options: The ability to speak with a specialist from the comfort of your own home.

Aging brings big changes—retirement, moving, or health shifts—and it’s perfectly normal to need a little extra support navigating those transitions. You’ve worked hard for your retirement; you deserve to spend it feeling your best, both physically and emotionally.

If you’ve been putting off seeking support because you were worried about the cost, let’s take a look at your plan together. I want you to have the confidence to prioritize your well-being, knowing your coverage is there to support the "whole" you.

Have questions about your plan’s wellness benefits? Send me a DM or stop by the office. Your mental health matters just as much as your physical health, and I’m here to help you navigate both.

Address

721 Washington Avenue Ste 505
Bay City, MI
48708

Telephone

+19894141377

Website

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