Farmers Insurance Townsend Agency

Farmers Insurance Townsend Agency We specialize in auto, home, life, business, and specialty insurance. Stop by in person, reach out online or call to get a free quote today.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the Bay City, MI area since 2021, I can help you understand your coverage options so you can protect what matters most to you. Disclosure: farme.rs/disclosure

It's true, according to a consumer poll by the Insurance Information Institute, only 43% of homeowners say they have a h...
04/01/2026

It's true, according to a consumer poll by the Insurance Information Institute, only 43% of homeowners say they have a home inventory.

A home inventory can make a major difference during an insurance claim. It helps verify what you own, speeds up the process, and ensures you’re properly reimbursed after a loss. Taking a little time now to document your belongings can save you a lot of stress later.

When you think of your dream home, is there something it must have? A butler’s pantry, a big backyard, a home office? Wh...
03/25/2026

When you think of your dream home, is there something it must have? A butler’s pantry, a big backyard, a home office?

Whatever stage you’re in, starter home or forever home, make sure you have the right home insurance to keep it protected.

03/18/2026

Have questions about your coverage? Give us a call! We can answer your questions, review your policy for any gaps, and see if we can help you save.

03/11/2026

Wild, right?

As part of a promotion for a charity, actress America Ferrera had her smile insured for $10 million.

What’s the most unusual insurance policy you’ve ever heard of?

Not every insurance policy is the same, so it’s important to review your policy to see what yours covers. Natural disast...
03/04/2026

Not every insurance policy is the same, so it’s important to review your policy to see what yours covers. Natural disasters commonly included in a home insurance policy are wildfires, windstorms, lightning strikes, and damage from snow or ice. Events that are usually not covered include floods, earthquakes, and landslides.

Call us to assess your unique risk and make sure you have the coverage you need.

Help us settle this debate: Which is better, a swimming pool or a hot tub in your backyard? Both are fun, but both add e...
02/25/2026

Help us settle this debate: Which is better, a swimming pool or a hot tub in your backyard?

Both are fun, but both add extra risk that should be reflected in your home insurance. If you’ve recently added one, give us a call to update your policy and stay properly covered.

Do you have multiple insurance policies with different providers?Bundling them with one provider could save you money. G...
02/18/2026

Do you have multiple insurance policies with different providers?

Bundling them with one provider could save you money. Give us a call and let’s explore your options.

We all have a dream car. Maybe you already own it, maybe you’re saving for it, or maybe it’s just a dream for now. No ma...
02/11/2026

We all have a dream car. Maybe you already own it, maybe you’re saving for it, or maybe it’s just a dream for now.

No matter what you’re driving, make sure it’s properly protected.

02/04/2026

Have you had a recent home renovation? Reach out to us to update your home insurance policy!

The answer is burglary! Across the U.S., a home burglary happens around every 25–30 seconds, while a house fire occurs a...
01/28/2026

The answer is burglary! Across the U.S., a home burglary happens around every 25–30 seconds, while a house fire occurs about every 85–90 seconds.

There are steps you can take to protect your home, like installing a security system and making sure your smoke detectors are working. But if a burglary or fire were to happen, would your home be covered by insurance? Give us a call, and let’s review your policy.

Looking to review your policy or compare other options? We’re ready to help. We’ll review your current coverage, identif...
01/21/2026

Looking to review your policy or compare other options? We’re ready to help.

We’ll review your current coverage, identify any needed updates, and explore other policy options that may be a better fit for you.

Address

509 E. Midland Street
Bay City, MI
48706

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 9am - 12pm

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